inheritence money

[benjerriesandme]

I was given 10 thousand pound off my mom when my grandad died. I was also left 1500 pound off my grandad in his will in my name which i spent on paying off our 3 piece suite and a few other bits for the house. When my mom gave me the money she said that i can use it to do my house up. I had just bought a house with my husband and it was a shell!

My problem now is although i have put the money in our joint account and don't just class it as my money, my husband and i seem to have different ideas on what to spend it on. I'm trying to be careful and make it last and spend it on things it was intended for as its our only way of doing the house up. We have bought some appliances we needed for the house. My husband took out over a thousand to pay off credit card and another thousand to but a deposit down on a new to us car which in all honesty i was not that happy with. I don't mean it to sound controlling but i keep thinking once its gone we will be in a mess. What has made me mad about the credit card is i don't mind we paid it but on occasions he has put beer and chocolate and non essential stuff on the card. Also he had a mobile phone bill of £106 last month so it was another tight month. When ever we are tight he suggests we take money out of the account to help us out but i really don't want to as we only have £2.700 left and still need to do things such as new carpets etc.

I know i probably sound a bitch and controlling and i don't mean to but it just seems bad budgeting. I'm a SAHM at the moment and will be going back 2 days a week in September. I just feel so frustrated by it all and in a way just wish we didnt have the money as it has caused endless problems. I just wanted to use it on the house and save some so we had something to fall back on but we don't seem to agree.

Has anyone else been in this situation?

The OP is trying to use it as family money. This is what she is trying to do.

I don't see why people don't understand that.

On one hand - If your inheritance money is your money and your say, is his salary his money and his say?

On the other hand I'd be livid at the frittering away. Difficult. I would suggest moving the remains and earmarking it for specific items.

It keeps being referred to as "inheritance money" it isn't, the 10K was a gift from her mother with the caveat that it was used to do up the house.

I was given 10 thousand pound off my mom when my grandad died. I was also left 1500 pound off my grandad in his will in my name which i spent on paying off our 3 piece suite and a few other bits for the house. When my mom gave me the money she said that i can use it to do my house up

If I was the OP, I would be pretty pissed off if it had been frittered away when it was gifted for the specific purpose of buying new carpets and the like.

I know there is going to be the argument that you don't give gifts with caveats, but if someone gifts you that amount of money because the house is a shell, they are doing it to make your life easier because you are on ML and money is tight.

There will be an expectation to see a new kitchen/bathroom/conservatory/replastered/rewired etc. They will enquire how the renovations are coming along. And I don't think the reply "DH spunked it on a new car" is going to cut the mustard.

Lets be totally serious for a moment and somewhat clinical. Grandad obviously left a fair amount of money if Mum can afford to gift £10K. When Mum finds out DH is a financially irresponsible feckwit, welcome gifts will dry up.

Not of course that they should be expected but it seems in this case that they are given.

Now that the Credit card is paid off chop it up. If he uses it for sweets and rubbish then he shouldn't have it. Or do what my friend did, freeze it in a block of ice, takes days to un freeze and use, so it only was done when it was a real need, not just a want.
I'd also move whats left of the money to a higher interest savings account, if he can't control himself and will fritter it away.

Will you be able to pay the regular amounts needed for the car?

106 quid mobile phone bill for a month? What exactly was he doing? How irresponsible is that when you have a family to feed? I don't understand how nowadays, in the world of smart phones with flat rate internet packages, anyway can run up such a bill!