benefits - can anyone advise?

[namechangerrr]

hi i am a regulare but have name changed for this. i was wondering if anyone would e able to help me here. i have seen on the news about benfits being cut/capped but cant seem to find any exact figures.

was wondering if anyone could be able to help me and see if my benefit will be capped or cut, so that i can be prepared for this.

i recieve weekly:
£135 child tax credit
£48 cb
£65 incone support
£145 hb
£12 ctb

i no this seems like a huge amount when written like this but in reality it isnt. once i have paid gas, elec, water rates (£28 per week!), tv licence etc there is not much left for food/nappies.

i would be very grateful if anyone could help. i am not intending to be on benefit forever and i do want to better myself for myself and my children.

Bugger meant to say I agrred with teh first quote

now, Dh finished work, must go eat gruwl. ta-ra!

"wanting to kick the poor into soup kitchens wearing sack cloth and ashes"

£1775 a month or £28k pa gross is NOT poor

It is MORE than the average salary in this country

The minimum wage in this country is £5,93 per hour, £1028 per month, £15k gross per annum

No able to work person should receive more than that in benefits

Anything else is sucking blood out of your country, taking your working neighbour for a ride and for an idiot and betraying your country

Pcy hello

I am the person who also has a DH doing all hours S.E.

Use the stystem. Parnership yes. I do it for DH answering the phone and typing letters and doing all sorts that I am sure you do!

I now want to set up a thread for posters who think they would be better off handing back the keys to their house and taking their children to live in a hostel as well as telling their DH to fuck off because they will have a fantastic life on income support.

Who wants to sign up?

"I don't think people on disability should be kept on below work level"

gideonsmum I agree. I have already said as much, same applies to those who are carers.

"What's this, some sort of martyrs gathering wanting to kick the poor into soup kitchens wearing sack cloth and ashes...Bet some of you lot think you have halos in place of a ring piece"

This is the shit on these threads that means I am bowing out - no one with the possible exception of TTP has expressed a view anywhere new to this one, but is so much easier to insult those that question the system rather than actually read and consider the points made isn't it.

TTP

Anyone on 15K a year gets help in the form of CTC, WTC and HB/CTB if applicible. Those amounts have to be added onto the wage if a direct comparrison is to be made.

Yes I believe those able to work should, but no one has the right the put down and belittle anyone who has found themselves in unfortunate circumstances, or is claiming while trying to get a job. You do know there is a hell of a lot of applicants for every job right now don't you? I am glad my DP can look after us as I cant work right nowe, but if gets made redundant AGAIN we would probably need some help, as the chances of walking straight into another job are slim to none round here.

TTP many would agree with you on that last point, it does sund a l
but its changing: those amounts WILL drop now, that is already in motion.

Changes to Hb for a start.

Well am not doung the carers thing tonight for fear of self interest LO

DS3 interest- yes that's OK, I am his mum after all.

"Who wants to sign up?"

How about just getting a job?

threetimespink, use your brain,if the op was working and receiving minimium wage then tax credits would bump up her income anyway,If she was on her own without any children,she would be receiving £65 a week income support and about the same in housing benefit, about £7K , nowhere near the £15k you are quoting.

LOl lenin my first and last benefits thread also.

Interestingly I think if people were able to be a little less...ahem...irrational you'd find that there is not a great deal of difference in most of the opinions on this thread. One or two notable exceptions aside.

Wasnt it the bankers that bankrupted this country or am I mistaken?

Yes handouts are ridiculous and I am fed up of my partner working me being a sahm looking for a pt job with no such luck while the girl who moved in across the road with one child in a 3 bedroom house has her rent paid and then has her sons dad round near enough every night while saying they've broken up! p*es me right off! Not only that but its everywhere everyone is doing it ffs I know people on benefits with 2 kids that are going abroad after xmas and drive a new car? we couldnt afford a holiday in this country let alone abroad and we certainly could not afford to run a car

I do feel sorry for the genuine people i.e single mums/dads stuck but its people that abuse the system that make you look bad
Rant over :)

I'm off to get drunk .....

nancy thanks for answering my ???? you are the only one that has,kind of expected it really

But would be good to have actually figures because personally dont think they would be totally different

thanks though atleast you backed up what you were saying

What figures oyu after theywill?

The bottom line is that your time is running out very fast

Two important phenomena have happened in the last 10 years:

1. YOU LOT HAVE ABUSED THE SYSTEM to such an extent that the whole of the country now knows now about - including millions of us who make well less money from working than you lot from sucking

And those people who work still have more votes than the scoungers

1. Labour bancrupted the country and it doesn't really matter who thinks what - THERE IS NO MORE MONEY

Time is out

TTP -

Just so you know, someone earning 15K gross a year in OPs circumstances ( although I have not included childcare, so obviously would get help with this too) would recieve around 15K in benefits a year on top of the wage of just over 12K take home pay. So that would be total take home pay plus benefits of £27,000 after tax!

So for one, you still get state help on 15K gross a year, and secondly it is better off to earn 15K a year in OPs circumstances than to be on benefits as she currently gets £21,060, which would be comparable take home amount.

Who is 'you lot' TTP?

Tell me: if you had a severely disabled child, what would you do? If childcare said no?

If you became seriosuly ill and oyur dh had to care?

Could you cope alone, without a penny of state money?

You lot becomes me in a blink of an eye.

Pinky,you really are very stupid

I suppose you could say that the person working for 15K and getting top ups are going out of the house, paying tax so contributing in ways that someone who doesn't work isnt.

The other side of the argument is why would a single parent getting £1750 do any work whatsoever, considering child care issues, especially as jobs are scarse and most people wouldn't have the skills to earn anywhere near 28K let alone earn more to make it worthwhile.

Catch 22, benefit traps blah blah. It's not the fault of the claimants.

can someone please do the maths im rubbish

need calculations

women working 36hrs a week min wage
3dc's under 16 (no disabilitys)
no maintance
rent is £145 a wk
ctb is £15 a week

i assume there would be CTC,CTB,HB on top (not sure)so what would be the total the lady would earn

i know im lazy but dont know where all these calculators are and not to good on numbers.would appreciate if somebody does,just to see what figures a worker would come out with and then maybe could be seen clearer as were all really just guessing and fair enough people dont want to disclose their financial situation

"Who wants to sign up?"

How about just getting a job?

I have one thanks and it save taxpayers shitloads as do so may people on thsi thread.

Ah well, time for you to go <a class="break-all" href="http://www.google.co.uk/imgres?imgurl=ny-image1.etsy.com/il_fullxfull.49028741.jpg&imgrefurl=www.etsy.com/listing/12568770/three-billy-goats-gruff&usg=__bBaJLMjaTMB0ilIz4SZcP__Qekg=&h=529&w=648&sz=112&hl=en&start=12&zoom=1&tbnid=98WHh217qsa2_M:&tbnh=112&tbnw=137&prev=/images%3Fq%3DBilly%2BGoats%2BGruff%2BBridge%26um%3D1%26hl%3Den%26client%3Dfirefox-a%26sa%3DN%26rls%3Dorg.mozilla:en-GB:official%26biw%3D1920%26bih%3D858%26tbs%3Disch:1&um=1&itbs=1" rel="nofollow" target="_blank">home

theywill they may not be that different to those quoted by the OP.

I can't give figures, because I simply do not know the answer, I also don't necessarily think that benefits are too high but I do think there is something wrong with a system that means those who work can be worse off than those that choose not to (again I am excluding thosw who don't work due to disability/caring - clearly a whole different issue).

I think if you can't afford to treat your kids to a take away pizza and yourself to a bottle of wine once in a while then benefits are too low. If you can afford to go out for pizza and then spend the evening in the pub once a fortnight then benefits are too high.

Likewise if you can't afford a bra that fits and a winter coat for your DC then benefits are too low. If you are wearing genuine Uggs then benfits are too high.