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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be shocked at how much we would get in tax credits if I did not work

205 replies

peppapighastakenovermylife · 08/08/2010 21:32

I sense this thread might go wrong - I do not mean it to. I am not saying people should not receive the money, nor that they should be forced into work. I am just shocked at how much we would get!

Bit of background. My job is at risk so looking at worst case I wanted to see what we would be entitled to if I was made redundant. I expected it to be very very little.

I put our details into the tax credits website and based on me staying at home with the DC's and DH continuing to work full time we would get £600 a month Shock. That is not considering any other benefits which we might be entitled to (DH earns around 18k)

Ok so that is not a huge amount of money to live on but after childcare costs that is more than I have left over after working full time in a well paid job!

I fully admit I enjoy my job and working. I also get more out of it than salary - pension, fulfillment, career advancement. Also, childcare costs are a relatively short term thing - in four years once all DC are in school they will come down considerably (they are very high at £1400 a month now).

I have no intention of leaving my job but it does make me wonder why I am missing my DC's, running round like a mad fool organising childcare and picks ups and am absolutely exhausted and dont have much time for myself when I am in the short term worse off financially.

It is nice to know there is the safety net though I guess although I now understand why some people make it a choice not to work (and I mean some not everyone who doesnt work, stays at home etc). I genuinely never expected it to be that much. I guess it will also be at risk with the current government.

OP posts:
usualsuspect · 10/08/2010 10:36

The cafe was run by a private company when I first worked there ..it has only recently gone back in house ..as I was tuped over I am still on the private companys rates and contract ..I took the job because it was term time working ..hth your assumptions mama Smile

MovingBeds · 10/08/2010 10:45

Does the cafe have a flatscreen television?Wink i am sure that will tip the balance on whether it is good versus bad.......

usualsuspect · 10/08/2010 11:05

No Tvs, but it does have unemployed people doing classes, and spending their benefits on coffee Shock Grin

MovingBeds · 10/08/2010 11:15

oh well, at least it keeps them away from the fags and booze I suppose they do that outside Wink

thesecondcoming · 10/08/2010 22:03

This reply has been deleted

Message withdrawn at poster's request.

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