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When does the "Cost of living crisis end"

296 replies

topcat2014 · 16/10/2026 08:21

There will always be inflation. The media created this thing called a cost of living crisis.

Recessions have a technical definition, so therefore a technical end.

What is going to be the trigger for society agreeing the cost of living crisis is over?

OP posts:
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5
Meandthegherkin · 16/10/2026 19:24

We’ve had a big rise in population and an even bigger rise in the number of households. We need to build for more houses but unfortunately we also have an economy that has been fuelled by higher house prices. For a while people felt rich but the affordability has collapsed. We won’t accept falling prices so we need wage growth to catch up but that’s not going to happen any time soon. Houses were cheap in the mid-90s after a drop in real terms of around a third from their 1980s peak. Any time anything like that has looked likely to happen these days, the government has intervened with some scheme or other.

Katypp · 16/10/2026 19:30

PensionMention · 16/10/2026 09:07

Society has changed too much. It used to be rare for people to live alone when I was young, now it’s very much regular. A lot of my friends live alone as divorced, in my Mothers generation almost everyone was married. This isn’t some sort of criticism of the changes it’s just an observation of how society has changed.

The welfare state has also changed and is now a monster of its own making.

Put simply, we need to bring back shame.
This is aimed at families with children, NOT pensioners or disabled
Can't budget? Here, have free food and power from a food bank
Haven't bought food for your kids? Have a holidays food voucher and breakfast club
Can't work out how to use your heating effectively (eg two hours morning and evening) Just leave it on and the energy company will write it off or risk the wrath of baying FBers
Can't afford days out? Yes you can , UC claimants can visit many places for next to nothing (while working families can't afford it)
Can't budget for toiletries? Hygiene bank
Can't budget for baby stuff? Baby bank

All if these situations (except the heating - brought up in 1970s family LOL) were me about 8 years ago and i would have been MORTIFIED to admit i could't buy food so we ate lots of potatoes, pasta and puddings to fill us cheaply.
Not being able to cook, not having time etc don't wash. The more excuses are made, the more people will mosy down to the food bank and spend the money on nice things or sit on FB swaddled in blankets displaying how 'vulnerable' they are.
People who feel shame work hard to find creative solutions. People who are happy to display their lack of gettibg their shit together will carry on weeping and wailing as there are now so, so many people to say 'isn't it awful, it's not your fault, let's get you some more money to buy food and keep your (free) house warm at no cost to you. You keep spending on what you like as it's intrusive/unkind/bullying to question it. You hungry child is YOUR fault but let's not say that because, children.
I am not saying people who rely on benefits should not budget and buy nice things but i do have an issue with those who buy booze/vapes/takeaways/nights out/nails/ fancy phones or anything else non essential then hold out the begging bowl for food and heat.
Shame keeps a lot of things in check.

RosaNovella · 16/10/2026 19:41

kiakoa · 16/10/2026 19:09

You are the one complaining about the size of the welfare state so facts do matter. I’m not sure why you are confused 🤷🏻‍♀️

Edited

Im not confused at all
Im talking about gobshites who dont work draining the country dry
They dont work and add to society, they dont pay tax,they claim benefits to sit and do FA
Meanwhile workers do a job and pay tax, whilst struggling with bills

Im not talking about pensioners , you are
The vast majority of pensioners have worked all their lives, why shouldnt we support them in old age
Fucks sake its not that hard!

Interested in this thread?

Then you might like threads about these subjects:

RosaNovella · 16/10/2026 19:44

Katypp · 16/10/2026 19:30

Put simply, we need to bring back shame.
This is aimed at families with children, NOT pensioners or disabled
Can't budget? Here, have free food and power from a food bank
Haven't bought food for your kids? Have a holidays food voucher and breakfast club
Can't work out how to use your heating effectively (eg two hours morning and evening) Just leave it on and the energy company will write it off or risk the wrath of baying FBers
Can't afford days out? Yes you can , UC claimants can visit many places for next to nothing (while working families can't afford it)
Can't budget for toiletries? Hygiene bank
Can't budget for baby stuff? Baby bank

All if these situations (except the heating - brought up in 1970s family LOL) were me about 8 years ago and i would have been MORTIFIED to admit i could't buy food so we ate lots of potatoes, pasta and puddings to fill us cheaply.
Not being able to cook, not having time etc don't wash. The more excuses are made, the more people will mosy down to the food bank and spend the money on nice things or sit on FB swaddled in blankets displaying how 'vulnerable' they are.
People who feel shame work hard to find creative solutions. People who are happy to display their lack of gettibg their shit together will carry on weeping and wailing as there are now so, so many people to say 'isn't it awful, it's not your fault, let's get you some more money to buy food and keep your (free) house warm at no cost to you. You keep spending on what you like as it's intrusive/unkind/bullying to question it. You hungry child is YOUR fault but let's not say that because, children.
I am not saying people who rely on benefits should not budget and buy nice things but i do have an issue with those who buy booze/vapes/takeaways/nights out/nails/ fancy phones or anything else non essential then hold out the begging bowl for food and heat.
Shame keeps a lot of things in check.

Absolutely this!

kiakoa · 16/10/2026 19:44

Fucks sake it’s not that hard!

Exactly! so what are you still not grasping?! 😆

kiakoa · 16/10/2026 19:45

Katypp · 16/10/2026 19:30

Put simply, we need to bring back shame.
This is aimed at families with children, NOT pensioners or disabled
Can't budget? Here, have free food and power from a food bank
Haven't bought food for your kids? Have a holidays food voucher and breakfast club
Can't work out how to use your heating effectively (eg two hours morning and evening) Just leave it on and the energy company will write it off or risk the wrath of baying FBers
Can't afford days out? Yes you can , UC claimants can visit many places for next to nothing (while working families can't afford it)
Can't budget for toiletries? Hygiene bank
Can't budget for baby stuff? Baby bank

All if these situations (except the heating - brought up in 1970s family LOL) were me about 8 years ago and i would have been MORTIFIED to admit i could't buy food so we ate lots of potatoes, pasta and puddings to fill us cheaply.
Not being able to cook, not having time etc don't wash. The more excuses are made, the more people will mosy down to the food bank and spend the money on nice things or sit on FB swaddled in blankets displaying how 'vulnerable' they are.
People who feel shame work hard to find creative solutions. People who are happy to display their lack of gettibg their shit together will carry on weeping and wailing as there are now so, so many people to say 'isn't it awful, it's not your fault, let's get you some more money to buy food and keep your (free) house warm at no cost to you. You keep spending on what you like as it's intrusive/unkind/bullying to question it. You hungry child is YOUR fault but let's not say that because, children.
I am not saying people who rely on benefits should not budget and buy nice things but i do have an issue with those who buy booze/vapes/takeaways/nights out/nails/ fancy phones or anything else non essential then hold out the begging bowl for food and heat.
Shame keeps a lot of things in check.

Or we could just bring back more social housing for them as we did in the past!

Katypp · 16/10/2026 19:53

kiakoa · 16/10/2026 19:45

Or we could just bring back more social housing for them as we did in the past!

Excuses no 1
People on UC get a lot of their rent paid anyway, so while i agree with you, lack of social housing is not the reason people are happy to take and take then want more.

DiscoRice · 16/10/2026 20:00

Why has this thread descended into benefit bashing? I thought it was about the CoL crisis and what signs would indicate it is over.
This thread has seeming turned into blaming people on UC for how much your pint of milk and fuel costs now.

suburburban · 16/10/2026 20:01

Badbadbunny · 16/10/2026 16:44

It's not always that "they don't want to work". Lots of jobs typically done by school leavers (and school/uni aged students) have disappeared. Thanks, in part, to Reeves' stupid NIC hike, but also the sheer number of smaller businesses that collapsed during the covid lockdowns. There's also been the general trend for decades away from small businesses to big business. 30 years ago, kids could get Saturday jobs easily, i.e. in shops, guest houses, restaurants, etc., when they were "owner managed" but now most are big chains, they have employment procedures which tend not to be suitable for school aged kids, and of course, the ever increasing rules/regulations for kids working in kitchens, pubs, etc. When I was a 16 year old school leaver, I had loads of options for holiday/weekend jobs basically within sight of where I lived close to a High Street, i.e. newsagents, grocers, guest houses, cafes, etc - now someone living in that same house would be looking at a Travelodge (don't take on kids), a couple of bookies (don't take on kids), an opticians (not many kids are trained opticians or dispensers), and loads of derelict/empty shops!

Yes so true, you wandered along the high street and left your number

Katypp · 16/10/2026 20:03

DiscoRice · 16/10/2026 20:00

Why has this thread descended into benefit bashing? I thought it was about the CoL crisis and what signs would indicate it is over.
This thread has seeming turned into blaming people on UC for how much your pint of milk and fuel costs now.

I am not benefits bashing but nice try to shut the conversation down.
I was responding to a post saying the 'cost of living crisis' will only end when people stop relying on benefits and handouts.
OK with you?

Katypp · 16/10/2026 20:06

suburburban · 16/10/2026 20:01

Yes so true, you wandered along the high street and left your number

Agree with this. I have every sympathy with people who can't find work but zero sympathy for those who expect to be funded by those who do work.

DiscoRice · 16/10/2026 20:09

Katypp · 16/10/2026 20:03

I am not benefits bashing but nice try to shut the conversation down.
I was responding to a post saying the 'cost of living crisis' will only end when people stop relying on benefits and handouts.
OK with you?

It was not about benefits though.
How are people on UC making food and fuel more expensive? You do realise that the costs have gone up for them too.

frozendaisy · 16/10/2026 20:18

DiscoRice · 16/10/2026 20:09

It was not about benefits though.
How are people on UC making food and fuel more expensive? You do realise that the costs have gone up for them too.

But the increasing welfare bill does mean there is no financial room to bring down taxes.

If anything they will increase.

So there is a connection.

But it really doesn’t matter when bills are still increasing and wages stagnant.

And of course other factors influence prices much more immediately.

Although in some areas you could be forgiven to thinking what cost of living crisis? Theatre shows are sold out, travel revenue continues to increase. So people are spending disposable income.

Katypp · 16/10/2026 20:19

We pay more tax than we should because of the benefits bill.
We pay more for our energy to cover 'hardship funds' for those who don't pay
We pay more for utilities to cover social tariffs
Leaving us with less money to pay for ourselves.

RosaNovella · 16/10/2026 20:24

kiakoa · 16/10/2026 19:44

Fucks sake it’s not that hard!

Exactly! so what are you still not grasping?! 😆

Cmon then!
Explain

suburburban · 16/10/2026 20:29

Katypp · 16/10/2026 20:06

Agree with this. I have every sympathy with people who can't find work but zero sympathy for those who expect to be funded by those who do work.

Yes I know

emuloc · 16/10/2026 21:28

Katypp · 16/10/2026 20:19

We pay more tax than we should because of the benefits bill.
We pay more for our energy to cover 'hardship funds' for those who don't pay
We pay more for utilities to cover social tariffs
Leaving us with less money to pay for ourselves.

Not true.

1dayatatime · 16/10/2026 23:43

Taxes whether it be tobacco tax, alcohol tax, sugar tax, speeding fines (are a form of taxation) act to discourage behaviour.

Subsidies / grants or other payments from the government such as EV grants, first time buyer grants, heat pump grants, solar subsidies etc etc act to encourage behaviour.

So if you increase income tax or NI and at the same time increase welfare payments / PIP etc then don't be surprised when more people choose to either stop working, work less hours or retire early.

Katypp · 17/10/2026 07:46

1dayatatime · 16/10/2026 23:43

Taxes whether it be tobacco tax, alcohol tax, sugar tax, speeding fines (are a form of taxation) act to discourage behaviour.

Subsidies / grants or other payments from the government such as EV grants, first time buyer grants, heat pump grants, solar subsidies etc etc act to encourage behaviour.

So if you increase income tax or NI and at the same time increase welfare payments / PIP etc then don't be surprised when more people choose to either stop working, work less hours or retire early.

Yes but any reference to this is shut down with accusations of 'benefits bashing'
For some reason, many MNetters are blind to this.

Badbadbunny · 17/10/2026 07:56

1dayatatime · 16/10/2026 23:43

Taxes whether it be tobacco tax, alcohol tax, sugar tax, speeding fines (are a form of taxation) act to discourage behaviour.

Subsidies / grants or other payments from the government such as EV grants, first time buyer grants, heat pump grants, solar subsidies etc etc act to encourage behaviour.

So if you increase income tax or NI and at the same time increase welfare payments / PIP etc then don't be surprised when more people choose to either stop working, work less hours or retire early.

Nail on the head there! We’ve been disincentivising work through relatively higher taxation for workers and incentivising not working by an overly generous benefits system, discounts for non workers, etc. Then we wonder why there are ever fewer workers funding the growing number of non workers.

Katypp · 17/10/2026 07:58

emuloc · 16/10/2026 21:28

Not true.

How so?

RosaNovella · 17/10/2026 08:23

Badbadbunny · 17/10/2026 07:56

Nail on the head there! We’ve been disincentivising work through relatively higher taxation for workers and incentivising not working by an overly generous benefits system, discounts for non workers, etc. Then we wonder why there are ever fewer workers funding the growing number of non workers.

Exactly
Was beginning to think the world had gone mad
We cannot have a system where perfectly able people dont work or reduce their working hours "cos benefits"
Its insanity to think this can continue

EasternStandard · 17/10/2026 08:26

1dayatatime · 16/10/2026 23:43

Taxes whether it be tobacco tax, alcohol tax, sugar tax, speeding fines (are a form of taxation) act to discourage behaviour.

Subsidies / grants or other payments from the government such as EV grants, first time buyer grants, heat pump grants, solar subsidies etc etc act to encourage behaviour.

So if you increase income tax or NI and at the same time increase welfare payments / PIP etc then don't be surprised when more people choose to either stop working, work less hours or retire early.

Yes and have a party in power where McFadden’s line is the case and it gets worse.

Sheep85 · 17/10/2026 08:34

Other countries have much cheaper water, gas and electricity prices and lower housing costs.
yes we can benefit bash but if people had access to cheaper better housing and cheaper energy it would reduce the cost of living for everyone.
Water costs were 50p per cubic meter in 2022 it’s now £2.50 and I’m not in a really expensive area.
electricity has not been below 22p a unit. Many other countries are 10p a unit. And it’s down to how it’s generated and sold
Benefit bashing suits those in control and it keeps people from looking at what they’re doing.

bigsquid · 17/10/2026 08:46

Badbadbunny · 16/10/2026 10:49

Nail on the head.

I'm so surprised so many people have swallowed this. There is a specific and definite aim by billionaire funded far right interests to get us all to think that this is the reason for our problems.

Why would you not start with the massive drain of value and ownership out of the country towards private equity? It's a thing nobody knows about and it is more costly to our long term interests than the benefits bill

It's because it's more complicated to understand than "Brenda down the road says she has anxiety but I don't believe her".

And - most importantly- it's because there is a systematic misinformation campaign. Not everyone is consciously colluding in it but enough bad faith actors have "seeded" it that these attitudes are now "present in the mainstream" so much of the media now thinks it has to honour and reflect these views. And so they are propagated further and people come to believe them.

Take last week. Gov publishes a clear and really thorough study that says autistic people need more help earlier. The headlines are all "Autism and adhd over-diagnosis, says report!" This is a literal falsehood, this it not the finding of the report, it's the opposite. But it adds to that worried feeling of "freeloaders are eating my lunch!"

Please think about your information diet and who funds it - it's the biggest threat to our agency and democracy that there is.

By the way - you know the main thing that keeps people from sliding into depression and anxiety? it's AGENCY OVER THEIR LIVES. If we all felt our views counted more and services and authorities responded to us in more mature ways then we could get somewhere as a nation.