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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

See all MNHQ comments on this thread

To ask what's the beef with benefits?

631 replies

mytartanscarf · 04/01/2015 14:33

Do people think they are too little? That they should be more?

There's always a lot of upset on here about them - about how wrong the government are and how awful life is on benefits. I've never been on benefits so obviously can't judge. But what are the solutions?

I suppose I am asking what should the government do?

OP posts:
Dawndonnaagain · 04/01/2015 21:13

Blush Thank you!

handcream · 04/01/2015 21:16

I truly believe that it's the choices one makes in life that makes you what you are, I don't have a degree, I dont work in a niche industry, I am really no one unusual at all, but I did choose to marry late in life, stay in the SE in a smaller property, didn't give up my job etc.

Imscarlet · 04/01/2015 21:17

I keep seeing this thread title and thinking I'm missing the new 'friends with benefits' thing, and suggesting that horseradish might be beef with benefits. Sorry, nothing of value to add to the debate.

ghostspirit · 04/01/2015 21:20

i dont think its always down to choice. sometimes it is but not always.

handcream · 04/01/2015 21:20

We both have plenty of insurance to cover this element, my company offers a good early retirement package for this scenario. Our mortgage has got 4 years to go and living in the ?E we have equity in the house that if we needed to downsize we could easily. This will not be our last house.

I course I could get run over by a bus tomorrow leaving my DH a single parent...

TaliZorahVasNormandy · 04/01/2015 21:22

I had to give up work because I worked at an airport with odd hours and my ex was a baker who would wake at 4 am to be a work for 5. Not sure if Childminders work that early.

Dawndonnaagain · 04/01/2015 21:23

You'd be surprised how long that insurance lasts handcream, it's not long at all, it really isn't.

ghostspirit · 04/01/2015 21:24

all is good for you then handcream :)

handcream · 04/01/2015 21:26

I agree that sometimes it isn't always down to choice, but very often it is. Buy a house near a river and watch it flood the first time in 200 years is very unlucky (friend had this happen).

Give up a well paid role because you want to be a SAHM is less so.

Personally I wouldn't take the risk but plenty do. My DS lives with her partner and has no will, hasn't got around to it. Do I think she is bananas - yes I do!

GilbertBlytheWouldGetIt · 04/01/2015 21:26

So it's wrong for someone to not want to take a zero hour contract, if they're on JSA.

But it's not wrong for handcream to not want a zero hour contract.

handcream · 04/01/2015 21:31

Sorry, but I will not worry and worry about things that haven't yet happened.

Without outing myself the company I work for has a great package(one of my team had to call it in recently so I know what is on offer). If
I died my company would pay out around £250k and pension to my DH. We have only a few years left on the mortgage.

Of course I could worry about getting cancer, my DH leaving, one of the children getting disabled etc.

ghostspirit · 04/01/2015 21:32

just a thought might be a crap one but heyho... the SAHM gives up a well paid job because she thinks fuck it i been working 15/20 years. time i got something back. and can also be at home with the kids...

could work all your life till retirement. government not going to look after you when you get old... how many old people cant afford heating. is retirement age is rising.. time some of us retire we be lucky to get a pension for a couple of years before we dye...

handcream · 04/01/2015 21:35

When I first started working many years ago I was made redundant, those were the times where you just went out and got another role. I had a admin type role but was quite happy to work in London. There were lots of jobs around.

Now of course things are very different which is why I have clung on for dear life to this role even though there have been times when I hated it.

ghostspirit · 04/01/2015 21:35

but not everyone works for your company or a company that offers what yours does.

it comes across to me as an i can do it so you can to sort of post

BackOnlyBriefly · 04/01/2015 21:36

We both have plenty of insurance to cover this element, my company offers a good early retirement package for this scenario. Our mortgage has got 4 years to go and living in the ?E we have equity in the house that if we needed to downsize we could easily.

I guess that answers my question. The solution is 'don't be poor'.

Must make a note of that. Why ever did we not think of it.

handcream · 04/01/2015 21:38

I am planning to work until retirement, do I think there will still be a winter fuel allowance or even a state pension for someone like me has made provision for a private pension.

Tbh - I am not sure...

handcream · 04/01/2015 21:39

No I agree they don't, but have I just been lucky or made the right choices?

MagratsHair · 04/01/2015 21:42

I'm on the mobile app so haven't read past the first few pages so apologies if this has been said before.

I claimed benefits for a couple of years after I left my ex husband as my maternity leave ended and I moved back to my home city after a decade of living elsewhere whilst married. Previously I had worked full time since I was 18. I've had money, I've had no money and I've had everything inbetween. When I first moved here to my rented house I could only afford a deprived area and the local school served this area and I speak from my experiences of chatting with mothers in the playground and the friends I made there.

My experience runs the whole gamut of the discussion on this thread. Yes I've known the families who struggle for every meal and I know the single mothers who work every hour they can and its still not enough so they take on second then third jobs taking their children with them while they clean offices in the evening and their houses are cold and the children go to school with no breakfast as there's nothing to eat. I've known women living with abuse who are too scared to leave as they are afraid of what will happen to them once they do and they have to ask their husband for money for tampax and are told no as its another way to humiliate them and keep them where they are.

I've known the families who go to the food banks for food yet stand outside said foodbanks smoking whilst the children freeze. I gave up smoking as I couldn't afford it (cold turkey as I don't see why the NHS should pay to help me stop something self inflicted) and I want to scream at the parents to stop smoking and buy your shivering child a decent coat instead. But I also understand the addiction and the feeling that cigarettes are the only treat you have. I understand still further that people will stop contributing to food banks as they observe that they will not subsidize smokers who choose to smoke instead of buying food.

There are also others who lie and commit fraud, who live with working partners and claim as single parents and there are generations of families who do not work as their parents never did. Its an unpopular view on mn but it happens. There are people who expect the council to deliver them a new washing machine on the following day that theirs breaks. I once had this exact conversation when a mother told me her washing machine had broken that morning. I commiserated and told her about when mine had broken and i was hand washing for 3 weeks in winter until a very kind relative gave me her old one which was an absolute godsend. The mother then told me she had phoned the council/HA I forget which and she was ranting about how disgraceful it was that she would have to wait a week for it. The entitled attitude was jaw dropping, anything that broke she expected to be replaced free of charge immediately.

This is long sorry, I suppose I'm trying to say that I've seen desperate mothers who cannot feed themselves and their children and for whom every day is a struggle. I've also seen rampant abuse of the system and understand why people who have no experience of benefits are angry when the DM run their stories and there are constantly stories in the press of benefit fraud as the day to day struggles are not represented.

The whole issues around benefits are not as black and white as people wish them to be.

ghostspirit · 04/01/2015 21:43

i have no idea if you have been lucky ot made the right choices... i dont know your back ground. up bringing, education. and all the other stuff that can affect life... as i said before its not alway as clear cut as making the right choice or being lucky

lavendersgreen · 04/01/2015 21:47

Dawn (sorry for late reply, been doing bedtime) you asked what good points Daisy and Hand have made.

Far too many to list...not sure why you need me to be specific?

IdontusuallyNC · 04/01/2015 21:47

I had to give up work because I worked at an airport with odd hours and my ex was a baker who would wake at 4 am to be a work for 5. Not sure if Childminders work that early

Some do IME the ones that do tend to charge around £12ph per child for antisocial hours

ghostspirit · 04/01/2015 21:47

margrateshair i do agree that there are (some) parents that dont put their children first. i know someone like that.. so i should think shes not the only one. but i like to think most would always put their kids first

AshesOfRoses · 04/01/2015 21:48

I've been in council and HA housing and I have never heard of washing machines or any other white goods being supplied or replaced to those on benefits. That is just not true!

IdontusuallyNC · 04/01/2015 21:48

Lavender I thought your objection to benefits was pretty much limited to my relative cant get any so why should anybody else, or have I mixed you up with another poster?

handcream · 04/01/2015 21:49

Bog standard sec modern, didn't pass the 11+. Started work after getting a couple of very average A levels. Admin type roles to start off, have always lived in the ?E. Didn't get married until mid 30's, wasn't sure I wanted children. Brought up by a single mum although my father flittered in and out.

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