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AIBU?

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Original poster

You've just won £20 000 000

152 replies

LittleRedRidingHoodie1 · 20/09/2015 10:09

Imagine the scenario however you like but the crux is- you've just won twenty million pounds. AIBU to ask you what you would spend the money on or do?

Let's indulge ourselves on this dreary Sunday! Grin

By the way I haven't won even a penny, just fantasising!

After paying off bits and pieces I'd like to move house somewhere more rural and set up a dog shelter. It would need to be rural because of all the barking.

Also I'd have a personal gym. And maybe study something for pleasure.

Now you!

OP posts:
LemonPied · 21/09/2015 08:47

Pay off my debts.
Buy a house and move back to my home town.
Get a personal trainer and chef.
Travel the world with my mum.

tothesideoftheirlives · 21/09/2015 08:58

new house somewhere more rural, not big but with huge kitchen garden and land to turn into a nature reserve, wood, pond, meadows, go off grid hopefully. I would like a large kitchen, however, with huge wooden table where I can bake and bake.

put some aside in trust funds for children

help the wildlife trusts and other conservation organisations buy land

buy one of my oldest friends a house for her and her mum so she can get away from her evil landlord

set up a fund to provide grants to conduct conservation research - I would run this day to day, get to meet the researchers, hear about their work

SleepyForest · 21/09/2015 08:59

I would give half to fund women's education in Ghana.

I would go and live in Provence. I would have a lot of parties.

TiffanyAtBreakfast · 21/09/2015 09:11

Ooh this is fun Smile

Pay off any student loans / credit cards.

Buy a lovely big house outright, or better yet - Build one to our exact specifications, Grand Designs style.

Pay off my parents and MIL's mortgages, and give my brother the deposit for a house.

DH and I would quit our jobs and start a business together doing something fun.

New cars for DH and I.

Personal trainer.

Teeth done with Invisalign and almost definitely a tummy tuck.

A few amazing trips - I'm thinking Nashville, the Maldives and a luxury trip on the Orient Express.

Ahhhhh the dream!

JasperDamerel · 21/09/2015 09:26

Set up trust funds for various relatives.

Give lots away.

Buy a slightly bigger house, although I don't think my dream house actually exists - smallish Arts and Crafts with biggish garden big enough for fruit trees and a vegetable patch and a tree house
within a mile of where I curreny live.

Get a decent haircut and some new clothes.

Travel and visit my family more.

Spend time studying.

Maybe get a dog.

Learn to play the mandolin.

Learn to drive.

MsJuniper · 21/09/2015 10:01

I have put far too much thought into this, DH and I almost had a row over whether we'd move closer into London or further out. ????I have found my dream home, it's totally amazing but £6m (and needs a little work) so does cut down some of my other plans rather.

Twindroops · 21/09/2015 10:11

pay off mortgage.
pay off immediate families mortgages.
holidays and new car.
support two local charities specifically.
re-do local park and school playground.
do a few local projects (village hall needs some work for example).

get my hair cut and coloured in a salon
get my teeth whitened.
buy a mulberry handbag
get a gardener to do something about my lawn.
get a new back fence.

think of a nice gesture for local families. Something like buy all uniform for kids starting secondary school that year, something like that. pay for school trips for the whole school for a year.

get another dog.

Lie about quite how much I have won is a must! Would do as much as I can anonymously, new car wouldn't be an aston martin, something like a really nice Golf for example!

Onthematleavecountdown · 21/09/2015 11:22

5m on new homes here and abroad
4m to immediate family
5m to charities
5m investments stocks etc
1m bank account for living on.

The 1m in the bank account could earn me upto 35-40k a year interest.

Ugh if only Sad

seaweed123 · 21/09/2015 13:25

I've given this a lot of thought...

  1. I'd give half away to friends and family.

  2. Pay off mortgage, and get new kitchen, maybe an extension, and buy the land next to my house to protect my views.

  3. Buy a ski chalet and a city pad.

  4. Retire and live off the interest of the remaining 9 million-ish, while kidding myself I was hard at work running an enjoyable vanity-project business. I'd probably do some studying too.

Kriek · 21/09/2015 13:30

I would buy a boat and sail around the world for a couple of years with DH and the DCs. I don't think I would move. I would have fresh lilies and freesias delivered to the house weekly and a hamper of books for me to read.

I would give my friends a lump sum each.

Mostly it would be spent on travelling and learning about the world.

I have always wanted to meet the Dalai Lama so I would enquire as to the cost of a donation in order to have tea with him.

AbeSaidYes · 21/09/2015 13:32

I'd give a million each to all my siblings, parents and DH's siblings and parents.
I'd give 1 million to the refugee council
I'd give one million to my dead dad's girlfriend.

that leaves 10 million for me and DH from which we would buy a house with a big garden and then I would split what was left between the two of us so we could use it for whatever we wanted. I would use my half to buy homes for my dearest and nearest friends. I'd also give up work and probably open a small specialist children's bookshop where I would employ my friends on decent wages with flexible working hours.

Oh and I would buy the building that used to house the library in my community and which the council are saying can be bought back by the community. perhaps I can use that for my bookshop and have a library and cafe which would be run by the community for the community.

elfycat · 21/09/2015 13:49

Pay off my mortgage and then buy another house where I want to live, nearer my parents.

Put loads into savings/investments, and trust funds for the DDs.

Make trust funds for nieces/nephews/godchildren and honorary godchildren - perhaps up to a million

Take another million and create a modest bursary for mature university students with families, in our favourite subject areas. DH and I were lucky enough to sneak our degrees in before the fee increase but wouldn't have been able to afford it now we have children.

BlackeyedSusan · 21/09/2015 14:31

I would buy a house with a lovely garden and keep the flat. I do not need a new car. I would need furniture though.

I would invest quite a lot of the rest to give an income so I do not have to work. I would take the children on two week seaside holidays every year.

i would hope that I use the proceeds from the investments wisely for various good causes.

binbagbabe · 21/09/2015 15:13

Give 10% to my church

Pay off my debts and those of my family and friends

Book a 5* hotel in Barbados for a few months to give me time to sort out what to do with the rest.

whois · 22/09/2015 08:49

Easy.
£3m on a big apartment in my preferred area of london.
£1m to my brother so they can pay off their mortgage.
£500k to my mum so she can get a little place near my brother.
Probably £50k on a big holiday for my close friends.
£20k for a sabbatical and going traveling for a while.
£30k-45k camper van.
£2k new computer.
£10k for things for my hobby.
Probably another £30k 'fritter money' over the next couple of years re holidays and hobby.
Some money on new clothes and stuff.
Some to charity. Not sure which ones, have to do some serious due diligence and think which causes are closer to my heart.

Invest the rest in a mixture of securities.

Stay in work but given my new mortgage/rent free enjoy a much better standard of living. Try to grow my personal wealth via investments rather spend the capital.

whois · 22/09/2015 08:52

Oh, buy gym membership at the mega expensive gym near the office and have 3x personal training sessions a week :-)

New bikes x3 - MTB, commuter and road bike.

Ok there is actually quite a lot of stuff I want to buy!

WyrdByrd · 22/09/2015 16:08
  1. Hand in my notice
  1. Pay off debt/mortgage
  1. Book several trips/holidays for the coming year
  1. Arrange to see a hypnotherapist re my weight and anxiety issues
  1. Start house/land hunting (would rather have something built - 5b - ask my architect friend to clear her decks for the next 12 months!)

I would try to resist spending too much on 'stuff' until house situation was sorted, but it would ultimately involve kitting out the mother of all arts and crafts rooms, including a kiln and potters wheel.

BestZebbie · 22/09/2015 17:00

I'd invest it all in a way which would mean I could live off the interest, using a varied portfolio to protect it (I suspect I could live very happily off less than the interest). I'd also set this up in such a way that it would still let my family have an income from the interest if I died suddenly.

I'd use my income from the money to live comfortably and have the freedom to choose my employment for pleasure rather than wage (for my family members too) and to be able to donate money to things whenever I felt like it.

I don't think I would particularly move house or buy lots of expensive items, although it would be nice to not have to consider price when replacing the car, considering where to holiday, etc.

Ahardmanisgoodtofind · 22/09/2015 17:41

So many things. Buy both sets of parents a house. Give lump sum to siblings. Buy a decent size house. Pay for ds to have decent speech therapy and any other help the top specialist in the country would recommend after we'd seen them. Put enough in trust so dcs have a safety net/not need to work. I'd finally get married.nothing fancy or overly extravagant to be nice to just do what we want to do.
Buy a flat/house for people in need to use for 3-6 months rent free while they find job/whatever they need to do to get on their feet. I'd like to buy someone's weekly shop anonymously. Or leave £100 tip for a hard-working person. Pay for a taxi to drive around giving people lifts home when the weather is terrible.random acts of kindness,spread a little cheer.

Shockers · 22/09/2015 19:16

I would definitely employ a cleaner and handy person, and a cook, although I love cooking, so I'd keep my hand in with that.

This would be in my large home in the country.

In the grounds I would have veg plots, a sensory garden, a pool and other play equipment. I'd also have animals that I would collect from rescues. I'd build (or convert the outbuildings into) cottages for my guests to stay in. I'd have a centre with a masseur and other therapists too.

My guests would be adoptive families, and/or families with children that have additional needs. My aim would be to provide fun, support, nurture and respite in a non judgemental atmosphere. I know how grateful I would have been for somewhere like that when DD came home.

PjDay · 22/09/2015 19:32

I would buy a larger family home in the same area, I love where we live already. Then do it out to my exact spec.

Upgrade our cars.

Give 1m to each of our parents and siblings. Give 500k to a few close friends. Put 2.5m in the bank for each of our DC's and bankroll the small local charity I have an interest in for a minimum of ten years.

I only work part time and would continue to do so, DH would reduce his hours but both would still work.

peaz · 22/09/2015 19:52

My sons (2) and my nephew would get £3m each. I'd also buy our house outright and give my sis in law the money to buy her house outright too. I'd give her a million, in addition. My brother died this year, and I know that she is worried about their financial future so that would help, massively.

All of that is around £10.5m.

I'd have a £2m charity budget, but I would have to really look into who I would give it to. Maybe look at donating to individuals, rather than charities. I also like the idea of financial backing a young person who has a business idea but needs help.

I'd then buy a large house with a granny annex, for us and my mum. I'd spend about £1m. I'd employ a cleaner and a personal trainer. I'm not big on cars but I guess we would get something flash for- what, £50k? Is that enough to get an American classic? And a house in Portugal- £500k.

I would budget £10k a year on a two week holiday, plus £5k on weekends away, little breaks. So, say £400k on holidays.

I have 19 cousins on my mums side so they would get £50k each.

I am undecided on education- I think I would put the rest away for 'rainy days' and make a decision on education as and when.

Crazyrabbitlady · 23/09/2015 18:57

I would buy my workplace and blow it up.

I would give nothing to anyone else.

wink1970 · 23/09/2015 19:09

I would take great pleasure in random acts of kindness, great & small ....

buying a round of drinks in a bar then leaving
giving a year's worth of Shelter donations
buying footwear & a warm fleece for a homeless person
funding a disabled serviceman to retrain/re-skill
building a scout hut or something similar
funding some 'postcode lottery' cancer treatment
paying for a day trip for disadvantaged kids

......

can't think of anything that would give me greater pleasure once I had helped family & friends. I have started to do small versions of this now, as I am doing well. It is selfish in a way, as it leaves a massive warm glow for days....

AnnieOnAMapleLeaf · 23/09/2015 19:18
  1. buy a new house
  2. buy a new car for each of DH and I
  3. pay off all family members' mortgages
  4. take a honeymoon (too poor 12 years ago to have one)
  5. deposit $250,000 in the DC's education fund
  6. deposit the maximum amount into my and DH pension schemes
  7. invest $1M in mutual funds for retirement
  8. donate the remainder to various charities
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