I'm glad you've thought it out better.
my point is that people on the inside of these situations are often to be found saying "what me? no, I'm not disabled, thanks. there are plenty of people who have it worse. no, no, don't worry, we manage fine" etc. until, of course, the shit hits the fan, and it all starts coming unravelled - whether due to increasing need, or running out of the ability to cope.
I?m afraid to call myself disabled, and see my child as SEN not disabled.
I?ve just for the second year running had ATOS declare me genuinely unfit for work through multiple disability. It is a humiliating process, even with a kindly Dr who told me early I scored double the cut of limit.
I?ve just gone from struggling, with debts of £400, that I might have managed weekly, to suddenly now owing an unpayable £5400 overnight.
£5000 is disability tax credit being clawed back, and £400 is a CCJ for council tax from me being in hospital unable to pay my way. I don?t borrow, manage limited means, we?re officially below the poverty line, but now I?m in debt as well and DLA?s the only hope.
I have to find a way to pay back an incorrectly awarded disability tax credit as the amount that it can be clawed back at is to low for it to be paid off in time. Had I claimed DLA before, I wouldn?t be being penalised now.
I?ve been told I now have to claim DLA for one or both of us to pay of this debt. I?m sick with fear.
The thing I had was the knowledge and pride that I owed little and was only claiming on the National Insurance I?ve paid for decades. That?s gone.
My crime apparently, has been to not claim enough benefits, and now I?m being made to claim a benefit to pay back another benefit, and I?m very afraid of how we?ll be treated once we?re costing more, and hope I?m not judged by ?friends? as well, and really can?t see a good end to all this.