hi izzy - thank you, that is most helpful. I will put some effort in then and give them a call. its worth a call.
and i will have a cheeky 
later thank you. Got more training on the nee naws tomorrow but at least i passed the test....first time around they sent me back to my district without even letting me try...
though in my defence i started the course after everyone else....still. was a bit of a blow! felt like a learner driver again.
D - i understand that, really, but i just cannot quite 'get' how unscrupulous the banks are, my wages paid by my police authority, go into my bank each month, im a police officer, and i am struggling massively with DS, and while i take on board what you are saying, he is like a little boy who knows he did something naughty, but doesnt quite get the gravity of what he did - you know how if a child breaks something they make a clumsy attempt to hide it? thats what he did with the bank statements - that was his clumsy attempt at hiding it - not because he thought of what he had done, but because he knew i would get cross, and he hates it when i get cross, if i shout he stands with his hands over his ears because he doesnt like the noise. Its so hard. living like this is hard enough, it really is, and there is a never ending supply of people who like to make it harder.
ive learned my lesson with DS and him having access to my bag or purse, but its a hard hard lesson to learn when its someone you love and want to trust when he says he understands and wont do it again, but every week, i find another thing out, another blow, another smack in the teeth. He promised me faithfully he would not ever use another pay day loan company - he promised, and then DH looked at his bank this week, and asked what a payment out was, and, (this is DS mentality), he said "i cant tell you while mums in the room because she will go mad" so instantly i know what it is, and i just said i was past it, really past it, so he said he had a "quickquid" loan which he forgot about.The way he thinks is that if he has a problem, it needs a solution. Doing this solved it for him. (like taking my money solved it) He is actually quite pleased that he solved it himself this time. 
I cant get through.
Whats even scarier is that he will not "fail" the capacity test so even i apply to get control of his finances - its highly unlikely i will get it.
i have always managed to do the right thing by him, and, where he is concerned.
Despite his autism, he is great with other people, he has a job (part time) he has managed well with his studies, he is pleasant to be around, he is funny, he is affectionate, still quite child like really, its just this one thing, money, he is clueless,
i might as well be trying to touch the moon sometimes. He is not heartless, or ruthless, he gets upset if i get upset, he doesnt like to upset me, but he cant quite equate his actions, with my feelings of upset/anger.
and thats the one thing i cant teach him.
i can explain it, until i am blue in the face, but thats all i can do.
gosh i digressed slightly there didnt i....