My dh and I have a reasonable amount of money coming into our family but I am forever reaching my over draft limit at the end of the month. This year we have not been able to afford to go on holiday. We live in a very modest house
I have just come back from my friends house. She is putting her house on the market and they are moving into something much larger. Other friends are going on long haul holidays. I know they earn less than I do I just can't work out what I am doing wrong.
I did that write down everything I was spending thing and we have cut out anything we can do without.
Does anyone have any ideas or suggestions as to where I am going wrong!!??
It feels very frustrating working full time but feeling like we have no money left for some nice things aibu to expect to be able to??