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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

You've just won £20 000 000

152 replies

LittleRedRidingHoodie1 · 20/09/2015 10:09

Imagine the scenario however you like but the crux is- you've just won twenty million pounds. AIBU to ask you what you would spend the money on or do?

Let's indulge ourselves on this dreary Sunday! Grin

By the way I haven't won even a penny, just fantasising!

After paying off bits and pieces I'd like to move house somewhere more rural and set up a dog shelter. It would need to be rural because of all the barking.

Also I'd have a personal gym. And maybe study something for pleasure.

Now you!

OP posts:
MorrisZapp · 20/09/2015 10:38

Parents going through hideous divorce. Could solve in one go by buying them a house each. I dare say that with full leisure and with their own lovely homes to go back to they may even manage to extend a champagne soaked olive branch to each other. It's just a dream.

DragonMamma · 20/09/2015 10:41

A quick look at rightmove and I've decided I would by this house - it has a guest house for visitors, which is a must.

www.rightmove.co.uk/property-for-sale/property-35043633.html

Osolea · 20/09/2015 10:42

I love this game too!

I'd carry on with doing all the things I'd like to do to the home I live in now, but it would all get done within weeks rather than years. I'd buy a fully serviced apartment in central London, and probably some holiday accommodation as well.

New car, trust funds for my dc, and for the other children in my family to help set them up. I'd keep my job because I love it, but I'd go (more) part time and do lots of short courses just for fun.

I'd give to the charities I care about, buy investment properties and up my charity direct debits. And I'd go on a LOT of holidays.

TheHouseOnTheLane · 20/09/2015 10:43

Ooh. I'd share 10 mill between family and friends, then buy a house in Cornwall and one in Oz. Then I'd choose the best schools possible for my DC and settle into a life of fun.

louisejxxx · 20/09/2015 10:44

I would buy a house near my son's school (we go over the county border to take him there, only about 6 miles, but as soon as you go over the border the price tag goes up) and I would probably go to back to university to study for pleasure as well. Possibly Economics? Or I'd do a PGCE over 2 years.

I'd obviously pay off all our debts, then go on a 3 week holiday in either America or Australia.

PacificDogwod · 20/09/2015 10:46

It would scare the bejesus out of me, it really would.
Life-chaning amounts of money are very frightening to me.

No idea what I'd do - panic, most likely ConfusedShockBlush

Oliversmumsarmy · 20/09/2015 10:53

Sell up everything and move into a hotel. Then move from hotel to hotel around the world.

FyreFly · 20/09/2015 10:54

The first thing I would do is engage a shit-hot lawyer. Not an investment manager, a lawyer.

Then I would change my phone number, get my family (immediate family - parents, brother) to change their phone numbers, and disappear with them for a month to a luxury beach hut in the Maldives / Bora Bora / wherever whilst we figure out the logistics.

I'd want to set a good amount of it aside in investments first of all - Swiss Government Bonds, US govt bonds maybe, high interest ISAs. Get those set up and get a decent income going. With the right investment of approximately half your winnings (£10mil) you could get a return of hundreds of thousands a year, so I'd set a good chunk aside to invest, and wouldn't touch it. That sort of thing could set you, your children and your grandchildren up for life, so set most of it aside and don't fuck with it Grin

Only once that is set up would I start divvying up money to other family and friends, and buying large assets like property.

Then I'd travel for a good long while and see the world :) living off the income from said investments. When I got bored (IF I got bored) I'd finally settle somewhere and set up a few charitable trusts, likely to do with museums, the arts, heritage and postgraduate education.

nannyafrica · 20/09/2015 10:54

I would do anything to make my mum and dads live easier in their old age.
Buy my brother a house and start him up in a little business of his own because he has had a traumatic couple of years.
Buy a BIG house for the orphanage I worked in, in Nairobi in Kenya that looks after abandoned new born babies and pay staff wages.
I would then buy myself a house with land on the Luangwa River in South Luangwa National Park in Zambia and watch elephants all day long. Heaven.

Oliversmumsarmy · 20/09/2015 10:55

Sorry posted too soon. No gas, electric, rates, water rates, house insurance, car insurance, mortgage, food shopping, cooking, washing up, laundry and every other little annoying things that come with renting or owning a home.

Eminybob · 20/09/2015 10:56

Travel the world now while DS isn't yet at school.
We would pay off all the debts incl mortgage first of all but keep the house as a base/storage while we are off on travels.
Then when we come back decide where we would like to live permanently.
Have a nice big house in a nice area and send DS to a really good school. Make sure money is set aside for his higher education too.
Have more DC.

wickedlazy · 20/09/2015 10:57

£10,000,000 to charity/good causes. I would pay off families (il's too) debts (would come to about £20,000 altogether I think) Then pay off the rest of mums, aunts and uncles mortgages (probably about £200,000). Would buy dad a cottage with a big plot of land by the sea, say £120,000. Mil and fil would get £10,000 to treat themselves with. Ds would get a trust fund of £500,000 for when he turned 18, and £2,000,000 when he turns 25. If at 24 he's not responsable with money, i'll put it up to 30!

£250,000 on a house for myself, nothing too big just big enough to have room for a library! And a nice garden for dp. A cleaner to come weekly. An account of £1,000,000 just for bills and cleaner/windowcleaner etc to be drawn from every quarter. Don't want to have to think about bills for a while.

£5,900,000 for us learning to drive, getting decent cars (nothing flashy or over £3000 each!) clothes (not labels, except for ds). Nights out or day trips or holidays. For living day to day for hopefully a while! I might invest in stocks, gold or property too.

AlpacaLypse · 20/09/2015 10:58

I'd give my business and some cash to my most faithful and reliable member of staff, and follow the F1 Circus around the world.

Set up trusts for dtd's friends for their university fees.

Give a fairly big donation to Catapult, which does a lot of work to ensure girls in countries where female education is low priority get access.

Burnet · 20/09/2015 11:02

I'd get a new carpet. Or actually maybe wooden floors if I had twenty million.

Libitina · 20/09/2015 11:06

The usual, 'boring' stuff. Pay off debt, buy a house, money to friends and family, car and holday etc..

After maybe 6 months off work, I would probably return part time. I worked hard for my qualification and mostly really enjoy my job. There are also a couple of things that I would do at work to improve my colleagues jobs.

Muckogy · 20/09/2015 11:08

this happened 10 years ago to an australian backpacker who was living in london.
he won £20 million on the UK lottery.
he remained anonymous, quietly collected his winnings and went on his way.
i was backpacking in australia at the time. i was so fucking jealous. and broke.

Backforthis · 20/09/2015 11:10

How much do you think it would cost to pay someone to wear a cricket costume (the insect not the sport) and follow George Osborne around for a year going, "Why do you hate the poor George?"

TheFormidableMrsC · 20/09/2015 11:12

If I won that amount of money, I would keep it completely under wraps as I am not quite divorced Smile. After, however, I would help all my friends and family regardless if they needed it or not. I would donate my house to my neighbours who are renting and need a permanent home. I would buy a lovely new house with a bit of land for my children and I and a holiday home somewhere that everybody could use. I would book a holiday to Florida and a trip to Australia. I would make a massive donation to Women's Aid and others. I would employ somebody to do my ironing (utter luxury for me!). I would buy my daughter a lovely new car as she is about to learn how to drive. I would set up trusts for my children so that they are secure for life. I would hope I would be able to do a lot of good because you hear so many stories where such huge sums have caused nothing but grief.

Oh to dream....

Redcrayons · 20/09/2015 11:14

Pay off debts
Give half to my H
Tell him a few home truths and to fuck off to the far side of fuck
Buy a nice house for me and my DCs.
Live happily ever after

RollerGirl7 · 20/09/2015 11:15

I always think about this, some woman helped me out a huge amount in my teens and pretty much saved my life and stopped being being homeless.

She loved her family, did everything for them and I always think I would take her £20k worth of holiday vouchers to have a great family holiday.

wickedlazy · 20/09/2015 11:16

Think I would also set aside £50,000 and makes a list of 50 people I would give £1000 to. Neighbours and mates/dp's mates, family friends etc. Anyone who's been there for us.

CoodleMoodle · 20/09/2015 11:16

I would move to a sizable (not huge) house, with a granny annexe for DM as she's in danger of losing her house atm. I'd have a bit of land for her to set up a small cattery (her dream!).

New car for me, maybe for DH but he already has his favourite car... He could leave work and go freelance, which he'd like. And then he'd have more time with DD! We'd also take her on a few holidays.

I'd put loads away for the future though. And for DD for house/car/uni/travelling, etc. She's only 18m so plenty of time for the interest to grow! We'd also start trying for DC2, as it's only money/space stopping us right now.

I'd build huge cage for my degus, get a cat of my own (again, only finances stopping me) and make sure all of our current cats were pampered (DM has two which are mine but live with her, PILs have one which technically belongs to DH).

And for me I'd take my best mate to see our favourite band on every date of their upcoming European tour. Thats MY dream!

AlpacaPicnic · 20/09/2015 11:17

I'd spunk 500,000 on fun straight away... Rugby World Cup tickets for all the matches I wanted, book a fab holiday for me, DH and a couple of mates in Florida. Give my parents and brother enough that they could have fab holiday of their choosing.

I'd phone dhs boss and tell him he's a bullying wanker and he can stick his job up his arse.

I'd drop several days at work, maybe offer to do one day a week as a volunteer just to keep in touch.

I'd anonymously send a cheque to my former boss so she could quit work and stop struggling. I'd do the same for my current boss so she could take a bloody day off and relaaaaax!

I'd book into a spa for six months and emerge a beautiful thin butterfly.

MNemonica · 20/09/2015 11:20

I would buy my DC a house each, and set up trust funds for DGC.

Provide my DM with any help she needed e.g. driver, cleaner etc., plus lots of treats and trips.

Buy a small flat in London and another in the south of France.

Set up a charity to help unmarried mothers, who are often shunned by their families and society in general where I live.

Build accommodation for sick people and their families who have to travel hours (often on public transport ) for life-saving treatment.

A refuge for mistreated/abandonned animals in each large town.

Not sure the £20million will be enough!

RJnomaaaaaargh · 20/09/2015 11:21

Very nice house, yacht and round the world first class. Money gone easy.

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