I have done a thread on this before but am still going round in circles. Myself and dh own a lovely home (well mortgaged). We live on the outskirts of a not very nice northern town which we don't want dd's growing up in. Little employment, high drug problem etc. We would love to move back down south (not sure exactly where) . Thing is it would mean having to rent. We have messed up our credit rating and can't prove our income so won't be able to move our mortgage (even though we have never missed a payment). Also both dd's love our home and their school/friends but I know long term this is not a good area to bring them up. My eldest dd is very sensitive and would take a long time to adjust to a move. We are very worried about losing the security of owning our own home and the prospect of probably never getting back on the property ladder but moving from here to a better area would make myself and dh very very happy. Please help us decide what to do!!