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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Should people on a good wage say £40,000 pA give up their social housing home?

161 replies

Cheekychops84 · 16/07/2012 16:57

not a personal opinion would just like others views on this matter? Is £40,000 enough to save up to get a mortgage or privately rent if you have 3 children ?

OP posts:
mrsscoob · 17/07/2012 19:42

I asked a genuine question as I was confused as to why people think social housing was subsidised by the tax payer. Thanks for replying freddo but to be honest I find your argument ridiculous.

In that respect then why should people beable to live in a house with a low mortgage or mortgage free just because they had the fortune to be born at the right time and beable to afford to buy when house prices were low.

Why can some people buy a house for £40,000 20 years ago and it be worth half a million.

Why do some people have the fortune to be born to parents who have profited from house boom and land sizeable inheritances.

Why can some people live in certain parts of the country and be well off on £40,000 and in other parts not be.

Why should individuals beable to buy houses on buy to let mortgages and rent them out to people at extorinate rates and why are they the ones that get to set the "market rate"

I could go on but I can't be bothered! I'm sure you get my point!

Cheekychops84 · 17/07/2012 20:14

We can't afford to go on holiday ? It costs £400 a month to run a car I even considered giving up my homecare job as it was costing a fortune in petrol then what do I do claim benefits ? We aren't on 40,000 we are about 10,000 short but to b honest over a year I doubt that wud make a difference! I know of someone who is claiming the same amount we earn in benefits in a council home, her husband is depressed and she is supposedly his carer? They pay half rent she goes to the gym everyday they go on holidays they have a car each dnt know how cause we can't do it !

OP posts:
Cheekychops84 · 17/07/2012 20:15

Also outraged the rent on social housing in the south IS now the same as private ! So we are no better off and prob paying £400 more then someone with a mortgage

OP posts:
OutragedAtThePriceOfFreddos · 17/07/2012 20:26

I'm not really making an arguement, I think social hoisin is a wonderful thing, it's just that at the moment there is so little available that the situation has become unfair. I think that this could start to be rectified if rents were charged at market rate, and those who were in need were given HB, as they already are.

BeingFluffy · 17/07/2012 20:27

What really annoys me is that most of the non council social housing in my area (Notting Hill) was originally slums that were bought up by local housing trusts in order to provide decent homes for local people. I know of no one in social housing who is on a high wage and most of them were allocated when they were in dire circumstances. You have teaching assistants, nurses, local government workers etc many of whom have a family connection going back generations in the area, they will never be able to buy. I don't see why they should have to pay "market rent" (£1000pw up for a small place) just because rich people have now decided that this is a desirable area. They will be priced out and forced to move many miles away. I think everyone has the right to decent housing at a reasonable rate. Punishing poorer people to make it "fair" is bloody unfair in my view.

yellowraincoat · 17/07/2012 20:32

Totally agree with you BeingFluffy .

Outraged what's social hoisin? Chinese sauce for all! Grin I'd vote for that.

BeingFluffy · 17/07/2012 20:50

I have just seen an article on local website claiming that around half the housing on some Westminster council estates is now owned by buy to let landlords. These properties were originally sold under the "right to buy" scheme. If this is what is meant by setting a "market rent" it is totally shocking.

OutragedAtThePriceOfFreddos · 17/07/2012 21:24

Grin That's got to be the best autocorrect failure I've ever made!

Cheekychops84 · 18/07/2012 08:04

Omsk that's a good one! My mum and dad bought their council flat back in 1993 for £40,000 then bought a house for £55,000 their mortgage is £200 a month they've nearly finished ! I'm so envious they had that opportunity ! However the council
Bought their flat back after the new ppl sold up ? How does that work?

OP posts:
Birdsgottafly · 18/07/2012 08:13

it's just that at the moment there is so little available

I always say this on these threads,but this question may need to be asked when talking about propertyin the South,but where i liv ein the North West there isn't a shortage of Social housing.

There are boarded up three bed houses with good size gardens,allaround me, three in my road and new builds (HA bought them off private builders) for £70 a week.

There would be estates left empty if renters had to pay market rents, no-one would live here.

The lifestyle and work life balance that i have makes putting up with it worthwhile, but if my rent goes up anymore, i will move.

There are 'hard to let' estates, all over the North West and anyone (th e woman next door doesn't have children) are offered them, if they ask.

theodorakis · 18/07/2012 08:30

I think it should be a home for life. As soon as we start to means test these things or move people out, the fundamental principle of homes for families goes out of the window.

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