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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think pre 1989 tenancy rights should be restored?

402 replies

fideline · 13/03/2014 11:06

And that Assured Shorthold Tenancies should be abolished (or severely restricted?

Pre 1989 nearly all rents were subject to 'fair rent' adjudication and private tenants had much better security of tenure.

Reintroducing similar measures would vastly improve quality of life for millions of people in the UK (including children) and help to reduce the Housing Benefit bill.

Special exemptions and phasing arrangements could be made for accidental LLs and amateur LLs with small portfolios.

Reasonable?

OP posts:
Caitlin17 · 13/03/2014 20:02

Why do you think tenants should be protected from anything which might ever happen? Home owners aren't.

Why do you think it's fair one party can have a tenancy for as long as they want and the owner should never be able to access their property?

I don't let to families on benefits. My properties aren't suitable. The flats I have are for a youngish, professional and mobile population.

I also suggest you might try reading any of the information provided by Scottish Government to private tenants to see just how highly regulated the sector is.

fideline · 13/03/2014 20:05

"Why do you think tenants should be protected from anything which might ever happen?"

I think WHAT?

I don't suppose you can point out the post where I said that either?

OP posts:
wowfudge · 13/03/2014 20:06

You asked if I was an accidental landlord.

What do you mean by treating BTL like any other business?

Right to buy definitely depleted housing stock and now providers of social housing are struggling to build.

fideline · 13/03/2014 20:07

"Why do you think it's fair one party can have a tenancy for as long as they want and the owner should never be able to access their property?"

The two parties are in rather different positions because for one party the contract pertains to their HOME.

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Caitlin17 · 13/03/2014 20:10

Oh Fideline I'm sure you don't really mean that about it being treated like any other business. After all that would mean when evil landlords die the property would qualify for Business Property Relief and be exempt from Inheritance Tax unlike at present where a portfolio is fully chargeable.

fideline · 13/03/2014 20:11

Oh sorry wow was trying to guess what my question had been. Got it rather wrong.

I feel very sorry for accidental LLs. It is like being thrown into business with no warning and no plan.

For people who deliberately become LLs, surely the only way to do it is to treat it as an unemotional long-term investment, with repairs and maintenance budgeted for plus a good margin and reasonable LTV.

OP posts:
fideline · 13/03/2014 20:11

?

OP posts:
Rommell · 13/03/2014 20:12

Caitlin's hysterical response sums up exactly why individuals should not be tasked with the job of providing housing for the millions of households in the UK who rent - they take things personally and cannot cope with the responsibility.

^While I want my tenants to be happy and stay a long time, I can't afford to subsidise there housing costs by charging less rent than the mortgage and ending up struggling to afford to pay if the boiler breaks down for example.^

This is also part of the problem. Lots of BTLers are far too highly leveraged - every time they have to shell out money it's a (personal) catastrophe. This experiment in turning the provision of shelter over to private individuals has been, not to put too fine a point on it, a disaster. They can't cope. This not coping means that their properties are poorly maintained. They are also too expensive as witnessed by the amount in HB that goes to private landlords every year. It isn't working. It needs to be fixed.

fideline · 13/03/2014 20:12

Caitlin you are being rather tedious and histrionic.

OP posts:
Rommell · 13/03/2014 20:13

Lol @ the idea of tenancy laws providing regulation. It's difficult to imagine a less regulated sector - cockle picking maybe?

Caitlin17 · 13/03/2014 20:13

Re being "protected from whatever happens" you made it quite clear you think no change in a landlord's circumstances entitles him or her to get their house back.

fideline · 13/03/2014 20:14

X post Rommel Grin

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fideline · 13/03/2014 20:15

Good grief Rommel don't tempt the gang masters on here to get aerated too.

OP posts:
fideline · 13/03/2014 20:16

Caitlin that sentence doesn't even have internal logic.

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maggiemight · 13/03/2014 20:18

And for the other party the property is their savings / pension/ money required to pay for care home fees/ money to pay for friends/family's rent.

This is the most bleaty 'discussion' about rentals I have come across on here. Basically if you don't own two properties it is wong, wong wong, poster stamps feet.

fideline · 13/03/2014 20:19

But no I don't think people who might 'want my house back' for their own liquidity or for the use of their child or third cousin should be entering the LL business.

Catastrophes can never be planned for but you seem to think that your convenience or 'need' would be a perfectly standard reason to evict someone from their home.

I disagree.

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fideline · 13/03/2014 20:20

" Basically if you don't own two properties it is wong, wong wong, poster stamps feet."

Eh maggie?

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fideline · 13/03/2014 20:22

"And for the other party the property is their savings / pension/ money required to pay for care home fees/ money to pay for friends/family's rent"

Why would you invest money you might need for these reasons in a BTL?

Savings that might be needed need to be accessible surely? Confused

OP posts:
Caitlin17 · 13/03/2014 20:24

Rommel"lol" at your lack of knowledge.

For starters.
The Tolerable standard, the Repairing Standard,the Private Rented Housing Panel to which a tenant can apply free of charge to enforce standards, The Anti Social Behaviour (Scotland) Act 2004(which means I can be fined if a tenant acts in an anti social way) compulsory Landlord registration on a public register which shows my home address, HMO licensing, mandatory gas and electrical checks, mandatory government approved tenancy deposit schemes(with substantial penalties which the Scottish courts apply in the of noncompliance), mandatory government approved information packs.

The thing is I don't object to any of them and comply with them all. I do object to ignorant comments like yourd

TunipTheUnconquerable · 13/03/2014 20:25

Basically a lot of people are putting their savings into property because interest rates are so low (causing both cheap mortgages and poor returns on other investments) but ultimately that's not a good situation for the UK's housing stock.
Don't have anything against amateur landlords as individuals, but it's not beneficial for the country as a whole if people are encouraged to manage their savings this way.

fideline · 13/03/2014 20:27

"Don't have anything against amateur landlords as individuals, but it's not beneficial for the country as a whole if people are encouraged to manage their savings this way."

Perfectly put.

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Caitlin17 · 13/03/2014 20:29

Rommel you have "quoted" something which I did not say about tenants being happy.

maggiemight · 13/03/2014 20:31

fideline, millions of people are in the letting business because they couldn't sell their property when they had to move to a new job, or because their DM died and they couldn't sell the property, or because it is looked on as more profitable than sticking money in the bank at .5% interest, you are in some sort of fantasy land spouting on about prof landlords. I have had with LL who you prob consider professional, when my DCs were at uni, they were the biggest rip off merchants, not doing repairs for months, taking forever to pay back deposit - charlatans imo, but students need accommodation so are just taken advantage of.

fideline · 13/03/2014 20:31

That's a bit hypocritical Caitlin you've repeatedly quoted me on two things I didn't say.

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fideline · 13/03/2014 20:33

I have said repeatedly maggie starting in my OP that accidental landlords are a special case who need help and exemptions and/or phasing help should there ever be tenancy reforms.

See also what I said to wow

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