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AIBU?

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Original poster

AIBU to be absolutely shocked at my friend attitude towards her landlord and her not want to move out ???

257 replies

SpikeHairandFab · 28/04/2014 13:57

Hi, I just need to get some perception ,sorry ,I am afraid it is going to be long
My friend is buying house, she has wasted almost 5 months waiting for her dream house but she didn't get it at the end ( due to some massive muck up from vendor side, not her fault) . Now she is in process to buy a new house. Everything is o.k with this one ,she will move in at the end of June.
The problem is her landlord has served her a notice to vacate the house . It was served in Jan ,and her last day should be 24th of May. But she saying she will not move out, she will stay 5-6 weeks longer, even though her landlord sold the house he is living in now, and he want to move to the house she is renting from him.
I tried to explain to her that she really need to move out,as it is not fair on her LL , that he has given her enough time to sort something out ,and that the Law is on his side , but she saying she has nowhere to go, and she can't rent anything short term ,as it is going to be expensive. She also saying that he will have to get her to court , and that will buy her around month or so, she thinks there will be no consequence at all , she will go when she is ready , and she doesn't give a sh@t about her LL. Also she said she will stop paying him rent from 25th May , as he getting her to court !!!! I this point my jaw just dropped to the floor
I know she has 3 kids and therefore a lots of stuff , but it seems like she is trying to get advantage (not paying rent) out of this whole nasty situation.
I am really trying hard not to be judgy ,but I can't help, she is in very tough situation but I think she should at least try to do something.

Is she right that there will not be any consequence at all? She said she was reading some forum and that she got that info out from it.

She is my very good friend and even though I don't like what she's doing ,I really need to help her(not that she asked for any help). I have offered her to borrow some money , but now I am more concerned about what she is getting herself and her family in to by not moving out.
Will she get any record ?
Any advice would be highly appreciate .
Thank you for reading

OP posts:
SaucyJack · 28/04/2014 20:46

I am surprised at the popularity of buy to let really.

I should imagine the raking in of twelve thousand a year for doing sweet FA has something to do with it..........

YouAreMyFavouriteWasteOfTime · 28/04/2014 20:52

I have sympathy for someone with no money waiting for a ha house - practically there is little they can do to resolve their circumstances - but the ops friend is buying a house and just choosing not to pay rent and choosing not to find somewhere else.

wowfudge · 28/04/2014 21:05

Oh do give it a rest Saucy. You clearly have no idea what being a LL entails. The impression you have is incorrect.

WilsonFrickett · 28/04/2014 21:10

Sorry Saucy, I think the thread moved on while I was counting my money... let me catch up and I'll brb Hmm

OwlCapone · 28/04/2014 21:28

I should imagine the raking in of twelve thousand a year for doing sweet FA has something to do with it..........

Apart from dealing with wankers like the OPs friend.

Of course what the whingers fail to grasp is that without landlords they'd have nowhere to rent.

slithytove · 28/04/2014 21:28

Our house would rent for around £700, mortgage is around £630. The £70 spare per month will cover insurances and agency fees if we are lucky. If there is a repair or a loss of rent, we cover it.

We will then be paying out our own rent for somewhere to live.

Yes, we have an asset hopefully paid off in 33 years, but how exactly is that situation any different from us living in the house and paying off the mortgage directly? I actually think in the short term we will be worse off.

It is just as bad to call all buy to let landlords scum for making a bit of money, as it would be to call all HA tenants scum.

SaucyJack · 28/04/2014 21:41

Yes, we have an asset hopefully paid off in 33 years, but how exactly is that situation any different from us living in the house and paying off the mortgage directly?

Well because you're not the one paying off your mortgage. Your tenant is. Obviously.

Can you really not see the unfairness in people paying off the entire mortgage on a house when then belongs to somebody else?

slithytove · 28/04/2014 21:45

It's no different as I am paying rent elsewhere. Chicken and egg and all that. I never saw my years of rent paying while saving money and having freedom to move as unfair, and I don't see it as unfair for others.
Just like I won't see the money I'm paying in rent towards someone else's mortgage as unfair.

And the entire mortgage? A 33 year mortgage and it'll be rented out for one year... But don't let the facts get in the way of a good exaggeration.

slithytove · 28/04/2014 21:47

Anyway what's the alternative?

We don't take the secondment (if we get it) and reduce DH's career prospects if doing so.

We sell the house. For the sake of a year? I don't think so.

We leave the house empty (which comes with it's own moral questions) and pay both rent and a mortage for a year.

On balance, I think I'll carry on paying my mortgage, and use the rent incoming to cover our rent outgoing. Regardless of whether other people think that makes me scum.

specialsubject · 28/04/2014 21:53

haven't read the whole thread but can see some really nasty pieces of work on here. The hatred of those who rent out property is disgusting. Do you all expect food, shelter etc to be free? Piss off to North Korea.

because of the legal bias towards the tenant the eviction probably won't go through in time. Because the landlord wants to return to his property, the eviction WILL be granted though. The landlord will be breaking the law if he 'sends the boys round'.

she is a thief as she is planning to take a month's accommodation without paying for it. She is teaching her children that it is ok to steal.

I wouldn't trust her around any of your possessions with this attitude.

oh, and the landlord can possibly sue for costs. Now, she may not pay, but that CCJ against her WILL make her life difficult.

she can get short-term accommodation, she'll just have to pay.

may everyone get what they deserve. Oh, and if anyone knows how to get £12k a year from BTL for no work, do tell. Except you don't, do you?

wowfudge · 28/04/2014 21:53

Saucy - they should get their own bloody mortgage then. And if they can't then what the hell is wrong with them paying rent and the LL paying the mortgage? I'd be interested to know what you think the alternative would be.

ballinacup · 28/04/2014 21:55

Slithy you could always stay put and your DH could rent a room near his secondment, travelling back at weekends.

ballinacup · 28/04/2014 21:56

This reply has been deleted

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wowfudge · 28/04/2014 21:57

That would be fantastic for family life eh Slithy? And if they cannot afford that? Aside from them quite possibly not wanting to do that.

BoffinMum · 28/04/2014 21:57

I see it as theft to attempt to live rent free.
I also think there would be a helluva lot of properties sitting empty for years if small landlords weren't able to rent them out.

wowfudge · 28/04/2014 21:58

ballina - completely uncalled for nastiness.

elfycat · 28/04/2014 21:58

12k? Having a laff.

I made two hundred on my property last year. You do know most BTL have mortgages - mine's interest only and we don't get normal homeowner rates. The banks see us as easy money. I can't get under 5% on any offer at the moment.

10% plus VAT to an agency straight off. Insurances. Repairs. Safety checks. The house value hasn't increased since it was my abode. I'd have been better off selling and shoving it in a low interest account. But of course you get such a warm glow from all the people thanking you for the stress, financial risk and craps that comes with being a LL, and being one who rents long term. Wanting the occupier to love my house as much as I did when it was my home.

SaucyJack · 28/04/2014 21:59

I'd be interested to know what you think the alternative would be.

The alternative would be no BTL landlords artificially inflating the property market so that everyone who wanted to could get on the property ladder for themselves, funnily enough.

slithytove · 28/04/2014 22:00

Which would mean he would miss out on his 2DC mon-fri, we would incur costs related to his rental and travel which we do not have, and would be thoroughly depressing for us a family. Also, he wouldn't want to have housemates at this stage of his life if avoidable.

Our children will be 16 months, and 2 months away from being born when he starts if he gets it.

Why be apart when we don't have to for the sake of Internet strangers thinking we are scum just because our home has been rented out.

Caitlin17 · 28/04/2014 22:01

Oh &aga* I do know how raising an action for recovery of debt works. If she defends it and wins there is no decree. But if she does nothing I can get decree in her absence. If she defends what is her defence? She just fancied a month's rent free accommodation?

wowfudge · 28/04/2014 22:01

elfy I do wonder what planet some people live on when they make such comments about LL. As you point out, the reality is somewhat different. Perhaps some posters have had a bad experience as tenants?

WooWooOwl · 28/04/2014 22:02

Is it just BTL landlords you have a problem with Saucy, or is it landlords in general?

elfycat · 28/04/2014 22:02

12k? Having a laff.

I made two hundred on my property last year. You do know most BTL have mortgages - mine's interest only and we don't get normal homeowner rates. The banks see us as easy money. I can't get under 5% on any offer at the moment.

10% plus VAT to an agency straight off. Insurances. Repairs. Safety checks. The house value hasn't increased since it was my abode. I'd have been better off selling and shoving it in a low interest account. But of course you get such a warm glow from all the people thanking you for the stress, financial risk and craps that comes with being a LL, and being one who rents long term. Wanting the occupier to love my house as much as I did when it was my home.

slithytove · 28/04/2014 22:02

I personally have no issue with BTL landlords, I'm not going to condemn anyone making legal money for themselves and their families nowadays.

However, what about unwilling landlords who have been pushed into that position through circumstances?

Do they deserve the same vitriol?

I would say not, just the same as all tenants don't.

I fail to see what is shocking about expecting 2 parties to adhere to the terms of a contract.

ballinacup · 28/04/2014 22:03

Amen to that, Saucy.

And wow, special seems to have a, well, special sort of disdain reserved for tenants. She thinks that she's performing some kind of special favour by allowing them to pay off her investments and, when they're no longer required, they should fuck off like good little peasants.

Oh and wow, the lady in the OP did get a mortgage.