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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to be worried about Universal Credit

968 replies

idiuntno57 · 23/03/2013 20:21

I am in the lucky position of not needing to claim this but I am so worried about its implementation.

Its coming in in the Autumn and is going to be an online only, monthly, postdated payment. It will be paid to one adult in the family unit.

All well and did if you are god at managing your money, internet literate and in a stable relationship. But in the real world....

How are the most vulnerable in society going to have a chance with this?

Already the council tax changes are coming in and as far as I understand people are confused and shell shocked by it. UC is much bigger and no one is prepared.

OP posts:
fancyabakeoff · 25/03/2013 08:56

I find it extremely ironic that the only two posters posting on this thread at the optimum time for school runs, travelling to work etc are the ones telling other people how to get jobs and earn more money. Hmmmm

AnnabelKarma · 25/03/2013 08:58

It's the Easter holidays here and I run my own business from home. DH is working his usual 80 -100 hour week, though. Grin

fancyabakeoff · 25/03/2013 08:59

Well you're obviously not working hard enough as you have time to post on here. Hand on while I get my whip.

fancyabakeoff · 25/03/2013 09:00

Hang sorry Grin

AnnabelKarma · 25/03/2013 09:02

That's because I have staff, fancy.

propertyNIGHTmareBEFOREXMAS · 25/03/2013 09:04

Couthy, that is an absolutely horrible position that you are going to be in. I am so sorry and you must be worried sick. As you know, there is no way you can make it work on the figures you cite. Can you go to your MP and health visitor with your financial budget and alert them to your looming crisis? I might be naive but surely families like yours won't be left to literally starve on 4p per person, per meal.
It is disgusting that this is happening in the United Kingdom.

AnnabelKarma · 25/03/2013 09:07

Sorry, thesecondcoming, am I looking at the wrong Manchester? Hmm

Move here, come to Manchester... the private rents are astronomical, there are no jobs

www.google.co.uk/#hl=en&gs_rn=7&gs_ri=psy-ab&cp=20&gs_id=28&xhr=t&q=job+vacancies+in+manchester&es_nrs=true&pf=p&output=search&sclient=psy-ab&oq=job+vacancies+in+man&gs_l=&pbx=1&bav=on.2,or.r_qf.&bvm=bv.44158598,d.d2k&fp=b26dd58691846de1&biw=1024&bih=509

stressyBessy22 · 25/03/2013 09:08

I live in a rural area with no public transport too.We live here because this is where we come from and where I inherited a house.Most people don't sit down with a blank piece of paper and a UK atlas and think now WHERE shall I live?

fancyabakeoff · 25/03/2013 09:08

My apologies Miss Annabel.

Doffs cap and goes back to my place

AnnabelKarma · 25/03/2013 09:10

Grin fancy

I don't know stressy , I think many many people do. All our married life we've moved around for jobs as have most of our friends. If you are in certain careers you do.

TheSecondComing · 25/03/2013 09:12

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crashdoll · 25/03/2013 09:13

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AnnabelKarma · 25/03/2013 09:14

Thanks crashdoll. I do Grin

fancyabakeoff · 25/03/2013 09:16

TheSecondComing Grin

Dawndonna · 25/03/2013 09:19

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idiuntno57 · 25/03/2013 09:20

annabel its people with your 'I'm all right Jack, get on yer bike' attitude that make me despair of my fellow man

Good for you that you are a success but your inability to see anything other than black and white shows such a blinkered approach.

Just wait till you are on your uppers...

OP posts:
Feminine · 25/03/2013 09:27

Good grief!

I'm actually shocked.

I wish I hadn't come back to this thread.

I have no idea how to explain how difficult it is living where we do , or why!

"as the sole breadwinner" he has( for many yrs) worked 50hrs. This job does not come with overtime. Its a manual job , he works very hard.

I'll get a fucking moped -that should do it!

FasterStronger · 25/03/2013 09:27

idiun - but maybe she is doing well after years/decades of 'getting on her bike'?

FasterStronger · 25/03/2013 09:30

feminine - but he isn't now, therefore has more time.

I have done manual jobs 7am to 5pm and as a woman it was tough but it was the best job I could get at the time.

great on the moped.

Feminine · 25/03/2013 09:31

Oh and again, there is NO breakfast club or after school club.

So, I'll find an employer that would like me for 2 hrs a day.

Shit happens. it happened to us.

I was self employed and made excellent money. Its not possible for me to return to that job.

Feminine · 25/03/2013 09:33

Anyway...the grass roots?

Anyone know what will be expected of me?

How many hrs do I have to find? and when?

Feminine · 25/03/2013 09:35

faster he is done in.

He is 54 yrs old. Young and fit for his age but...

I'll quite happy to work, if there was some.

And before anyone starts...we had our children in a totally different situation than we are now!

FasterStronger · 25/03/2013 09:37

I think your problem is transport not the school but could you talk with other parents as they might be in the same position?

if enough parents are committed to it, the school might be interested in starting before/after school clubs.

Booyhoo · 25/03/2013 09:38

feminine AFAIK between you and DH you will be expected to earn the equivalent of 2 X 35h@ NMW per week (so £433.30) for them to leave you alone and not be able to make you attend interviews or do workfare.

BabyDubsEverywhere · 25/03/2013 09:40

We were in deep la few years ago, couldnt afford for me to work as couldnt earn more than childcare.. We decided to take a gamble, plunge ourselves even deeper... it worked well though.

I went back to college to do an access course. The course was free as DH was a low earner. DH took a night shift agency job, earning peanuts and sparodic, but he could then look after the DC's while I was at college. He picked up extra shifts/jobs whilst i was on breaks etc, moved everything to minimum payments and fell behind with lots of things, but just about managed to avoid courts with small offerings from us as and when.

Once I finished college DH started working properly again - (jobs most wouldnt do, and way below what he used to do.. but work is work!)

Started Uni last Septemeber, I recieve about 8k a year in loans/busaries/grants, and get 80% of childcare costs (only there in term time so makes managing school stuff easier too!)... I know there will be more debts coming from the degree, but for three years I will be bringing in 8k a year, and nearly free childcare whilst my DC are preschoolers... so well worth it, will only pay back if i earn enough etc. Doing it all has elevated my confidence to levels I didnt believe possible, I actually feel worthy of a job - never did before as pathetic as it sounds!

I do know this wouldnt work for a lot of people, it could be an option for some though who are worried about work with young children and cant actually afford childcare, and its in school hours too.

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