I'm 34, DH is 40, we have one DS. Currently on mat leave but usually have annual combined income of approx £110k.
We have about £200k equity in the house and a mortgage of £200k which is our only debt. We have cash savings of £20k and shares of about £20k (currently slightly less but we are hoping they'll go up!). DH has an endowment policy due to mature in 2 years which should pay out a minimum of £45k which we intend popping on the mortgage. I have a pension with work.
We run two third-hand cars, have Sky and broadband and each have a mobile phone, will have childcare costs of approx £1150 pcm from December, shop in Waitrose (or Ocado) and at our local farmers' market or deli, don't have expensive holidays or designer clothes - but we do like decent food and wine, we like good quality items which will last whether they are shoes, bags or prams (so our initial outlays are always pretty high but the cost per use tends to be low), and we have tended to spend a fair amount on hobbies, eating out etc. That will likely change now we have DS!
We had been saving a minimum of £1000 a month until DS arrived, hopefully when we remortgage we will still be able to do this even with the childcare costs as I'll be back full time at work.
We've had no inheritances or parental hand-outs other than my parents surprising us with a contribution to our wedding costs after the event - we'd already paid for it all from the profits on the sale of my flat when I moved in with DH and had not expected any assistance but they felt afterwards that they'd had such fun they wanted to help us out, so we bought one of the cars and our dinner service with their contribution.