...but would you say that £30,000 a year between 2 people is a good disposable income? I say "between 2" as I don't have a DH or children - also why I'm not sure if this is the right place but you can always count on MN for honest opinions - it's me and my sister that this is about (we live together). Basically the amount left after "essentials" like bills, food etc. (but not including going out to eat ie restaurants), in London.