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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to bank on getting bursary whilst earning £70k?

161 replies

Leafysuburbia · 15/01/2011 23:41

We have enrolled our child at a fabulous pre prep. We could afford the fees at the time but after job changes it just is no longer an option once the 15 free hours nursery provision finishes and DC has to enter Reception.

When I spoke to the head she was non committal but told me that all financial circumstaces are looked at and although salary figure is too high to normally consider bursary that things like excessive mortgage (tick), very high overheads including debt (tick) would all be taken into account. Tbh every month we are struggling, really struggling to save even £450. She also told me that generally once a child has started the school she considered it negative to their education to have to let them go so she would usually recommend a bursary be approved.

Said child has not yet started pre prep.

We have another younger child and my concerns are partly that if we can't afford one we certainly can't afford two.

How many people have managed to get bursaries while earning well in excess of the usual low income expected and has this continued to work when two children are in attendance?

Am I being ridiculous in even trying? Am very concerned as DC1 is considered exceptionally advanced in terms of development (genuine concern please do not flame) and needs a high level of attention/stimulation (no idea about DC2 yet, very very little indeed!). Local state schools said to be good but HUGE class sizes and very oversubscribed, hard to get into.

Anyone? Is it fantasy to start pre prep with no realistic hope of remaining? Or do we really have a hope - is it possible, is it reasonable to consider successfully claiming bursaries?

OP posts:
Sugarfairy · 16/01/2011 21:50

Jeez! I can't believe how angry and bitter some posters sound! Not even about the possible nursery buy angry that OP earns 70k. It's not luck you know? She 'EARNS it. My goodness! You'd think someone was handing her free cash every month the way some posters have been going on. She's made education/ training choices and works for her money. Well done her! Sorry if you earn less, that's as a result of your own choices (excluding illnesses or disability) so quit sounding bitter, it's unattractive.
For OP, tbh I wouldn't rely on getting the bursary, but as some have said worth a try. If your son gets in and is exceptionally bright or good in sports/arts etc, the school may award a scholarship but from personal experience, that doesn't necessarily make for a happy childhood as you're under excessive pressure to study, missing out the other part of childhood.

Sugarfairy · 16/01/2011 21:52

possible bursary but
sorry iPhone correcting my typos and inserting meaningless phrases!

bees474 · 16/01/2011 22:02

Ever thought about a state school? Do you know what, some of them actually do a brilliant job of educated children and have excellent, devoted teachers.
I would have thought that bursaries would be there to aid bright children of low income families, but apparently not...

bees474 · 16/01/2011 22:02

Haha oops educatING children that is!!

Swarski · 16/01/2011 22:04

I had excellent advice from head teacher at my DS school at 7 when he got offered a bursery for local v good private school and we dithered (basic belief in state education and can walk to state and not private school) - if the child is bright as DS and wants to learn then they will do well where ever they go. Also learn at a state school that there are lots of different types of people in the world and that they are all equal - you do not learn that in a single sex private school...only my opinion...

freshmint · 16/01/2011 22:04

send them to state school and don't be so bloody greedy. you are luckier than 95% of the UK population and you want to take money intended for the clever child with poor parents?

Hope everyone else has said this. I've only read the OP

freshmint · 16/01/2011 22:07

sugarfairy if she wants private school she should either earn more or spend less.

cheapest mortgage rate for 50 years and she can't afford her mortgage? Downsize and pay fees or stay where she is and send to state.

talk about cake and eating it. crikey

and I'm not jealous, I earn a lot more than she does. and I pay my own kids school fees. but I would be embarrassed to lose half my salary and then wing that I couldn't get my finances in shape and so someone else should pay for private education for my kids

freshmint · 16/01/2011 22:08

winge

Sugarfairy · 16/01/2011 22:15

It's alright freshmint I understand what you mean- my reaction was just based on reading the 1st page where people sounded angry that she earned that and could only save £450. For all the talk about sisterhood, it seemed so tall puppy syndrome

freshmint · 16/01/2011 22:21

I have no problem with her only saving 450
I have a problem with her expecting someone else to pay her school fees because she has arranged to spend the other 4k a month on something else!

friends?!

Onthesedgeofoureats · 16/01/2011 22:26

Just as a practical aside (although OP seems long gone) they do re-evaluate bursaries every year, so even if ds received one for 2011-12 say, he may not get one for 2012-13, and then when he goes up to the prep the WHOLE thing is re-evaluated (i.e. whether it is financially viable to keep him in the school) and again at the senior school, so you could find yourself with a 7 or 11 year old looking for a place in whichever state school has one available. They are only a short term solution.

mickeyjohn · 16/01/2011 22:27

We earn similar to OP, and there's no way we could afford private school fees!!! If it costs over £2500 a month for 2 kids (as another poster claimed - I have no idea as never even considered it) then that leaves approx £1500 a month for everything else. Chances are your mortgage on a nice house will take up most of that, leaving you very little to live on (literally a couple of hundred quid for a family of four for food, petrol, all your bills etc) PLUS you say you have debts too...

GET REAL!!!! YOU CAN'T AFFORD IT!!!! It's like me looking at houses that cost 400k on Rightmove and hoping we can buy one - it ain't gonna happen, so move on!

Incidentally, how do you know a 4 year old is really clever?? I am intrigued!

mathanxiety · 16/01/2011 22:32

I agree with Sieglinde's post here and appreciate the wisdom. Things have moved very fast in the world of fees and like it or not, even people earning 70K are finding out that they are caught in the middle when it comes to educational expenses - earning too much for help and too little to realistically afford private school without seriously cutting back or working far more hours or more productively somehow.

If she hasn't really looked into the state option because she believed she could manage the private school, then the initial panic and disappointment are understandable even if further examination proves the fears unfounded.

No matter how much she makes, she has a right to fret about her child's future - that is something common to all surely?

onceamai · 16/01/2011 22:35

Agree with Mathanxiety. Well said. But TBH I think the OP needs to start looking at state schools because this is a non runner.

Jajas · 16/01/2011 22:36

This reply has been deleted

Message withdrawn at poster's request.

lucky1979 · 16/01/2011 23:14

2,500 a month for prep school fees seems a bit of an exaggeration, is the OP in London or looking at Eton style schools? (I just check to be nosy, that's a rather stunning 10,000/term)

I've been looking into independent schools for DD and prep schools out of London seem to average around the 2,500 pounds/term mark (not including lunch, music etc). London is higher, and of course for secondary school there is a bigger jump, about 3,500 pounds/term for senior school and then the schools I was looking at in London were between 4 and 6,000 / term. So, I'm not sure where the 2,500/month figure has come from.

If the OP can save 450 pounds/month then she's got to find another 175 pounds/month for prep school, which is possibly doable in her income bracket if they haven't done any cutting back already.

Not sure what she does about child no.2 though...

LoopyLoopsIsNoLongerFestive · 16/01/2011 23:22

Please be a joke.

Changeisagoodthing · 16/01/2011 23:44

£2.5k was 2 children at private secondary.

seeker · 16/01/2011 23:53

Something like 95% of the children in this country go to state schools. It's only on mumsnet that sending a child to a state school stantamount to child abuse.

Get a grip OP. You child will be fine in a state school - however 'advanced" he appearsd to be in nursery!

Opinionatedfreak · 17/01/2011 00:07

I think you can't afford it.

Put them in state school and start saving for the fees when they get to secondary.

IMO (and I know this is contentious) I think there is little taught at primary level that can't be made up for at home. Secondary is a whole different ball game.

AnotherMumOnHere · 17/01/2011 00:48

Windup? Never? 25 hours after original posts and no other input .............. windup........ of course it is, SIMPLES !! Is it April 1 already?

MissQue · 17/01/2011 00:56

£70k and you want a bursary? Sorry but that is a phenomenal amount of money, if you're struggling on that kind of income then you really need to rethink your whole lifestyle, move to a less fancy house and choose from one of the perfectly good state funded schools out there.

mathanxiety · 17/01/2011 01:17

Opinionatedfreak I think you are right. Not a bit contentious in my book.

Jajas · 17/01/2011 10:50

This reply has been deleted

Message withdrawn at poster's request.

Takeresponsibility · 17/01/2011 11:16

Opinionatedfreak. Don't know about the primary school bit v.long time since mine were there but I posted (seems like years ago) to say the same thing. It doesn't matter how much OP earns, or how much more than other people she earns, or what she spends her money on she is in debt and looking to take on more debt - sheer madness!