in wanting to be asked first?

[OurMiracle1106]

I live in shared accommodation. Recently our washing machine has been having issues. So we all spoke and decided to split the cost of a second hand one between us.

So today one of the flatmates decides to go to bright house and get a New one without asking any of us and now wants to split the weekly cost. Which Is only fair If we are all using it.

However my issue is, they have taken it over three years. Working out the split its two pound a week each. so over three years I will have paid 600 for a machine that isn't even mine. When we could all have put 20 in for a second hand one and it would have been paid off.

We only have plumbing for one machine so getting my own isn't an option. So its use this incredibly expensive machine or go to the laundrette.

Aibu in thinking people should ask first before commuting others to a credit agreement. Personally I don't want to give a company a whole load of my money. The machine is worth 450 (according to bright house) and I'm alone paying 150 over that so they are getting nearly a grand and a half in interest.

I might be unreasonable due to having a bad day and maybe ungrateful however I think its a ridiculous amount to spend on a washing machine that isn't even mine, and there is no guarantee I will remain In the property for three more years anyway.

Aibu?

Landlords are not obliged to replace white goods unless they were provided when you move in and it's in the tenancy agreement. Most rentals only come with an oven, you provide your own fridge and washing machine.

Bright house works because they sell luxury goods to poor people with no capital or credit rating. People want luxury goods, they don't want to wait the 3 years it would take to save up for a £300 tv at £2 a week, they want it now, even if they end up paying £4 a week for 5 years.

YADNBU! What a muppet.

I'd give her the £20

I'd point blank refuse to pay. She needs to return it or pay herself, but she can't have put your names on the credit agreement so there's no obligation on you to pay her.

I wouldn't be happy either - our washing machine went bang last year and we got a really decent machine from appliances online for under two hundred quid (including delivery) email
Eve considering she went to bright house 450 quid is a lot for a washing machine when you can get one much cheaper new

I would tell her to return it - not sure on the policies of bright house but they must surely have cooling off periods.

Show her this thread, so she can see it's not just you that thinks this is a really bad idea.

Ethic is spot on. It allows people to have something NOW. They close their eyes to what they end up paying because the most important thing is that they get something new and shiny.

That's how Brighthouse and co stay in business...

YADNBU. Can't you refuse to pay if it's not in your name? I detest that company, they prey on people who can't get credit elsewhere.

YANBU, I would be furious and would not agree to this, although that works out £312 each not £600, but you are still not BU!!!

I would press them to cancel the agreement.

If not, I would say you will not pay towards it and use a laundrette out of principle.

Id be fuming ... Your not being unreasonable to be upset.
She should have asked you all before signing a credit agreement, I'm assuming the good thing is she's signed for it.

I guess I'd just view it at the moment as paying her rent at 2 quid a month.. The debt is hers... I really can't believe she's done it. Other posters are suggesting there would be a cooling off period def explore this.. X