If you had 100k inheritance, that you wanted to invest in a holiday home abroad, at least two bedrooms

[TheGingerCatsWhiskas]

Where would you look ? Ideally two bedroom, a balcony or sit our space and a sandy beach

@FirstdatesFred I know this is not what you’re asking…. But we had a holiday home that was “passed down” and it was a mill stone. Your average person below retirement age especially parents, can’t go abroad more than once maybe twice w a year with costs, annual leave, school term etc. you feel obliged to spend every holiday in that one place rather than seeing new places, and maintenance from afar if really stressful.

Exactly! The idea, and the 'dream' of a holiday home is not as exciting as it sounds (in reality.) In fact it soon becomes more trouble than it's worth. I think the OP would be much better off investing the money somewhere else. (Paying off her mortgage, or putting it in a high interest savings account.

That's dh idea, he wants to invest in bedford, where they ate building the new universal uk themepark as he thinks prices will go up insanely there, but 100k won't get anything I wouldn't have thought

@TheGingerCatsWhiskas Bedford! Prices won’t go through the roof in Bedford! No chance. Bits of it are ok but no one will be flocking there!

Surely after universal is built the prices will shoot up ?

Please look into how much death duties will need to be paid if you die ... bloody fortune in Spain, even for a spouse!!

I would buy in stoke on Trent near Alton towers and put it on air bnb and rent to Alton towers visitors. Or Bradford. Both very cheap to buy but make great income on air bnb. Via a limited company not my own name.

Or Plymouth - cheap; good to rent out on air bnb and a nice seaside base if you want to use yourself sometimes

OMG the first part of your response is nonsense.

@TheGingerCatsWhiskas Why? Most people just go by car or train or stay in a hotel - I expect they will build some. Who wants to stay in Bedford?

Totally. Comprehension- or lack thereof-is really a thing on here at the moment

OP- you could look at Sardinia? Do you speak Italian? The key thing with a purchase like this abroad is feeling confortable with the legal environment.

Well I would not look at Bedford!

Investing in property is honestly the last thing I would do with £100K.

Lake d’Orta, Lombardy

I help out with someone's second home and it is endless admin and work - and that's in this country. Think of all the things you have to continually repair and clean on your own home - you are immediately doubling that work! When you go out on holiday you'll spend all your time fixing things and trying to get roofers in.

Don't do it! Enjoy it instead in nice holidays!

If you want abroad, I suggest the South of France in the region near Carcassonne. Property cheap. We had a property there but sold up owing to health and mobility problems. The French legal system is absolutely above board and easy to negotiate, unlike Spain. Don't but anything there. That region of France is wonderful.

This looks interesting. How many holidays a year to you go on with them?

At the moment we use it once a year only. We book the 3 bed villas in school holidays and that’s a lot of points. Last year we had 2 weeks in Majorca. We aren’t using it this year but next year we have booked 2 villas for friends as well for my 50th- Southern Spain.
DS is 14 and once he’s off at Uni and we aren’t using retired, we’ll use it more. Smaller properties, cheaper on points and we’ll be able to do the short notice points free thing.
DH wants to buy a soft top sports car and do lots of UK breaks in it, staying at HPB we haven’t been to and using our NT life membership. It’s a very middle class retirement plan 😂