To be sick of hearing about neighbours car fraud....
Astley · 08/05/2013 16:03
Not long ago a neighbour told me boasted that they didn't renew their car tax for 4 months, they then just went to a post office and bought a new one, not paying the 4 months owed nor a fine.
Today she tells me they insure their car from his parents address so it's cheaper. I did say that this was actually insurance fraud and invalidates the insurance but she thinks they will never be caught.
I'm so f**ing fed up of people taking the piss while the rest of us pay higher car tax and insurance to cover all this DH says it's none of our business and to leave it, but it became my business when I was told about it and it surely is everyone's business who actually pays what they should?
CajaDeLaMemoria · 08/05/2013 16:12
Yes the tax system is much cleverer than that.
The system shows either that the car is taxed or Sorn. When you tax it, it's backdated to the last time the tax was paid.
It sounds like baseless boasting, to me. God knows why, though. Maybe they think it impresses you?
EhricLovesTeamQhuay · 08/05/2013 17:09
My brother forgot to renew his tax for months (I know) and when he remembered he just bought one from that month. That was a few years ago, maybe it has changed. They were bloody lucky, having had a newly purchased vehicle clamped within 12 hours of buying it because it wasn't taxed (were waiting for insurance certificate) it's not a risk I would take. It will cost them a lot more than a few months tax if they get caught.
Look OP, I understand you are annoyed, but it really isn't any of your business. It doesn't directly affect you and the indirect effect is a bit vague. Technically it invalidates their insurance but only if it is found out about. They could easily get away with it even if they had to claim so they aren't necessarily part of the problem of uninsured drivers. Take a chill pill :)
Astley · 08/05/2013 18:45
I just don't get why she thinks I would be pleased to hear how they save money, essentially by fraud?
Unpaid car tax does increase the rates for everyone else. Why should I pay more so people can get away with paying nothing?
Also, if they have an accident and the insurance is invalid, what happens to the other car? It all just seems so selfish and grabby.
fuzzypicklehead · 08/05/2013 19:37
If your neighbors are involved in an accident, they'll get nothing. What happens to the other car depends on that drivers' insurance, and whether they're fully comp if hit by an uninsured driver. If their policy doesn't cover them, then they may be able to sue your neighbors for damages. And also they'll also be prosecuted for fraud.
I'm assuming they continued to drive the car with no tax?
Omnishambolic · 09/05/2013 09:55
Vodka and Caja - I think you're both saying the same thing, if you SORN it then you don't have to pay tax, but if you don't SORN it it will be backdated. No suggestion in the OP that the car was actually off the road or not. Obviously doing a SORN and then continuing to drive it for the four months would be illegal and invalidate the insurance.
FookinZombies · 10/11/2022 22:35
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