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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to be thinking of moving house?

27 replies

LemonGinger · 16/12/2011 00:43

Gosh I don't know where to start. I got this great little flat that is literally falling to pieces (well, like most old converted flats in London anyway), managed by this agency who at the moment seem to me the most miserable people on Earth. The flat is in a superb location (North West London) and not bad price considering the area. But the agency were a nightmare to deal with from the beginning. Before my ex and I first moved in almost a year ago, they demanded an unreasonable amount of references, credit checks, etc. Then, a few months after having moved in, my ex and I separated and, although he started paying me maintenance, I was left alone with a big part rent. Because I had to look after our daughter, I could only work part time, and couldn't make enough to cover the rest of the rent, so I was granted housing benefit. Now the time has come to renew my tenancy, and the agency said that they can't put the contract it in my name solely. They want my ex to appear as a my warrantor, and also that I pay them an extra deposit of more than £2000!!! Needless to say, I have been a very good tenant during all this time, looked after the flat like it was my own and always paid my rent in time, through standing order. They, on the other hand, have always been extremely pissy, never returned my calls when something had to be repaired and have been very cold at the phone (I've never actually met them face to face). I'm hurt and seriously considering moving home. But being DSS is a bit like being an outcast, and I'm finding it quite hard to find a flat that is in a good area and close to a good school (DD will be starting school next year, so I need to apply asap). Ahhhh! What do you think ladies, am I crazy?

OP posts:
squeakytoy · 16/12/2011 01:27

I think, moving is your best option. You are in a high cost rental area. It is completely unrealistic for them to ask for your ex to be a guarantor, and I would see the CAB about that, as I am sure they cannot insist on it.

I also dont think they can legally ask for more deposit, but I could be wrong there.

Either way, you are going to be stressed.

There is no stigma in having DSS help you out with your housing costs, and there are lots of properties that are happy to rent to single parents (my own stepdaughter is one of those herself, and she is in a lovely ground floor flat, 25 mins from the centre of London by train)..

LemonGinger · 16/12/2011 01:34

Well, I'm having a hard time in Gumtree... most ads look great until suddently the "No DSS, no agents, no pets" line appear... :/ Do you know of other websites that are good for finding private landlords?

Also, out of curiosity, where does your stepdaughter live?

And finally, if I decide to leave, can they come and show the flat whenever they want? What are my obligations, do you know? Thanks!!

OP posts:
Spermysextowel · 16/12/2011 01:35

YANBU to think of moving, because they're under no obligation to renew your tenancy.

squeakytoy · 16/12/2011 01:37

She lives in Sutton. Its not a bad area. The schools are decent and the transport links are excellent.

Local newspapers, and word of mouth are definately the best way to find out about flats. It is often better to go direct through the owner rather than a letting agency.

Not sure about people coming to view. I am sure others will be able to advise, but I am pretty certain that although they have the right to do it, you have to have a fixed amount of notice.

Spermysextowel · 16/12/2011 01:37

your tenancy will have been for a fixed term, & the landlord's accessability should also be shown on the lease.

LemonGinger · 16/12/2011 01:44

I'll check the agreement tomorrow, I'm too tired and can't read. Thanks ladies xX It's good to know there's someone there...Good night

OP posts:
Spermysextowel · 16/12/2011 01:48

also bear in mind that there will be massive changes to Housing Benefit soon, so you need to work put where you stand sooner rather than later.

Spermysextowel · 16/12/2011 01:49

oops. out not put

LemonGinger · 16/12/2011 08:14

Sorry, which changes are this? I didn't know. I have googled and found some changes in 2012, but mainly affecting single people with no dependants, and 2013, but I don't think they're much worse than now. Or are they?

OP posts:
LaurieFairyCake · 16/12/2011 08:21

I wouldn't move or pay a further deposit or request anyone to be guarantor. There is no better guarantee than the council Xmas Confused once you have a tenancy.

They would be idiots to try and get you out when your rent is paid on time. And I note that they haven't put up your rent so their new 'terms' are not down to actual increased costs.

LemonGinger · 16/12/2011 08:35

Oh yes, they have put up my rent approx £60 per month (I forgot to say that). They don't know I'm receiving benefits, but I am positively sure they wouldn't like it at all. They only want "proffessional, working people". Really, they are impossible, I've tried dealing with them but they won't listen. :(

The thing is I could give them what they're asking. My ex has already agreed to be my guarantor (he's so nice, and we still are friends) and I have savings, barely enough to cover the extra deposit they demand. There are good schools in the area and we live close to my sister and my ex (good support network). On plus, it's a 15 min bus ride to the centre and well, to be honest I love our current flat, have bought furniture, etc... oh I feel as if the agency knew about all this and were just trying to twist my arm to get more money :((

On the other hand, there are a few nice areas, more child-friendly that I would consider moving into (Crouch hill, Muswell hill) and maybe even gain a bit of space. I also miss being around other parents. The place where I live now hasn't really got much for kids, it's more for single professionals. But now I'm really worried about moving into a new place and not being granted the same housing benefit, or having it withdrawn within a short period for the changes Spermysextowel mentioned (?). Anyway, I plan to be back in full employment in 1-2 years, but still, it's all uncertain :/

Well, so much drama ladies! I am going to make myself some coffee and start ringing those ads.

OP posts:
ViviPrudolf · 16/12/2011 08:38

It's situations like this that are the basis of our fucked housing situation in the UK and I an SO angry for you OP. In fact Im seething. What they are asking of you is outrageous, but what is more outrageous is that we live in a country where this kind of treatment of tenants is possible.

As a simultaneous landlord and tenant, I recognise the need for security on both sides. While I sympathise with your agency/LLs caution, they are going way OTT, effectively making it impossible for you to remain, which is madness when you have an exemplary track record as a tenant. If more reasonable behaviour was the norm we wouldn't have this ridiculous culture of home owning being the holy grail in the UK.

But it isn't and they can do what the hell they like. As you know there's little you can do, but take heart that there are good landlords out there and it'll be tough, but you will find somewhere else.

Re: viewings, they must give you 24 hrs notice, and within reason, given that notice you have the right to deny access at the time of request.

All the best, OP, hope it all works out.

picklepost · 16/12/2011 08:46

I wonder what the owner would make of it? I would have been very upset to learn my agent was treating my tenant as you are being treated.

Try to focus on what will be best for you... maybe look at 10 properties and if no good, do whatever the current agent is asking. But maybe you'll find a lovely place with a better agent, you never know your luck.

I feel for you, what a lousy way to be treated.

TheRuderBarracuda · 16/12/2011 09:31

OP please could you let me know which agency this is? I am in NW London and looking at renting out my flat in about 3 - 6 months time and I would very much like to avoid wasting time and money with these people please.

They're taking the piss. Have you been to CAB at all? Or maybe try a local law centre (best to phone and check whether they cover landlord & tenant law and what times you can make an appointment/go in)

There's a Law Centre here:
9 Bell Lane
London
NW4 2BP

Telephone: 020 8203 4141
Fax: 020 8203 8042
Email: [email protected]
Website: www.barnetlaw.co.uk

or here:

389 High Road Willesden
London
.
NW10 2JR

Telephone: 020 8451 1122
Fax: 020 8208 5734
Email: [email protected]

LemonGinger · 16/12/2011 09:32

Thanks... yes, I keep thinking there must be more sympathetic landlords.

I don't know many people with children in London I could ask (my friends are all single and living in areas I could hardly afford). If any of you know of a website for private landlords other than Gumtree, it'd be great to know. :)

Thanks again for listening.

OP posts:
GypsyMoth · 16/12/2011 09:34

When it says 'no DSS' why foes it put you off? DSS is benefits agency..... You work and claim a little HB which comes from your council, not DS'S

Ring and ask the landlord.

LemonGinger · 16/12/2011 09:35

TheRuderBarracuda, they're not a letting agency, they're a real estate agency, which means they own several flats like mine, but they don't show/advertise other flats.

OP posts:
nailak · 16/12/2011 09:36

What worked for me was putting a.wanted add on gumtree, with my requirements, ie 2 bedroom house/ ground floor flat, with garden, near transport and schools, accepting dss.

cantspel · 16/12/2011 09:55

I can see both sides of this

credit checks and references might seem obsessive but they are the only way to check out a prospective tenant and not everyone is truthful on their applications.

You said yourself that the rent is not bad for the area, so it is not unreasonable that they will be trying for an increase. £60 might be a bit steep but can you negotiate a lesser amount?
The guarantor request and increased deposit will be because you income is not deemed high enough to cover the rent, again they are protecting the owner in event of your defaulting on the rent. Not nice for you but they are doing their job for their client who is the owner of the property and not you their tenant.

To them it is just a buisness deal where to you it is your home. Good luck with whatever you decide.

TheRuderBarracuda · 16/12/2011 09:57

Ah - so the agents are also the owner (therefore landlord) of the flat you're in too. Damn.

GypsyMoth · 16/12/2011 09:59

But you must inform them you get HB as it affects landlords insurance quite a bit

LemonGinger · 16/12/2011 10:07

LtittlestLight, as far as I know, I don't have the legal obligation to tell them I get HB (although I agree that it's the right and ethical thing to do - what with a agency like this, I know what their reaction would be :/)

OP posts:
GypsyMoth · 16/12/2011 10:28

Are you sure? I thought you did have to tell them.

LemonGinger · 16/12/2011 10:35

Yup. "A tenant does not need to tell you that they have claimed..." Keep reading here www.tameside.gov.uk/housingbenefit/landlords/faqs (same applies in all London Boroughs).

Although I still believe it's fair to let them know, especially if it affects their insurance.

OP posts:
cantspel · 16/12/2011 10:36

No you dont need to tell them but if you dont it can affect their landlords insurance and they might not pay out in the event of a claim.

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