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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

would it be illegal to get CB paid to my ex?

140 replies

MsIngaFewmarbles · 23/03/2012 09:48

just a thought.

I have 2 DC from my previous marriage and one from my current one. Could I ask my ex to have CB paid to him so DH doesn't get clobbered on tax because I receive CB for MY 2 DC?

OP posts:
hairytaleofnewyork · 23/03/2012 11:16

Athing. I'm not envious. Or spiteful. I am in the bracket that will lose cb. So what? It's not something I'm going to get around or bitch and moan about - because there are people far, far worse odd than us, who are having cuts imposed on them which will run very deep.

It was given to all families with children - but it isn't going to be any more.

I don't despise anyone - you are the one that seems vindictive and making personal character assassinations here.

I don't want to take anything away from anyone - I simply fimd the moaning by well off people about losing this benefit really hard to listen to.

MsIngaFewmarbles · 23/03/2012 11:21

thanks athing, very helpful info :) Paying it back to me would be more straightforward for ex, but he could pay for the dc activities instead, whatever works for him/dc.

OP posts:
MsIngaFewmarbles · 23/03/2012 11:23

oh and we are NOT well off. DH earns a good wage but our outgoings (rent, bills, childcare) are enormous.

OP posts:
MyNameIsntFUCKINGWarren · 23/03/2012 11:27

This reply has been deleted

Message withdrawn at poster's request.

MsIngaFewmarbles · 23/03/2012 11:28

How pleasant Warren

OP posts:
McHappyPants2012 · 23/03/2012 11:28

be carefull as the one who claim child benifit can also cliam CSA as he will be seen as the RP

AThingInYourLife · 23/03/2012 11:29

"I simply fimd the moaning by well off people about losing this benefit really hard to listen to."

Well I find the gloating by other well off people equally hard to listen to.

This benefit cut is yet another one hitting parents, mothers in particular.

Just because you won't miss it doesn't mean there aren't people who will.

I find it hard to think that someone so unpleasant about children losing out on extra-curricular activities is not vindictive.

Families with children on £65,000 pa are not rich. They are the middle class. Fucking over your middle class doesn't strike me as a smart way to run a stable society.

Look at all the gobshites on this thread assuring the OP (quite incorrectly) that it would be a crime for her children's father to claim CB.

They want her to lose this money so badly, it's palpable.

hairytaleofnewyork · 23/03/2012 11:31

Oh sod off! No-one is gloating!

Possibly the OP who says she isn't well off despite her DH being in the top 1% of earners and her being financially able to study full time.

ShellyBoobs · 23/03/2012 11:33

It will mean that we have to cut back on non essentials though, one of these things might be extra curricular activities.

Surely your children don't only get to do their extra-curricular activities because it's being state-subsidised by way of CB?

Why not cut back on something else that's 'non essential' instead?

MyNameIsntFUCKINGWarren · 23/03/2012 11:33

This reply has been deleted

Message withdrawn at poster's request.

MsIngaFewmarbles · 23/03/2012 11:34

McHappy, I have a really good relationship with ex and his first concern is always the dc. I have offer joint residency in the past as he is a good parent but he declined saying he didn't think he woulc ope and I did a fantastic job. I'm not worried he will try anything either financially or with regards to residency as it would hurt the dc.

OP posts:
DPrince · 23/03/2012 11:37

What she is proposing is fraud. She wants the ex to claim then give it to her. That's obtaining money fraudulently. I imagine this 'loop hole' will be closed.

ohdearwhatdoidonow · 23/03/2012 11:37

I earn over 60k till recently LP for 7 yrs.
I live in an ex council house
Have 1 holiday a yr usually in the UK
When both kids were in nursery/childcare it cost me 10k per annum
My CB went into an ISA for them to pay Uni fees
Both want to go to Uni. Eldest wants to be a Doctor which will cost over £50k in Uni fees alone. Maybe £100k by the time they are both done.
So no spare cash for me no luxurious purchases.
I'm not complaining btw. Just setting the record straight.

AThingInYourLife · 23/03/2012 11:38

MyName - I think you might be getting confused between 1% and 10%

An important difference, given a power law distribution.

MyNameIsntFUCKINGWarren · 23/03/2012 11:39

This reply has been deleted

Message withdrawn at poster's request.

MsIngaFewmarbles · 23/03/2012 11:40

warren, because we have joint residency with dsd we had to agree to live within a certain distance of dsd mum and the school. She chose the most expensive area in the city. We have to rent a house which costs a bloody fortune, half dhs net pay. Add on to that bills, food for 6 people, work travel fuel, childcare, kids activities and there is nothing left at the end of every month.

Maybe the fact that I am retraining and we aren't starving means we are well off. If so then we are well off. I count well off as being able to buy trats without sweating and/or aving some money for savings at the end of the month.

OP posts:
ohdearwhatdoidonow · 23/03/2012 11:44

WARREN

Can I?? Believe me the thought of finding £18k per annum to fund them is very scary.

After bills each month I have around £800. That is to cover food, petrol, dinner money, childcare, clothes, Rugby subs etc etc.

So I have no debt and in that I'm lucky, but I've made sacrifices to be in a stable position financially.

As I said - IN CASE YOU MISSED IT - I'm not complaining. I understand why CB is being removed, even though I don't agree with it on principle! My post was to clarify the living situation on us "high earners".

Buffyj · 23/03/2012 11:46

"Families with children on £65,000 pa are not rich"

They are richer than my family could even dream of being!!

AThingInYourLife · 23/03/2012 11:46

"What she is proposing is fraud. She wants the ex to claim then give it to her. That's obtaining money fraudulently. I imagine this 'loop hole' will be closed."

It's not a loophole.

You think they will change CB so that only parents who live with their children can claim it?

So, you really are OK with fucking over people in bad circumstances to punish the moderately well off.

There is nothing remotely fraudulent about a father claiming CB for his children, or paying for their activities, or deciding to increase the maintenance he pays to their mother.

Just because you want it to be a crime, doesn't mean it is.

This country is fucked if this is how people think about welfare.

USA - here we come!

buttonmoon78 · 23/03/2012 11:50

Sorry for being one of the gobshites who thought it would be fraud as it looks so deceitful. I bet whilst decrying those who find loopholes using their expensive tax advisors, you'll happily point this particular loophole out AThing.

ohdear why would you need to spend 50-100k on university fees? The whole point now is that your dc are responsible for their educational finances and that they continue to pay via taxation for their working life. I do however have some sympathy for your points - after your chosen outgoings you have little left in the way of disposable income. However, it's amazing how necessity can focus the mind a bit. Since DH went self employed we've gone from well into the HRT bracket right down into barely scraping 20k per year. It's made us reassess everything but I'm still not sure what we've actually sacrificed. Nothing important then it would seem!

AThingInYourLife · 23/03/2012 11:50

"They are richer than my family could even dream of being!!"

You understand the problem with defining everybody with more money than you have as "rich" and therefore undeserving of any kind of help from the state?

Would the UK be a better place if the top 10% were made poorer than they are currently, do you think?

I'm struggling to see it.

MyNameIsntFUCKINGWarren · 23/03/2012 11:52

This reply has been deleted

Message withdrawn at poster's request.

hairytaleofnewyork · 23/03/2012 11:54

"I earn over 60k till recently LP for 7 yrs.
I live in an ex council house
Have 1 holiday a yr usually in the UK
When both kids were in nursery/childcare it cost me 10k per annum
My CB went into an ISA for them to pay Uni fees
Both want to go to Uni. Eldest wants to be a Doctor which will cost over £50k in Uni fees alone. Maybe £100k by the time they are both done.
So no spare cash for me no luxurious purchases.
I'm not complaining btw. Just setting the record straight"

You and your family are among the very fortunate :) as am I.

You have a job, you can take an annual holiday, your kids will go to university.

buttonmoon78 · 23/03/2012 11:58

The problem Warren (I know it's not your name Wink) is that most of us are incapable of being objective about such an emotive thing as money. We're bringing up 4dcs on about £20k currently and yes, it's damn hard as I'm used to doing it on nearly 3 x that amount but we're coping - running a car, eating out, eating well, new clothes when necessary (not necessarily when wanted though). We can't have everything we want but we have what we need.

Much of that is possible because of historical facts though - last time we moved, we bought a house we could afford easily rather than maxing ourselves out for the one we wanted, my car is old but owned etc.

I imagine that lots of childcare, running HP'd cars, blah blah mounts up especially in some regions.

buttonmoon78 · 23/03/2012 12:01

Also, you as 2 earners at £40k jointly would be a lot better off than we were when dh was earning £40k alone. That has a larger impact than some two wage families realise.