Sorry this is not an aibu, more of a wwyd, I am posting here for traffic. We currently live in a 2 bed local housing association flat. We had our third DC in March resulting in us technically being overcrowded. That wait for u to be transferred will be at least 10yr +, by which time our eldest would have possibly flown the nest anyway. The private rent here is out of our price range, in an area of London that has unexpectedly become trendy. We could move in with DPs parents and try to save enough for a deposit, although its doubtful we would be given a mortgage. Part of me thinks I would be stupid to give up a secure lifetime tenancy but on the other hand the flats awful and on a rough estate that I do not want DC growing up on. Wwyd?