I'm on SMP at the mo and we're struggling for money. We managed to save some whilst I was pregnant but that has nearly all gone.
I'm
Pretty sensible with money and made all the cut backs I can but DP is still smoking and drinking. He smokes about 10 a day (but prob more) and usually has 3 or 4 cans a night. I never really minded that in the past, yes I'd prefer it if he didn't but I can live with it. But now we're so much worse off we just can't afford it anymore.
I've talked to him about it loads and every time he agrees that he needs to stop/cut down, especially the smoking, and he always promises that he's going to give up but then nothing happens.
I've bought him patches etc which he tried for about a week and then gave up.
I just don't know what else I can do, I know it takes so much willpower to give up but it just doesn't seem right that me and the kids are going without stuff whilst he's still spending money exactly in the same way as he used to.
The savings have now nearly all gone so after that's gone I'll either have to start using my credit card or go back to work earlier than planned.
He is a lovely man, kind, caring, a brilliant dad and he has been fantastic at helping me through my PND, he really has the patience of a saint! But he is absolutely terrible with money and just doesn't seem to get that we can't afford to be throwing £200 a month down the drain on things that we don't need.
What can I do?