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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To people should still be able to work full time at 60

55 replies

Goodtimes90 · 08/01/2015 20:57

not have to work part time

OP posts:
Doyouthinktheysaurus · 08/01/2015 21:57

My pension won't kick in until 67! I dream of retiring at 60.

I'm an RMN working in a highly stressful and challenging environment. I will be a liability on the ward once I hit 60, if not before. No idea how it will actually work in reality.

Bodicea · 08/01/2015 22:00

That's why I don't agree with final salary pensions knifey- they aren't fair -pensions should reflect what peoe have paid on over the course of their career. I was promoted to reasonably high grade very young but don't expect to be promoted any higher now and it would piss me off if someone got promoted to my grade in their final years and got the same pension as me. Career average pensions are much more fair to everyone.

TheReluctantCountess · 08/01/2015 22:05

I'm a teacher. We have to work until 68 to get our full pensions. I'm not sure most people would be able to do the job at 68!

My dad is 71 and still works full time. He loves his job.

thegreylady · 08/01/2015 22:05

Should have the option but I don't like older people being obliged to work past 60 to get their pensions. I taught in a secondary school and couldn't have gone on past 60. In fact I took early retirement in my fifties (70 now).

Knifey · 08/01/2015 22:08

Pension ages are set where they are because of the longer life expectancy and the cost of paying the pensions, but everyone has the option to make additional provision for their retirement and set their own retirement age. It's obviously not easy and will require some sacrifice but if you know now you don't really want to work until your official retirement age, then make provision to stop earlier.

pieceofpurplesky · 08/01/2015 22:11

Teacher here too. Secondary. I know I won't be able to my job as well as I should at my retirement age of 68. I could do it but not as well as it should be done. This week alone I have split up a fight and dealt with four stoned 15 year olds - as well as the day job!!!
Mentally it drains me already at 46!

louwn · 08/01/2015 22:15

My dad is a paramedic, 61, and working full time dealing with emergency calls. He is fitter than some of the younger guys!

ShadowsCollideCantLogInToMN · 08/01/2015 22:34

My Mum is 60 and working full time. She's well able for it, enjoys working, and would probably crack up if she wasn't working. Dad is 62 and works 6 days a week, often 7. He is a body piercer, and the only thing that would make him stop doing his job is his eyesight failing, as obviously good eyesight is fairly vital in his line of work. He's training an apprentice in anticipation of this happening. When it does though, he'll find something else to do. I imagine that he will work until he physically can't, he just enjoys it.

DP's Dad is retired, has been since he was in his early 50s. DP's Mum has been a SAHM all her life. They are very happy to be retired, and enjoy spending their days pootling around and looking after their grandchildren.

It's down to personal choice really, isn't it? Both my folks and DP's folks are equally happy with their lot. So I think really it depends on the individual and their line of work. Nothing wrong with retiring early or going part time, if it suits the individual and their spouse / family.

onedamnthingafteranother · 08/01/2015 23:55

Knifey, LGPS at least is now based on career average so the "get promoted in your last two years" no longer works anyway. I need the money from full time work to boost my disabled son's future trust fund as I don't trust the State to look after him.
I've seen no suggestion that over 60s have to go part time, unless it happens in OP's workplace specifically.

VenusRising · 09/01/2015 00:00

I expect to die in harness. I work in my own business, and really am looking forward to working at 80plus. Couldn't imagine not working actually!

Mostly everyone I know who's 70plus is still plugging away, and my FIL has just sold a business at 82. He's still working.

Life expectancy is really long now, maybe you'll all perk up after a good rest from your FT jobs and go PT till 80!

Caff2 · 09/01/2015 00:05

My dad is 67 and works as a Classics teacher at the school he's worked at all my life. (I am 37). He's good at it and gets very good results. I think I find teaching harder than him - he's a natural "outstanding"!

Summerisle1 · 09/01/2015 00:09

Once upon a time I would have been retired by now (61) but the goalposts were moved and I shan't be of retirement age until I'm 65. To be perfectly honest, while the pension would be nice, there's absolutely no physical reason why I shouldn't work though. I don't feel anywhere near "old" and neither, in truth, do I look my age. Let alone behave it.

I guess one's ability to carry on working full time very much depends on what your job is. But there's no doubt that people in their 60s are far healthier than they were in earlier generations.

StarsOfTrackAndField · 09/01/2015 02:04

onedamm I think it is now illegal to make people go part time/retire.

Oldsu · 09/01/2015 06:38

who says a 60 year old cant work full time? unless you are talking about job opportunities from what I can gather gather many young people are finding it hard to get full time work now what with zero contract hours and employers preferring to take on part time staff and let their workers claim in work benefits.

|I am 60 this year and have no intention of giving up my full time job

hettie · 09/01/2015 07:04

I'll bloody well have to be working full time at 60... Fuck all pension provision and no sign of ever being in a position to contribute any where like enough for that to happen... Good job I like my work (most of the time)

meditrina · 09/01/2015 07:27

"Career average pensions are much more fair to everyone."

Not so sure about this.

Because when they were rolling out a new system in the public sector in the 00s as part of the persuasion to change terms, we had a comparison tool. I out in various scenarios (career break/not, various part-time and FT options, with or without one more promotion).

Under every single scenario I was worse off in retirement.

So they are fair in the sense they pay out less to everyone. Or at least that (major) public sector scheme does.

Mrsjayy · 09/01/2015 07:37

Parents are still working full time mum reduced her hours slightly dad works in a factory he is retiring this year when he is 65 who says they need to go pt?

Soexcitedforthisyear · 09/01/2015 07:38

My mum just went PT at 62 and that's entirely due to her having worked long enough to get her pension rather than due to an inability to continue. In fact she has just started a consultancy and is inundated. My dad still works full time as a senior partner at 65 although generally works a day a week at home. He plans to go part time in 3 years but has no intention of stopping altogether.

echt · 09/01/2015 07:50

Has the OP been back to give some background on the implication that the 60+ are being squeezed out?

Mehitabel6 · 09/01/2015 07:51

Surely everyone is going to have to work full time after 60 yrs now- unless they can afford not to?

Alisvolatpropiis · 09/01/2015 07:56

Disgrace

Why do HGV drivers tend to die early?

Mammanat222 · 09/01/2015 08:00

PIL still work FT (nurse and builder - both early 60's - FIL role is a lot less physical now). My dad is early 60's and also still works FT, and nights to boot. Mum is same age and works PT.

They are all in good health but would all retire tomorrow if they could afford it.

magpieginglebells · 09/01/2015 08:01

At the moment my work pension kicks in at 60 so I plan to retire then, but that's 28 years time so there's

magpieginglebells · 09/01/2015 08:02

...plenty of time for that lottery win.

Andrewofgg · 09/01/2015 08:06

I'm public sector, 62, work not physically demanding although it tends to long hours. Because of my age and when I joined my pension will be final salary and I am not affected by the next round of changes (cuts) although my contributions have gone up.

I am well aware that I was lucky not to be forced out at 60 as previous echelons were and that I can go and boost my pension; but I think it is right that that change was made. I will decide when I have had enough and the one factor which will not affect my thinking is the one Stars mentioned which is that I am holding down a fairly senior job and restricting somebody else's chance to be promoted or appointed. I am a post-holder, not a job-clogger, and I am under no moral obligation to "get out of the way".