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To believe £780 month lone parent benefits income is adequate to live on.

786 replies

goldfacegreen · 13/01/2014 00:48

There's some myth busting required at last I think.

As a lone parent of two under 6, I receive a total of £780 a month in benefits:

Income Support, Child Tax Credit, Child Benefit, CSA (£5 a week).

I receive full housing benefit for a two bedroom house (£75 shortfall which has to come out of my income support, currently being paid via Housing Discretion Award) which doesnt go into mybank account, it gets paid direct to landlord, and £16 a month council tax shortfall also has to be paid out of income.

I'm on meters and gas and electric are around £20 a week each, some of which pays off accrued debt. Water is deducted directly from my income support via an 'attachment of earnings' type court order.

I don't have loans or credit cards, no landline, no satellite tele, no car, no travel expenses, no socialising costs, don't smoke, my Internet is paid for by someone else although I should have organised a bill swap ages ago Blush and I run an old phone on £10 month contract. My other costs are regular swimming, yoga, wax salon, and I buy school uniform and children's clothing as and when required.

Childcare such as nursery (pre-school), morning and after school clubs are free to those on income support, school holiday clubs are heavily subsidised, as are school meals, dentistry, doctor's prescriptions, council run leisure centre swimming and gym classes, and many other recreation facilities.

My budgeting skills are atrocious but having recently done some sums, I actually have around £250 a month 'spare' from all benefits income. Although for the past year or two I've been constantly overdrawn by around £500 so whenever income is credited, I'm always 'one step forwards, two steps back' amd because of this will never get back in the black again.

So, with better budgeting (I don't buy a regular weekly food shop for instance, instead spend a fortune every few days buying dinners and sundries at the overpriced local Tesco Metro) I just don't understand how so many lone parents claim they can't afford to live on these same benefits.
Even if you have debts, there are features in place to reduce your debt payments to just £1 a week or even write them off altogether as a last resort.

Also, the father of my children earns thousands but fraudulently claims benefits, so he is only required to pay the minimum £2.50 a week per child direct from his benefits. Many lone mothers receive full child support which isn't deducted from their other benefits income, so can be receiving up to £800 a month on top of their benefits depending on what the chikdren's father earns. I have noticed that rarely will lone parents on benefits state this fact or include it in their income along with their complaint.

Yes, it is a struggle trying to support myself and two young children on £780 a month (but mostly because I can't get over this overdraft debt shackle) but on paper, budgeting well, it is entirely doable, and if you are frugal, you could even save a little too.

Why does the Daily Mail stereotype exist that single mothers are rolling in handouts, given the above figures? Just under £195 a week is an adequate income for one adult and two young children, surely..

OP posts:
Sparklysilversequins · 13/01/2014 20:36

I think you're lying about your situation to back up your hateful ridiculous argument too.

A higher rate tax payer and both adults working? I call BS.

secretsofsanta · 13/01/2014 20:37

Sp, my pount is you can get a job and get most of your childcare paid for. Hardly stuck. It cant be that hard, you are on here weekly talking about your take aways and vodka drinking.

RoseRedder · 13/01/2014 20:38

secretsofsantacould you give a break down of income/expenditure same as the op?

I also find it hard to believe your worse of than someone on benefits 2 working parents, one whom is a higher taxpayer

secretsofsanta · 13/01/2014 20:39

Fabulous arguement. Im bullshitting, of course I am. At least its not to myself.

TapirsCaperWithReindeers · 13/01/2014 20:39

Seconded Sparkly

Sadly threads like this go to show just how far Goady Posters will go in order to gain attention.

Sparklysilversequins · 13/01/2014 20:39

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secretsofsanta · 13/01/2014 20:40

Ha Rose, of course, but since its our hard earnex miney and not given freely, its none of your business.

MoominsYonisAreScary · 13/01/2014 20:40

I smell bullshit.

How anyone can begrudge someome treating themselves to a couple of 15 quid a year haircuts I dont know.

I also dont believe for one minute anyone who earns enough to not be entitled to benifits cant afford to do the same thing

secretsofsanta · 13/01/2014 20:40

As I said, fab arguement.

RoseRedder · 13/01/2014 20:40

some unemployed people are now 'told' to get a haircut or face sanctions.

The view is they are deliberately making themselves appear unemployable to perspective employers. They have to pay for it themselves

secretsofsanta · 13/01/2014 20:41

Hilarious.

Whiskwarrior · 13/01/2014 20:41

And what am I exactly? Because I appear to be someone who worked her fucking socks off getting trained on the job to become highly qualified in what she does (and able to string coherent sentences together - you should try it sometime) and paying her taxes.

Someone whose partner decided he wanted out and left her with three kids. Said ex has been out of work for two months. I have no control over these things. I will hopefully be in work within the next month or two. And then I will start paying into the system again.

As it stands I've taken bugger all out. Probably less than I paid in to begin with.

Are my children supposed to starve? Go unclothed? How do you propose my children are cared for until I find work? Do you think I enjoy being on benefits? Knowing that twats like you, uneducated, ignorant arseholes, who spend too much time with their noses stuck in the Daily Mail, are judging me and my children? Really? You think I've chosen this life for me and my children?

Something I have that you don't - a little thing called empathy. You might need to look that up - it's a three syllable word and I don't think you understand much beyond 'ugg...scum...ugg...benefits...ugg'.

Sparklysilversequins · 13/01/2014 20:42

I hope my haircut money comes directly from YOUR taxes santa.

It makes me happy to imagine that Smile.

secretsofsanta · 13/01/2014 20:43

Reported sparkly.

Sparklysilversequins · 13/01/2014 20:46

Which one?

About you being a Dick?

DownstairsMixUp · 13/01/2014 20:46

I cant afford waxing, yoga etc. i di have acces to 100% of dhs salary but mi benefits. If you can afford lyxuries, you are getting too much un benefits. Quite sickening.

VILE. What do you want me to do then to do then? I work part time and get wtc and ctc, do I only deserve to live in bin bags with a black and white TV eating bread and water and feeding my son beans on toast every night? What a nasty person you are! I have to cut back on a LOT for luxuries for me and my son. For example, I cut my own hair to save money, I stick to tesco value as much as possible or take advantage of first shop vouchers, I invested in a SECOND hand woodburner and get offcuts of wood for free to save heating bills on my home, I never go out to drink, I'll wait for an offer to come on and treat myself to a bottle of spirit, i only take ds out for meals if I have coupons or use my discount from work. The OP has already mentioned she cuts back on somethings like no sky etc so she's saving money from what most people consider a normal thing to have anyway. Get a life and go back to the daily mail comments section.

TapirsCaperWithReindeers · 13/01/2014 20:47

Whisk

It doesn't give a flying fuck about circumstances, or facts, or anything else that gets in the way of their prejudices.

Lets be honest, she's only doing it for the reactions, because it satisfies some deep little hole inside her.

Sparklysilversequins · 13/01/2014 20:47

Or being a Billy Bullshitter?

OhMerGerd · 13/01/2014 20:50

I was on a thread the other day that was deleted by mumsnet hq for being 'hmmmm'.
This thread has more than a whiff of hmmmm on many counts.
Interesting.

ToffeeOwnsTheSausage · 13/01/2014 20:50

But it isn't adequate to live on if you are constantly over drawn Confused.

Surely you need to stop spending a fortune at the over priced Tesco if you want to get back into credit?

Whiskwarrior · 13/01/2014 20:50

You just know Jacob Marley's looking over her shoulder with a load of chains, don't you?

You know Christmas Eve has been and gone, don't you secrets?

SPsMrLoverManSHABBA · 13/01/2014 21:00

Santa My take aways were paid for by birthday/xmas money and cost £4 or I go to a friends and we split the cost once a month.

I don't drink vodka. I drink Bacardi which I had a thread about, my stepdad bought it. I have amaretto which was bought with Xmas money.

Do you want to know more about my outgoings? How I use some xmas/birthday money one myself! Shock The rest goes into the electric meter.

Look at me, absolutely rolling in it Hmm

SPsMrLoverManSHABBA · 13/01/2014 21:01

And I am stuck as no fucker will employ me. Its been a year of trying. So yes, I am stuck here.

Whiskwarrior · 13/01/2014 21:02

I'm quite alarmed that she's following your posts quite so closely SP. Bit stalky, that.

Not at all strange behaviour. No sirree Bob.

jacks365 · 13/01/2014 21:04

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