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If you had 100k inheritance, that you wanted to invest in a holiday home abroad, at least two bedrooms

141 replies

TheGingerCatsWhiskas · 13/06/2026 18:47

Where would you look ? Ideally two bedroom, a balcony or sit our space and a sandy beach

OP posts:
Ved · 14/06/2026 18:13

@FirstdatesFred I know this is not what you’re asking…. But we had a holiday home that was “passed down” and it was a mill stone. Your average person below retirement age especially parents, can’t go abroad more than once maybe twice w a year with costs, annual leave, school term etc. you feel obliged to spend every holiday in that one place rather than seeing new places, and maintenance from afar if really stressful.

Exactly! The idea, and the 'dream' of a holiday home is not as exciting as it sounds (in reality.) In fact it soon becomes more trouble than it's worth. I think the OP would be much better off investing the money somewhere else. (Paying off her mortgage, or putting it in a high interest savings account.

TheGingerCatsWhiskas · 14/06/2026 18:24

cheezncrackers · 14/06/2026 08:44

I don't understand why you want to saddle yourself with a property in another country (which comes with lots of ongoing costs and hassles) when you don't even know where to buy! Everyone I know who has a home abroad bought it in a place that they love and want to go back to regularly, in fact several times a year. I understand that you want to invest your money in something, but if you don't have a love of a particular place, buying somewhere abroad is a strange choice. You might as well buy a buy-to-let in the UK if you just want an investment. It's certainly a lot easier to manage all the legal stuff in English.

That's dh idea, he wants to invest in bedford, where they ate building the new universal uk themepark as he thinks prices will go up insanely there, but 100k won't get anything I wouldn't have thought

OP posts:
MeetMeOnTheCorner · 14/06/2026 20:30

@TheGingerCatsWhiskas Bedford! Prices won’t go through the roof in Bedford! No chance. Bits of it are ok but no one will be flocking there!

TheGingerCatsWhiskas · 14/06/2026 20:40

MeetMeOnTheCorner · 14/06/2026 20:30

@TheGingerCatsWhiskas Bedford! Prices won’t go through the roof in Bedford! No chance. Bits of it are ok but no one will be flocking there!

Surely after universal is built the prices will shoot up ?

OP posts:
ByQuaintAzureWasp · 14/06/2026 21:00

Please look into how much death duties will need to be paid if you die ... bloody fortune in Spain, even for a spouse!!

Unexpectedlysinglemum · 14/06/2026 21:10

I would buy in stoke on Trent near Alton towers and put it on air bnb and rent to Alton towers visitors. Or Bradford. Both very cheap to buy but make great income on air bnb. Via a limited company not my own name.

Unexpectedlysinglemum · 14/06/2026 21:11

Or Plymouth - cheap; good to rent out on air bnb and a nice seaside base if you want to use yourself sometimes

Shelleyblueeyes · 14/06/2026 21:48

LlynTegid · 13/06/2026 18:50

I would not be looking. I don't want to deny a local a home, who could be a key worker such as someone in the local hospital. If I needed medical attention when on holiday, I would like it as soon as possible.

In any case, 100k would get you a lot of holidays, say 20 or 30.

OMG the first part of your response is nonsense.

MeetMeOnTheCorner · 14/06/2026 23:20

@TheGingerCatsWhiskas Why? Most people just go by car or train or stay in a hotel - I expect they will build some. Who wants to stay in Bedford?

OVienna · Yesterday 08:21

IndigoBluey · 14/06/2026 02:20

I think most posters have read the OP’s question wrong. “… that you wanted to invest in a holiday home …” wanted being the operable word. Sure, we all have different views as to how best to invest or spend money but that’s not what the OP is asking. Personally I’d go for anywhere along the coast near Cartagena

Totally. Comprehension- or lack thereof-is really a thing on here at the moment

OP- you could look at Sardinia? Do you speak Italian? The key thing with a purchase like this abroad is feeling confortable with the legal environment.

MeetMeOnTheCorner · Yesterday 08:53

Well I would not look at Bedford!

Meridas · Yesterday 20:30

Investing in property is honestly the last thing I would do with £100K.

fizzandchips · Yesterday 20:39

Lake d’Orta, Lombardy

Goldfsh · Yesterday 20:43

I help out with someone's second home and it is endless admin and work - and that's in this country. Think of all the things you have to continually repair and clean on your own home - you are immediately doubling that work! When you go out on holiday you'll spend all your time fixing things and trying to get roofers in.

Don't do it! Enjoy it instead in nice holidays!

YourAmplePlumPoster · Yesterday 20:47

If you want abroad, I suggest the South of France in the region near Carcassonne. Property cheap. We had a property there but sold up owing to health and mobility problems. The French legal system is absolutely above board and easy to negotiate, unlike Spain. Don't but anything there. That region of France is wonderful.

Postpartumhelp · Yesterday 21:58

HalfasleepChrisintheMorning · 14/06/2026 08:07

We have holiday property bond instead. It isn’t right for everyone, but it works for us.
We have £40k in there.
https://www.hpb.co.uk/

This looks interesting. How many holidays a year to you go on with them?

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