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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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to stay in current house even though landlord has asked us to leave? dilema

501 replies

arieschicke · 19/05/2015 17:13

I am a single parent with 3 dcs. 2 have complex sn.
2 months ago ll served me notice as he is selling the property. I have been trying to secure a private rental with no such luck.
The council have advised that when we leave we will be placed in bnb accommodation, then temporary house or flat share and then after approx 6 months we could be successful in bidding for a council property.
now my ll has sold the house and is exchanging contracts in 2 weeks. has asked me to leave by then. council have advised we will be placed in bnb. shelter have advised me to stay until the court evicts us, which means another 6'8 weeks here but the landlord could lose the sale.
I really can't decide what to do. any advice would be really appreciated.

OP posts:
Goatlington · 21/05/2015 12:45

Actually - no one bar the OP knows how she has founf herself in this situation. It's as presumptious to assume she's a completely innocent victim of circumstance as it is to assuem she's a scrounger.

No one has answered my question about the father (s) of these children the tax payer is expected to support?

annielouise · 21/05/2015 12:49

But you don't have two with SN, Newbrummie. And you have criticised - "All that drama over a B and B", "The sooner that penny drops the better", as if this is something over nothing.

You don't seem to realise the system. She has to wait to be evicted. She can't do anything in the meantime. You're doing what's she's doing so how you "bloody getting on with it" and not waiting around? You're not doing more than she is and she's in a worse situation than you, which you're conveniently ignoring.

If they do know about it I doubt very much they won't consider it as a possible place for you to live. Good luck with that and the lovely B&B you're expecting.

I think it's the difference in attitudes - you'll put yourself through that rather than privately renting, which you won't entertain, so that you get a council place. The OP can't get a private rental and has tried just so she can avoid putting her kids in a B&B. You're treating it as just an obstacle to get through that you've convinced yourself won't be so bad. Sorry but I think you're milking the system with all that you've said.

Newbrummie · 21/05/2015 12:50

Nobody cares about the fathers Goat ... They just walk away without question ... Even my ex's mother who was left in the same situation herself is trying to encourage him to screw me, well her grandchildren over

Goatlington · 21/05/2015 12:51

Agreed Newbrummie. The men don't care beacsue the State Will Provide and the women don't care cos - oh, the State Will Provide.

annielouise · 21/05/2015 12:53

Goat, you do realise Newbrummie is exactly one of the women you're criticising with your "and the women don't care cos - oh, the State Will Provide"?

Newbrummie · 21/05/2015 12:53

You're entitled to your opinion annuelouise ... The council are completely aware of my full situation since I doubt a fraud conviction would be helpful in the long term and I will be housed by the end of next month, so as I said the sooner the op bites the bullet the sooner she'll be settled.

agilevangelista · 21/05/2015 12:54

stay- listen to shelter and wait for a section 21. my ll wants me out. well he wanted me out last June I have no guarantor and a crap credit rating but have always paid my rent and still am. every agency I've seem wants 6-12m up front and if I had £20k lying around I would move.
as long as I keep paying my rent he doesn't seem to care or at least care enough to get me evicted. and the council won't do anything until them.
stay until you at least have something from the council in writing.

Newbrummie · 21/05/2015 12:54

Gloat isn't critiquing the women she's critiquing the feckless fathers ffs

annielouise · 21/05/2015 12:55

She can't bite any bullet Newbrummie. She can't make it go faster in any way. It's a process. You can pat yourself on the back all you want but you sound like you could have helped yourself more. I doubt very much the council know about that property but I can't be bothered arguing with you about it.

annielouise · 21/05/2015 12:57

Read her sentence Newbrummie - she says the women don't care as the state will provide - i.e. people like you. It's up there in black and white. And it's not critiquing. It's criticising. I can't argue with thick people. It's too tiring.

Newbrummie · 21/05/2015 13:01

Auto correct I'm far from thick love and oh dear I missed the 2nd sentence forgive me ... Well the women do care but frankly we are blocked at every turn from chasing the child support, the equity, the pensions ... Doesn't matter whether it's £2 or £1,000 000 the women get fucked over because men know they won't leave the kids.
Hope that's cleared that up.

annielouise · 21/05/2015 13:05

Oh, yeah, sure. You've tried to compare yourself to the OP as if you're in the same boat, in fact as if you're worse off as you have one more kid than her, as if having two SN kids is as easy. You can't see it at all. I give up.

EhricLovesTheBhrothers · 21/05/2015 13:08

Brummie doesn't actually have a house or an income her ex does. She just manages it.
Although brummie your posts about the op waiting around for someone to help her are a bit thick considering the multitude of posts on this thread explaining why she has no choice and the fact that you are doing the same thing!?

pod78 · 21/05/2015 13:18

Oh god Annie, yes save yourself. NewBrummie and Goat are just unbelieveably deluded, selfish and unreasonable people. x

The OP is doing everythig she can and has a deposit, a guarantor and rent up front. It is still (unbelievably) not enough to secure private housing.

If landlords would accept her she would have no need for emergency housing and then there would be no need for landlords to fear having to evict tenants and thus be more reluctant to accept her. WAKE UP PEOPLE some landlords are creating this very situation w e are all upset about

also hiding thread

lotsofcheese · 21/05/2015 13:55

Where is OP? Hoping she got on ok.

The system is clearly at fault & needs reformed.

annielouise · 21/05/2015 14:00

Thanks pod and Ehric, starting to think it's me just seeing those two congratulate each other. I typed "thick" a few times and deleted it. I just thought Ehric if the relationship between Newbrummie and her ex is so good that he allows her to manage his property then they could have sorted something out given they have 4 kids together - even if it was to sell it and give her half, allowing her to find a private rental.

I hope the OP sorts herself out. I too can see what's happening pod after 30 years of a variety of housing - renting, owned, renting, owned, renting, and I've experienced a range of things renting, none good. The situation is dire but it was 20 years ago in my experience and I don't see it changing.

Damnautocorrect · 21/05/2015 14:23

tick tock tick tock
That's the time bomb of generation rent needing social housing for when we are all too old and ill / frail to work. The governments got 20-30 years before the shit starts to hit with that one

EhricLovesTheBhrothers · 21/05/2015 14:30

You're not wrong DYAC
I don't think my pension is going to stretch to private rents at 2050 rates

pod78 · 21/05/2015 15:01

Sadly maybe true Annie.
Mainly because I'm willing to bet that not one person who has read or responded to this thread and felt strongly either way, has actually harrassed their MP about it

If we don't make it a voting issue they won't bother. Too many deaf ears though

suzannecanthecan · 21/05/2015 15:02

we'll be warehoused in bedsits and kept subdued with a chemical cosh, either that or euthanised at the first sign of short term memory impairment

0x530x610x750x630x79 · 21/05/2015 15:08

Sorry i haven't read the whole thread (and seems it is relevant to my point) but once again the system is being shitty to all involved.
Why isn't an eviction notice from the landlord enough?

StupidBloodyKindle · 21/05/2015 19:40

Because the council are trying to reduce the number of applicants for social housing, put them off applying full stop and also buy themselves time in terms of timescales/measurable targets. As this thread also shows, councils may operate differently in terms of whether they will offer a B+B straight away which I thought was rare, or whether the cavalry Hmm arrive at the same time as the bailiffs.

In terms of HB, many (not all) LL will struggle to convince their mortgage lenders and insurers to rent out to DHSS. We had to fight for our tenant and that was irrespective of past punctual rent or guarantor in place. We also are no longer covered for loss of rent in legal circs/only if there is a burst pipe. If you use a letting agent, they will do vetting, and naturally this is a credit rating check. There is no way to avoid that, and although I know from experience how easy it is to get CCJs (helped my dp get his erased) the agent will not always pass forward details if credit rating is poor. On one occasion they did, but only because the couple were young, employed and just had low rating (like myself actually) because they had never had credit cards. We took them on with a guarantor in place. Kids would not bother me in the slightest, guarantor and money upfront fantastic....but a big black mark due to credit cards would sadly be a red flag/alarm bell unless I was told the mitigating circumstances. My point being, that sometimes with banks, insurers and agents, it does end up being out of your hands. If bank says No, if Insurers say it will invalidate the insurance, if agents deem the risk too great, then hands are tied.

PtolemysNeedle · 22/05/2015 09:20

It's seems to me that the advice shelter give exacerbates the problem in the long term. Maybe not for the individual family that they are advising, but it becomes a vicious circle.

People rely on housing benefit because they can't pay rent on a place they need themselves, then when a landlord is completely reasonable in not wanting to continue a contract that has come to an end, the tenant can't find another private rental. But the reason they can't find another private rental is that they can't afford their rent, so they are high risk tenants. Then because they are high risk tenants for new LLs, they break the terms of their contract with their current landlord, and prove the point that they are high risk and LLs understandably want to take as few risks as possible.

There is so much hypocrisy shown on this thread.

People complain about professional landlords that control too much of the market by owning too many properties, but then complain that smaller LLs with one or two properties don't want to take unnecessary risks.

They complain that LLs don't stick to the terms of their contract by failing to deal with maintenance issues, then advise tenants to break the terms of their contract despite having somewhere else to go.

If the government wanted to help this problem, they could act as the guarantors for people who can't provide their own housing or pay their own rent so that they can access the private housing stock more easily. If councils would pay rent directly to landlords, but not hold them accountable if the claimant turns out to be ineligible then, and would pay for any damage the tenants might cause including overstaying their contract, then LLs wouldn't be so against taking HB tenants.

Damnautocorrect · 22/05/2015 09:27

PtolemysNeedle
They are advising people who not to be homeless, it's not shelter making the problem worse but the way the system works.

Someone I know was advised by CAB to go after the first notice, so they did. They were then told they'd made themselves intentionally homeless, they appealed. If they lose their appeal they won't be housed as the council don't 'need' to. Their children will be taken into foster care and the mum will be on the streets.

It's not shelter making it worse, it's shelter advising people on a stupid failing system

suzannecanthecan · 22/05/2015 09:30

?
Seems to me banks have much to answer for, having lent indiscriminately they helped to cause the crash, now with tighter lending criteria those who could service a mortgage are unable to buy because the deposit required is unachievable. ?
When lending for BTL they stipulate no HB tenants.

Banks have too much power?

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