to think that an extra £100

[Kaloki]

on top of my car insurance just because I got married is taking the piss. :(

hang on, I always get charged more as I'm single. When I was with XP and added him to the insurance it went down, even though he had only passed that week and for all they know he could have been a shite driver.

Although it didn't go up when he left, but the insurance bloke thought it might when he whizzed it through the computer.

I think we should make a stand against these companies. Cheeky feckers.

Making their own bloody rules up.

Ours went up when we moved, same area code and car now parked on drive as opposed to the main road it was previously parked on.

When DH married me, (a non-driver) his premiums stayed the same!

However, when we moved house, (just round the corner) we informed them we would be parking the car in the garage, rather than on the road, and the premiums went up go figure!

I have heard that the drive/garage thing is because if you live in a fairly low-crime area there is a much higher risk of reversing into the side of your drive/garage than the car being stolen or pranged on the road outside.

This is why working out premiums using random statistics is daft

Shop around. Married people are generally considered to be a better risk than single people.

So you haven't changed address? Nothing else has changed apart from your surname?

Daylight robbery or what?!

The reason it will have increased is it will be assumed that you'll have access to your partners car - which you would be covered 3rd party on. The statistics don't have a "partner doesn't drive" option.

Hang on - did I read this correctly... Are you saying that the only thing that's changed is your surname? No adding him, no change to a Subaru Imprezza etc etc? WTF?!

...and that's what happens when you x-post, sorry

Quizteam, exactly! What a joke! But it's ok, they've told me they wont change a thing but they will "acknowledge" I'm upset. So that's all right then

What do I do now? I dont have £100 spare, I cant afford to cancel, and if the insurance isn't in my current name then it's invalid. Oh and I've got regular hospital appointments coming up - which will be the sole reason I bought the car!

Tell them you'll be looking for other insurance they might "see what they can do" to keep yourbusiness. Ask to speak to there supervisor.

There or their even. Doh!

Hang on . . . could it be your surname?

Is it one of these: Biggs, Mansell, Kray, Button, Noye, Hamilton?

Seriously though, cheeky bastards.

This is one reason I've never legally changed my surname on my licence. My marriage cert proves I'm Mrs X sufficiently.

It's outrageous and totally unfair. Ask them what would happen if you didn't change your name? You can still be Kaloki maidenname if you want to be.

Mine went down for being married as did dh.

Underwriters are really boosting their cut atm on all insurances.certain ones are boosting premiums because of 3 points now where they ignored them before.

Dh life insurance went up 50% for having a non life threatening condition as he has yearly hospital appointments for it

Can you ask if it would be lower if you add DH, normally it goes DOWN if you add your H...

Yeah, I second NOT changing your name then, tell them nothing has changed and they can piss off if they think they are taking any money off you for this policy.

Why don't you go onto a comparison site, input your details, with and without DH name on your policy and tell them the results.

that ought to prove to them that they are being highly unreasonable. go to the ombudsman.

Are you part way through your policy and the £100 is the fee for changing your details or is this a brand new quote?

I once had a similar issue when I changed address I knew that the premium was wrong but the insurers wouldn't back down.

I was able to afford to pay the difference which I did but carried on the fight with them eventually lodging a complaint with the regulator.

Luckily I had insurance experience through my job they weren't able to fob me off with tecnicalities and in the end they found their error which was that a discount which had been applied to my premium wasn't applied when the changed the address and I got a full refund. I changed insurers the next year.

So, don't let it drop, keep records of all conversations and them to confirm that they consider married women to be a higher risk than single ones (as someone said above this is statistically wrong and I suspect they have misinformed you).

I see that Post Office insurance is actually provided by Budget which is a huge insurer and isn't likely to be trying to rip you off - this really sounds like a mistake.

you don't have to change your name when you get married

and it's quite acceptable to use both married and maiden names as long as you're not trying to defraud anyone

Kaloki - The insurance might not be invalid if it wasn't in your current name. People use multiple names all the time. As long as there is no intention to defraud you can call yourself whatever you like.

catherinewho New quote, can't really shop around only 1 month in.

coalition That's good to know.

Also, didn't get a chance to say last night as I was posting from my phone. For whatever reason on the phone they were questioning me about my disability, when I told them I didn't get DLA they said "oh, you're on the sick then"

Maybe it's just me, but I've only ever heard that phrase used to mean that someone is putting it on. Am I getting irrationally upset by that?

They seem to use any excuse to put the premiums up - I have heard of people being charged more after their partners died because widows are a higher risk group, apparently. And it sounds like they also charge you more for being married or single. So that leaves what option as being the lowest risk ?

YABU

As soon as you get married your head is filled with new recipe ideas, baby making plans, and fresh and exciting plans to keep your new husband happy at all times.

This new fuzzy headiness could clearly lead to an accident.

Mine went down when I changed to my married status.

My DH and I are insured through two different companies. We recently moved (just about half a mile away), and changed our insurance - his went down £20, mine went up £150!!! Insane!