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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think that people earning £960 per week don't really need Child Benefit?

689 replies

OldGreyWiffleTest · 21/03/2012 13:39

Well, am I?

OP posts:
Hecubasdaughter · 22/03/2012 17:42

star people don't always get what entitled to says they will.

molly3478 · 22/03/2012 17:44

I am yet to meet anyone that gets what entitled to says you will.try it with higher incomes and it aleays says you will get loads for childcare but its not true.

Starwisher · 22/03/2012 17:47

Well as we need to apply for benefits I can report back on the reality

Maybe I'm taking site as gospel. Sorry I never meant to offend anyone I was just going off entitledto btw!

Hecubasdaughter · 22/03/2012 17:50

Entitled to suggests we shouldn't be as fucked as we are.

Starwisher · 22/03/2012 17:54

Hecubas

I'm sorry for what your going through. I'm scared too. I hope something good happens for you x

KalSkirata · 22/03/2012 17:54

we will see too. DH's job should be gone by the summer. I've never belieevd entitledto

Hecubasdaughter · 22/03/2012 17:57

One of the things that annoys me is how humiliating they make the application process. It's like being kicked again and again while you are already down. When you phone them to beg them to recalculate it's even worse.

MidnightWorry · 22/03/2012 17:58

customer services/admin low level pa work can and is easily below 20k and thats in the south east.

you require a suit or very smart clothes to work in most offices now

TheHumancatapult · 22/03/2012 17:59

Yep come on they say limit 26 k for those in bonfires as that's more than enough money , yet those on at least 60 thousand

Yes that's at least as some may have total family income more than that as both coukd be on around 40-50 thousand and still heh Cb

But they are claiming they can't mange without that CB

TheHumancatapult · 22/03/2012 18:02

Oh and calculations done including rent and council tax and all benefits yes that's Cb , ctc the law says my limit is £406 a week

That sounds good but that includes my rent etc everything for 5 of us

2shoes · 22/03/2012 18:03

odd isn't it, makes me think of that word hy..... sorry can't spell it

TheHumancatapult · 22/03/2012 18:03

Yet Soneone earning at least twice that reckons there being hard done by if loose Cb

Now who is the fecking entitled person

BellaLugosiGhost · 22/03/2012 18:04

Hecuba Yes, I know why people are jealous, I've been there but there is being jealous (totally human reaction) and then there is thinking that 45k is the lap of luxury, because realistically it isn't.

An income of 45K before tax will seem like a lot I know, but it isn't the fancy holidays and posh cars that some seem to think it is. We are comfortable, there is no denying that and as long as we are careful month to month we can have some treats along the way but like I said before we aren't wealthy.

2shoes · 22/03/2012 18:06

TheHumancatapult with you there

KalSkirata · 22/03/2012 18:14

I'm sorry Bela, but I do think its a lot. Before everything went to shit dh was on 37K a year. We could run a car, stay in a cottage once a year and eat organic nice food. Admittedly we dont buy a lot of stuff cos neither of us is into music or eating out or such but we were well off and this is an expensive city. The bus fare into town is £5.50. We could even afford wine and takeaways.
Looking back now it was pretty well off.

molly3478 · 22/03/2012 18:17

My parents are on that sort of income and are loaded but they dont live in se. They have three foriegn holidays a yr and drive a nearly new beemer.

Hecubasdaughter · 22/03/2012 18:18

I don't think 45k lifestyle is flash cars and exotic holidays but to me food and heat are luxuries so in that sense it is a luxury lifestyle one that I can never possibly have.. When your dc are grown up and the mortgage is paid off you will be better off. Your salary gives you a chance of a future some of us have no future.

BellaLugosiGhost · 22/03/2012 18:20

Kal Yes, I said we are comfortable. Like I said, we can run a car and have the odd meal out and put some away in savings. But there is a difference between comfortable, not scraping by and being wealthy.
I'm grateful we have what we have, we have been considerably poorer in our time. DH has been homeless and slept on the streets, we know about poor.
But, not being poor doesn't make you wealthy.
I'm not even commenting on CB and who should and shouldn't have it. I just dislike the assumption that 45K for a household is being wealthy with the luxuries that go with that. Like I said, we are comfortable as long as we are careful but we aren't wealthy.

KalSkirata · 22/03/2012 18:21

its still in the top 10% so relatively speaking, it is wealthy

TheHumancatapult · 22/03/2012 18:22

Oh and before anyone starts yelling but it's more expesive in the SE . I do live in SE yet 26 thousand less than half but I'm told no that's plenty to live on for 1 adult 4dc 2 being teens

Yet 2 adults and one dc can say but 60 thousand not enough

Hecubasdaughter · 22/03/2012 18:25

Bela what you describe is luxury.

Methe · 22/03/2012 18:26

If your on 45K plus and you've not got a decent standard of living then you've got money management problems.

45k IS a lot of money.

Haziedoll · 22/03/2012 18:30

I think people fail to realise how much commuting costs in the S.E. Dh's travel costs are well over 1/3 of his salary.

alemci · 22/03/2012 18:31

It depends where you live and how many children you have etc and at what ages they are.

I live in greater London and 42K is not alot.

Hecubasdaughter · 22/03/2012 18:33

People seem to fail to realise that those on NMW need to get to work too.. They don't get a discount you know.