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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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Original poster

in wanting to be asked first?

62 replies

OurMiracle1106 · 29/01/2015 20:17

I live in shared accommodation. Recently our washing machine has been having issues. So we all spoke and decided to split the cost of a second hand one between us.

So today one of the flatmates decides to go to bright house and get a New one without asking any of us and now wants to split the weekly cost. Which Is only fair If we are all using it.

However my issue is, they have taken it over three years. Working out the split its two pound a week each. so over three years I will have paid 600 for a machine that isn't even mine. When we could all have put 20 in for a second hand one and it would have been paid off.

We only have plumbing for one machine so getting my own isn't an option. So its use this incredibly expensive machine or go to the laundrette.

Aibu in thinking people should ask first before commuting others to a credit agreement. Personally I don't want to give a company a whole load of my money. The machine is worth 450 (according to bright house) and I'm alone paying 150 over that so they are getting nearly a grand and a half in interest.

I might be unreasonable due to having a bad day and maybe ungrateful however I think its a ridiculous amount to spend on a washing machine that isn't even mine, and there is no guarantee I will remain In the property for three more years anyway.

Aibu?

OP posts:

BlackeyedSusan · 29/01/2015 21:33

ask her where she is going to store it as you have agreed to buy a second hand one that will need to be plumbed into the water/outlet.

send her back to cancel the agreement.

gamerchick · 29/01/2015 21:35

I would go nuts.

Cancel it.. she can cancel it if it's not plumbed in.

IamTitanium · 29/01/2015 21:35

Is there an option to change your mind within a certain time? If so she needs to get it returned.

CrapBag · 29/01/2015 21:37

Ok, but that's irrelevant to your problem. Tell her you didn't agree and will not be paying. What she chooses to then do is up to her.

TheEfficiencyMovement · 29/01/2015 21:44

I agree with pp - you need to get her to cancel the washing machine agreement.

lurkerspeaks · 29/01/2015 21:54

Get on gumtree/freecycle we sold my deceased Gran's 9mo machine (barely used) on gumtree and I gave away my father's elderly but functional Bosch machine when he upgraded to one with an enormous drum.
Both had instruction manuals etc.
Guy who got the Bosch had a new baby and just about cried with relief.

Hillingdon · 29/01/2015 22:16

I wonder if she just didn't realise what she had done. No one effectively buys a machine for 1800 and of course Brighthouse will make it look so attractive.

I am not trying to defend her btw but it was a really stupid thing to do. Its all under her name so she is left with paying for it.

fairylightsbackintheloft · 29/01/2015 22:22

This reply has been deleted

Message withdrawn at poster's request.

ArgyMargy · 29/01/2015 22:26

You clearly can't do sums, as mentioned above. But surely this is cheaper than the laundrette, so what's your beef?

Quitelikely · 29/01/2015 22:27

So is the machine to stay in the flat permanently? What if the person who is named on the credit agreement moves out?

If I was you I would say that you are only prepared to pay what you were going to for a second hand one.

Redglitter · 29/01/2015 22:27

I think the reason people use them fairylights is they don't do credit checks

cherrylola · 29/01/2015 22:28

YANBU at all! Your house mate is completely stupid. We got a brand new washing machine from
Currys for £100!!!!

CupidStuntSurvivor · 29/01/2015 22:38

The 'beef' Argy is that over the course of the 3 years they'll be paying her, they'll each be paying an awful lot more than a second hand washing machine costs.

guinnessgirl · 29/01/2015 22:45

fuck that. Your housemate is an idiot. Clearly she needs to cancel the credit agreement and get them to take it back. I loathe Brighthouse with a passion for the way they callously take advantage of poor people and shaft them for the sake of crap consumer goods.

itsmeitscathy · 29/01/2015 23:06

YANBU

plus you're paying the electricity on top of the machine so it's not your only cost. I'd be having a flat meeting and trying to get out of it. It's just not on. In saying that you're living together so you won't want to makes things difficult between you all:(

soontobemumofthree · 29/01/2015 23:17

Yanbu. Make them cancel it. Your reasons are valid. You should have been asked.

53Dragon · 29/01/2015 23:24

Anyone who buys from BrightHouse is an idiot but your flat mate even more so for doing it when you'd all agreed to buy 2nd hand.

You can go to a 2nd hand shop or local auction and pick up bargains. Or people have a fitted kitchen and will get rid of their old appliances dirt cheap. Someone gave me a tumble dryer - I already had a washing machine so they gave that to someone else.

RandomNPC · 29/01/2015 23:28

Fucking Bright House?? Are they still going? I remember when they were Crazy George's, their APR is astronomical!

53Dragon · 29/01/2015 23:34

'A 60cm Beko double oven costs £562 in Brighthouse. An almost identical Beko oven sells for just £389 at the Co-op.' But they make most of their profit from sky-high interest rates.

Makes me quite queasy

BackforGood · 29/01/2015 23:42

YANBU. No-one has signed up to this, but her. Others have said there is a cooling off period. Tell your flatmate you aren't paying it, and suggest she takes it back very, very soon, or she will end up having to pay out a lot of money over the next few years.

TestingTestingWonTooFree · 29/01/2015 23:48

Cheapest brand new washing machine on ao.com is £170 I think. She needs to cancel it.

SugarOnTop · 30/01/2015 00:30

correct me if i'm wrong but isn't Brighthouse a 'hire purchase' place? So when you have finally finished paying it off after 3 years (by which point it will have cost you a hell of a lot more than buying even a brand new one!) ...who does it belong to and who gets to keep the machine? Plus you will not be living together forever so if anybody moves out your share of the payment will go up.

i would refuse to pay her anything other than the £20 you all agreed on to contribute towards one.

if she doesn't want to make the rest of the payments out of her own pocket then she can return the washing machine...because they will take it anyway the minute you stop paying towards it.

what an utter idiotic arse she was doing that! i bet she hasn't even read the small print....you know the bit where you realise that (including the interest charged) by the end of agreed period you've paid 3 times if not more for the item than it would cost you if you bought it brand new from a shop.....

Postchildrenpregranny · 30/01/2015 00:36

Is it a rented property in which case surely your landlord is obliged to replace the washing machine ?

Postchildrenpregranny · 30/01/2015 00:39

Bought MIL a new washing machine two years ago for a little over £100 .John Lewis special .It's a basic Zanussi. (she went into a home so its been used only once-in our garage waiting for a DD to buy somewhere)

DecaffCoffeeAndRollupsPlease · 30/01/2015 00:41

yanbu

post it seem the place came without a washing machine as when they moved in, one was provided for them by a charity.

OP give her the £20 agreed and no more, if she won't/can't return the damned thing. She must be mad!

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