To ask about child tax credit cuts.

[yellowbird11]

Is it inevitable and if so will it affect everyone? what a massive worry to all of you who are going to be affected.My DD works 16 hours a week and has 1 child. She'd love to do more hours as her child is at school but isn't able to. Can anyone give me any idea how much she'll lose, and when? I'm so worried for her because I know without these tax credits they'll be barely able to eat and keep warm. How can these Tory bs sleep at night?

- For you lavent x

I might look into that Babyroobs, she's not statemented and doesn't require extra help at school beyond sitting on the "naughty" table in front of the teacher's desk, she is unable to stay focused on any task without direct supervision, I can't even leave her alone to dress herself if we are on a timescale, she is physically able to dress herself, but cannot focus and will start staring at the fire or singing instead of putting on her clothes.

She has poor impulse control and no sense of danger, even at 8 she has to hold hands by the road because she will think nothing of dashing into on coming traffic if she sees something exciting at the other side of the road.

She also struggles with anger/frustration and has hurt her sister a few times. She instantly regrets her actions but can't stop it happening again. It upsets her more than it does us, even when she broke dd1's nose, dd1 was more concerned with comforting her sister than she was with her own injury.

Unless this changes in the next four years I wouldn't trust her not to lose her key and decide to go wandering or not to cause damage in the house or to her sibling if she gets annoyed by something.

I've done all the parenting courses etc and followed the advise to a tee. She was diagnosed with ADHD and mild Aspergers about a year ago but it was decided she was not severe enough to need much intervention other than SALT and she had her own TA for a while but that was stopped this year.

Actually I think that Unison calculator is misleading as it does not ask enough questions and does not allow an income figure below £13k pa.

Unison calculator was just for SummerNights

Over 214,000 signatures now!

38d.gs/1GrSnux

I've just signed CarrieLouise

carrie that was a bit misleading - is there one with more questions?

Hi Mollie, this one looks quite detailed independent.usp.uk

Thanks Lavent. Be strong; and well done for leaving your husband, what strength you have shown already xxx

AllOf. I think it may well be worth applying for DLA if you haven't already done so. It may help to get advice from CAB in filling in the form. Good luck.

thank you for the better calculator

Fuck that's saying I'm 1,410 worse off a year!

I haven't applied for DLA, I didn't know we could. I wasn't given any advise on benefits, I was only told her needs were not high enough to require a statement. I'd assumed she's need a statement before we would be entitled to extra help.

I'll pop down to CAB on Monday and see what they say. Thanks for the advise.

I've just that other calculator which says I'l lose over £800 per year. That's my gas bill. I cannot afford that. I hope that one is wrong and Entitled To is right.

People saying they will lose large amounts, you need to remember that for many of you some of that loss will be softened by the increase in Housing benefit that you may get when your tax credits drop. Not sure whether the calculaters take that into consideration. Obviously that won't help people with mortgages.

'you need to remember that for many of you some of that loss will be softened by the increase in Housing benefit that you may get when your tax credits drop. Not sure whether the calculaters take that into consideration. Obviously that won't help people with mortgages.'

Or many private renters who are already maxed out on their LHA cap, which is very, very low.

AllOf. I'm not sure whether a statement is required, I think they would look at evidence from GP / therapists letters, maybe the school etc. As long as your child requires more help/ supervision than other children of the same age ( which it sounds like she does) then you may stand a chnace of getting DLA, you may need to be very detailed in filling out the form though, which is why I'd advise getting someone knowledgable about the forms to help with wording it. We got it many years ago for a short while when my dd had significant speech problems but I think generally it was easier to claim then. Many people get it for children with ADHD, Autism etc, it is there to make your life easier.

Yeah, I have to top up my rent on a two up, two down in one of the worst areas of town because my rent is more than the LHA cap.

I don't think there are any houses lower or equal to the LHA cap. There weren't when we were looking to move.

The Entitled To calculator took into account extra HB and CTB but the second one didn't, however Entitled To also told me that exact amount of TC I'd lose was just over £10 a week, the second one had it as just over £17 a week, so even with the difference in HB/CTB if the second one is closest to reality the ET is then we'll have no choice but to cut down on some essentials like food, clothes or heat because the loss is more than I have left over each week, even taking away what I 'save' for non-regular essentials.

We will be £200 pounds down each month.
I am very, very, grateful to have gained employment last month. Part time, as that is all that was available at the moment.
My husband works full time. Between us, we work 57 hours. Our lifestyle does not reflect this. If the Conservatives had implemented the living wage first many families wouldn't be in such a dire situation. I honestly don't know what they think will happen? If you did vote for them, what did you think might happen?

I'd still be interested to hear some actual examples. 'I'm losing £1k a year' is pretty meaningless when you don't know what someone's household income and set up is to start with

Any NMW 16 hour per week employed person with kids who also happens to be a carer will suffer the biggest hits.

These are people who predominantly use employment as respite for themselves because when not at work they are caring for a significantly disabled person for a minimum of 35 hours a week more realisticily I would expect it to be around 90+ hours.

These are also people who tend to be the poorest because any assistance they currently get will most likely be a drop in the ocean when you consider the actual cost of the disibility and the cost to them of the caring.

I attended a carer support service get together the other day most of them are talking about having to quit their jobs come April because they have associated costs of employment they will actually be better off out of work because the current better of margin is due to the in work disregard via HB and they will be losing this.

Well Gideon is apparently now listening to the concerns over Tax Credits.

And not before time!

If that's to even be believed. We shall see.

'you need to remember that for many of you some of that loss will be softened by the increase in Housing benefit that you may get when your tax credits drop. Not sure whether the calculaters take that into consideration. Obviously that won't help people with mortgages.'

Or many private renters who are already maxed out on their LHA cap, which is very, very low

Or those currently on full HB

According to the calculator carrie posted. I'm going to lose £2329.00

I suppose to those supportive of these cuts I deserve too don't I what with only working part time.

Joy .Many people claiming tax credits are already earning equivalent to the living wage or more so they would still lose out even if LW had been brought in first.

I doubt the local councils will have enough money to balance it out with hb.

I'm wondering how many small businesses are going to afford the LW and the impact the introduction of LW is going to have other wages. Surely wages above the LW are going to have to rise too. I work for a small charityand I imagine they are going to be hard hit.

Yes, baby true. That is like us. We make more than min wage. Only just though. If they raise the minimum wage sooner, it would be much fairer. Of course that won't happen. I just wonder what they hoped to achieve? My main sympathies are with families that are carers, single parents etc... I can hopefully fix our situation in the years to come. God knows how people in much more vulnerable situations are going to survive?