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To believe £780 month lone parent benefits income is adequate to live on.

786 replies

goldfacegreen · 13/01/2014 00:48

There's some myth busting required at last I think.

As a lone parent of two under 6, I receive a total of £780 a month in benefits:

Income Support, Child Tax Credit, Child Benefit, CSA (£5 a week).

I receive full housing benefit for a two bedroom house (£75 shortfall which has to come out of my income support, currently being paid via Housing Discretion Award) which doesnt go into mybank account, it gets paid direct to landlord, and £16 a month council tax shortfall also has to be paid out of income.

I'm on meters and gas and electric are around £20 a week each, some of which pays off accrued debt. Water is deducted directly from my income support via an 'attachment of earnings' type court order.

I don't have loans or credit cards, no landline, no satellite tele, no car, no travel expenses, no socialising costs, don't smoke, my Internet is paid for by someone else although I should have organised a bill swap ages ago Blush and I run an old phone on £10 month contract. My other costs are regular swimming, yoga, wax salon, and I buy school uniform and children's clothing as and when required.

Childcare such as nursery (pre-school), morning and after school clubs are free to those on income support, school holiday clubs are heavily subsidised, as are school meals, dentistry, doctor's prescriptions, council run leisure centre swimming and gym classes, and many other recreation facilities.

My budgeting skills are atrocious but having recently done some sums, I actually have around £250 a month 'spare' from all benefits income. Although for the past year or two I've been constantly overdrawn by around £500 so whenever income is credited, I'm always 'one step forwards, two steps back' amd because of this will never get back in the black again.

So, with better budgeting (I don't buy a regular weekly food shop for instance, instead spend a fortune every few days buying dinners and sundries at the overpriced local Tesco Metro) I just don't understand how so many lone parents claim they can't afford to live on these same benefits.
Even if you have debts, there are features in place to reduce your debt payments to just £1 a week or even write them off altogether as a last resort.

Also, the father of my children earns thousands but fraudulently claims benefits, so he is only required to pay the minimum £2.50 a week per child direct from his benefits. Many lone mothers receive full child support which isn't deducted from their other benefits income, so can be receiving up to £800 a month on top of their benefits depending on what the chikdren's father earns. I have noticed that rarely will lone parents on benefits state this fact or include it in their income along with their complaint.

Yes, it is a struggle trying to support myself and two young children on £780 a month (but mostly because I can't get over this overdraft debt shackle) but on paper, budgeting well, it is entirely doable, and if you are frugal, you could even save a little too.

Why does the Daily Mail stereotype exist that single mothers are rolling in handouts, given the above figures? Just under £195 a week is an adequate income for one adult and two young children, surely..

OP posts:
secretsofsanta · 13/01/2014 20:06

I cant afford waxing, yoga etc. i di have acces to 100% of dhs salary but mi benefits. If you can afford lyxuries, you are getting too much un benefits. Quite sickening.

Sparklysilversequins · 13/01/2014 20:14

Do you own a house santa? Go on holidays? Where do you do your weekly shop? Where do you buy your clothes? Do you drink?

I don't own a house.
I rarely buy clothes, mine have to be falling off me before I will.
I don't drink.
I have been on holiday but a relative paid for most of it.

I get my hair done at Toni and Guy every six months. That's my luxury. Should I not be able to do that given I do none of the above?

YOUR post sickens me quite frankly, you are so ignorantly clueless of the realities.

Whiskwarrior · 13/01/2014 20:18

Secretsofsanta and other benefits-bashing asshats on this thread.

I'm a single Mum of three, on benefits, and you are being an arse.

Stop wankering on about people shouldn't have any luxuries because they're on benefits. This isn't Dickensian times, it's 2013. No one should be expected to live like paupers in this day and age.

FWIW, I don't smoke, drink, drive or have expensive stuff. My kids and I actually do live quite frugally, but sometimes, if we've been tight for awhile, it's nice to have a little treat. Nothing major, maybe going to see a film at the cinema in 3D when it's first out, rather than waiting for the bargain special six months later, or a new DVD and some popcorn for at home.

Stop being so fucking miserly. Just because we're poor, we're still allowed to live. They haven't brought back the workhouse - yet. And I worked hard and for a good long time before being made redundant. I paid into the system and will do so again (shortly, I hope - looking for work). And when I do pay into the system I won't be sitting at home, counting my pennies with a face like Scrooge and begrudging the poor people who are using 'my' taxes.

secretsofsanta · 13/01/2014 20:20

Ive heard it all niw, you have your hair done at toni and guy and your on benefits. Wrong on so many levels. I support benefits for those who actually need them not fir people to have waxing done etc

Sparklysilversequins · 13/01/2014 20:20

"Frozen" was the first kids movie we've been to see when it first came out in about three years whisk. Kids AM is a great deal but it's hard for them to wait sometimes isn't it?

Good post btw.

Sparklysilversequins · 13/01/2014 20:21

Answer my questions please.

Yes I do go to Toni and Guy for a cut and I do it when voucher cloud offers a 20-25% discount.

And I LOVE it! Grin

secretsofsanta · 13/01/2014 20:23

We are poor. We don't go to cinema, cant afford it. Shop at aldi, only buy new clothes when desperatley need to. My dcs school jumpers are second hand. We borh work.

Sparklysilversequins · 13/01/2014 20:23

Do you own your home?

secretsofsanta · 13/01/2014 20:24

Totally vile, scroungers and proud. Get a job ffs

Sparklysilversequins · 13/01/2014 20:25

I can't get a job. Both my children are disabled.

Oh and I don't believe that a "higher" earner is that skint.

MoominsYonisAreScary · 13/01/2014 20:25

Your dh is a higher rate tax payer and you are poor? Ok then

Sparklysilversequins · 13/01/2014 20:25

I'm not even going to report your awful post. I want it to stand so everyone can see how vile you are.

SPsMrLoverManSHABBA · 13/01/2014 20:28

Nothing to be proud of been stuck on benefits because the father of your child decided to walk out Santa

You could always give it a ho of you want though.

She mentioned having hair done twice a year if you read it.

secretsofsanta · 13/01/2014 20:28

What is vile, is crying woe is me, think of the children then using benefits for luxuries.

Sparklysilversequins · 13/01/2014 20:29

Yes and with the voucher it's about £15, I always have a junior, they're just as good.

secretsofsanta · 13/01/2014 20:31

Oh thats ok then, its only twice a year Hmm hardly on the breadline then. No wonder working families are up in arms.

secretsofsanta · 13/01/2014 20:32

How is anyone with on child stuck on benefits? You get wtc ctc.

Sparklysilversequins · 13/01/2014 20:32
Wink
TapirsCaperWithReindeers · 13/01/2014 20:32

Oh aye, because having a hair cut is a luxury.

Must be nice to live with such black and white thinking as yours, Secret.

Whiskwarrior · 13/01/2014 20:33

Totally vile, scroungers and proud. Get a job ffs

Oh, the irony! YOU are calling other people vile? Why don't you fuck off back to the Daily Mail comments page?

Is that the best you have to come back with? Seriously? Did you even read my last post?

My absolute favourite kind of poster - ignorant, greedy and too stupid to even formulate an argument.

Fuck.off with your nasty, spiteful attitude.

SPsMrLoverManSHABBA · 13/01/2014 20:34

I have a child. I'm stuck on benefits, not through choice. Its hard. Barely scraping by. I get CTC, CB and IS. Its not a lot.

Do people really begrudge people saving £15 every 6 month for a fair cut?!

This OP was made to get the benefit bashers out. Its as simple as that

MoominsYonisAreScary · 13/01/2014 20:34

How about crying woe is me when your dh is a higher rate tax payer and you also work? My dp doesnt quite earn that much and we are not poor

amicissimma · 13/01/2014 20:35

This reply has been deleted

Message withdrawn at poster's request.

threebats · 13/01/2014 20:35

Not getting involved in the ho-ha but for those of you that would like to get hair done, waxes, nails, holistic treatments and can not afford it - find your local college that trains students in this and go there - its more than half the price you'd pay in salons and don't worry about students doing the job - the tutors are there with them - the job is as good as in a salon. Its got to be - colleges take revenue from this and a bad reputation/sloppy job is out of the question. Most will block book you in as well so saving even more cash - I know because I have done it for years Smile saved an absolute fortune.

secretsofsanta · 13/01/2014 20:35

It is what it is and for all the defensiveness, you know what you are and so do we. The sooner the goverment cracks down further, quite frankly the better. And yes a haircut is a luxury.

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