Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What are your views on the bedroom tax?

480 replies

Cheekychops84 · 16/08/2012 11:45

the new tax for hb claimants where u loose some hb for bedrooms u don't need? we work so at the moment won't b affected but if workers later on down the line are affected I think is a bit unfair as we are paying all rent and bills ourself at the same price as Private Rent?

OP posts:
TheMysteryCat · 16/08/2012 21:52

having no income, or an income which is not enough to live on or coverour bills is scary and worrying.

why is it "money for nothing" if you have paid into or supported a society which is a welfare state?

and what's language got to do with it? oh, let me guess... it must be the furriners taking all money and social housing? am i right?

bronze · 16/08/2012 21:53

Novack
Damp isn't that simple. You can help by bleaching away the spores but ours in so much of the house and under the wall paper. Wasn't it Brittany murphy and her husband who they think may have been killed by mould.
(we are in the middle of getting a new room so fingers crossed)

bronze · 16/08/2012 21:54

room roof

usualsuspect · 16/08/2012 21:57

A new roof? is it beyond your wit to use a black bin bag for a roof?

Socknickingpixie · 16/08/2012 21:58

and dont forget that a huge amount of them dont even meet the acceptable home standered that was apparently surposed to be implimented by now.

but hey ho your now poor that means you still cant have double glazing,central heating, a bathroom thats newer than 20 years or a even vagulely decent budget kitchen. electrics that fit current legislation.repairs carried out within a reasonable time limit even if they are priority repairs.unless your one of the lucky ones whose homes have allready been done.

for those of you that seam to think grants get thrown at social housing tenants for the fun of it.
you can not obtain a decorating grant if you obtained your current home as a result of a mutial exchange or if one has been issues at your address within quite a few years even if it wasnt used as intended

you cannot claim a moving grant unless you fit a very weird and strict critiera.

NovackNGood · 16/08/2012 21:59

Not that I knew who Britany murphy was or did I need to but you can easliy find that damp had nothing to do with her death whereas the "elevated levels" of hydrocodone, acetaminophen, L-methamphetamine and chlorpheniramine. All of the drugs were legal and the death was ruled to be an accident, but the report observed: "the possible adverse physiological effects of elevated levels of these medications cannot be discounted, especially in her weakened state

Rich and poor deal with damp every day in their houses Some get on with cleaning and treating it others expect the rest of us to move the to a more salubrious place to live.

BeeBee12 · 16/08/2012 21:59

Most places are damp and mouldy in certain areas regardless of being sn owner, rented or council

bronze · 16/08/2012 22:01

You joke usual
All our stuff from the attic is in our bedroom and we were away so the builders slacked and the LL didn't keep tabs so they weren't done before the rain kicked in. All our things are now covered in bin bags (though some is already trashed)

OutragedAtThePriceOfFreddos · 16/08/2012 22:02

if you own a house and need a bigger one you have the option to sell it and buy one, you can pick the area you have so many more choices and options

And this is the problem. That so many people that don't own think that owners live on a bed of roses where you can choose whatever you want with money being no object. It's not like that.

Owners buy where they can afford, they take a risk, they face losing their home if they get made redundant and can't get another job quickly enough, they have the stress of finding enough money to pay the mortgage on their own without being able to rely on money being handed out in return for filling in a few forms, they have the full responsibility of finding the money to pay when the boiler breaks down or a pipe bursts and for all the other maintenance issues that renters don't have to worry about. They DO NOT have the option to just sell and buy a bigger one just because they feel like it, and the fact that anyone can be that misguided astounds me.

BeeBee12 · 16/08/2012 22:04

Cause you cant just buy a new house.I expect I will be way in to my thirties before we can afford a house we just cram the kids in and hope for the best. You have to fix it, maintain it, if you have damp you just have to get over it.

WetAugust · 16/08/2012 22:06

Plus stamp duty, plus surveyors fees, plus mortgage arrangement fees, plus conveyancing fees, plus estate agents fees, plus removal company costs......

every time a home owner has to move house

OutragedAtThePriceOfFreddos · 16/08/2012 22:07

Usualsuspect

do you think renters are second rate citizens who don't deserve a quality of life at all

Don't be silly. Since when was a spare bedroom the thing to have to secure quality of life? Hmm

bronze · 16/08/2012 22:07

Stamp duty, solicitors costs, maybe estate agents...

It seems there is no easy answer
Though tightening up/ having decent laws would help

Socknickingpixie · 16/08/2012 22:09

outraged i own my own home.if i want a bigger or smaller one i can just sell it and but a different one.

if my circumstances change and i lose my home if it is not my fault and i am not concidered to be intentionally homeless then i can apply for social housing just the same as any other homeowner.

OutragedAtThePriceOfFreddos · 16/08/2012 22:09

Why should the poorest in society make all the sacrifices

Because they put the least into the pot whilst taking the most out.

Why should the rest of us that are barely covering our own tax and personal living expenses have to subsidise anyone who isn't ill or disabled?

BeeBee12 · 16/08/2012 22:11

sock most people dont have any of those options they are just stuck in the same place they had when single/ no kids

cantspel · 16/08/2012 22:11

nybody whose child leaves education or starts uni even if they stay at home.

They can contribute the extra from their student loans
anybody who has a medical need to sleep alone if an adult in a couple.

Do what you have to do if you own and buy a sofabed

anybody who has more than one child of the same sex up to age 16.

This board is full of posters telling others that it is ok to share rooms and it is only rencently that we have expected to give them one each so why is it different to make them share under these circumstances?

anybody who has more than one child of a different gender under 10.
ditto as above

anybody whose child has medical reasons to need to have a single room.
(even if to not do so constitutes criminal neglect)

Do what people who own do and the parents take the smaller room or sofabed and divide the larger room in 2 with a stud partican

anybody who has a disabled adult who they are not in a relationship with living with them.

The disabled adult will qualify for benefits in their own right so will be able to contribute the extra needed.
anybody who fits into the criteria who actually works.

blended families with children who dont share the same parents
foster carers.

Why can blended children not share, in the same way they would share if the parents owned.

.

if you own a house and need a bigger one you have the option to sell it and buy one,you can pick the area you have so many more choices and options

An owner cant just sell. It cost money to sell and more money to rebuy and where they buy is limited to what they can afford.

OutragedAtThePriceOfFreddos · 16/08/2012 22:12

Really Sock?

I own my own home too, mortage free, but I certainly couldn't afford to move into somewhere bigger. Where are the extra thousands to pay for upsizing, solicitors fees, moving costs, stamp duty etc supposed to come from to enable me to move somewhere bigger just because I own?

How do I actually come out of downsizing better off once I have paid for all the expenses?

I'd love to know, maybe I'm missing something.

usualsuspect · 16/08/2012 22:15

No one gave a toss about how many bedrooms council house tenants had until the recession hit. You were just glad you didn't have to live on the nasty estates, Like I said before council house envy it aint pretty

cantspel · 16/08/2012 22:17

I moved this year. It cost just under £25k once i had paid stamp duty, estate agents fees, solicitor bill and surveys.

I only moved as i needed room for my mum but no one said you need the extra room so fill in this form and we will send you a cheque for the £25k

Socknickingpixie · 16/08/2012 22:19

outraged now your just being very very stupid. the poorest in society may not have allways been so they may very well have paid into the system.you dont know what they have or havent paid in. a very low percentage of hb claiments are people who have never worked.

and as to barely covering your own tax dont be a twat, you get taxed according to your income same as every other person.

BeeBee if you are in that suituation i very much recamend that if your house is concidered to be genuinely unsuitable and you are genuinely unable to afford to buy a suitable place you give shelter a call. you have many options such as part rent part buy.

BeeBee12 · 16/08/2012 22:22

sock - Im not the only one in this situation 1000s of people are I dont think shelter would care as I still have a roof over my head that I am glad off.I just dont think its right people living in decent houses when owners dont get that luxury or when families need it and people who have spare rooms they might not even be using.

OutragedAtThePriceOfFreddos · 16/08/2012 22:24

No, we don't know how much each individual has paid in, but that's not the point. You pay in to recieve back what you need. No one needs spare bedrooms.

You get taxed according to your income when it comes to income tax, but not when it comes to stamp duty, or VAT on essential house maintenance, or car tax for the car that is essential to get you to work and your children to school.

achillea · 16/08/2012 22:34

Cheeky, your point about 'upsizing' as in when you have more children isn't all that valid really because when children are young they share anyway. I think it's when the oldest reaches 8 that they have to have separate rooms and that is a fairly acceptable time to move if that's what is required. It's what normally happens.

socknicking spare us the dramatics please. This is a minor rule that I believe is aimed solely at preventing people having large council homes that the taxpayer subsidises and that they then retain for 30 years or so after their children have left home, regardless of their income or assets. There are so many things in your post that you have wrong that I'm not even going to start.

As I said, most people in London would be more than happy to pay a little bit more for an extra subsidised bedroom. It will be charged at 14% of the total income of the property, averaged at £14. A 3 bedroom flat in Camden is £150 a week, meaning the spare room is costing people £20 a week. It is less than half the cost of a comparative private rental.

NovackNGood · 16/08/2012 22:34

Well the end of it all is that the vast majority want these sensible and reasonable changes and they are coming in and with labour being unelectable with Milliband in charge and the real possibility of Scottish independace leading to labour never getting a majority in westminster again there is frankly nothing your whinging will do to change things.

Swipe left for the next trending thread