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Labour needing help from IMF according to economists

130 replies

CarCostingMe · 07/06/2026 12:17

Labour may need help from the IMF, economists warn

Headlines like this seem to be popping up more and more. Is there anyone out there who still thinks that benefits don't need to be cut or is everyone now pretty accepting of the fact that big change is coming whether we like it or not.
All welfare benefits need to be cut (inc the triple lock) and the NHS needs made into an insurance based system too.

I have to admit I have started to make loose plans of how I will cope. I'm not on any benefits but I'm due to get my state pension in about 15years and it's fully paid up already. I hope I will still be getting it but am thinking it might be deliberately frozen and eroded in the future so worth less than it currently is.

I am actually ok (ish) with an insurance based health system as this one is not working now and I am fed up with the stress of trying to navigate it/wait for things.
It's not that I want to pay for healthcare but vast parts of it just don't work anymore.

For everyone else (assuming no-one is burying their heads in the sand still) how will you manage. Any tips gratefully received as I have no family to fall back on.

For now my plans are sell house and live in flat to release equity or stay in house and take out equity release (no kids to leave an inheritance to).

If this is not enough have a lodger as well (I will buy a 2 bed flat min). Not ideal but if needs must.
I have private pensions so they will be getting spent carefully and I have to admit I have already started to be very careful with my spending as I feel change is imminent.

I watched an interesting but depressing podcast about how the rest of the world was watching the UK as an example of what not to do (ie we used to be a great nation and now we are paying more to borrow on the bond market than Greece who the IMF bailed out in 2010.

OP posts:
letsallchant · 07/06/2026 12:19

This reply has been deleted

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EasternStandard · 07/06/2026 12:22

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How’s Labour’s going? Is it just IMF warnings - nothing to see here.

CarCostingMe · 07/06/2026 12:38

This reply has been deleted

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I take it you are trying to say I am a BOT and not a real person. That would be very nice if there was no real problem in the UK and I was just making it up.
Sadly that is not true. Watch any current affairs/economic podcast at the moment and the UK's financial woes are all over them. Some of these podcasts are from aus and USA so not just the UK that is discussing our problems.

I don't know if people are just frightened when they post stuff like this and trying to live in denial by mocking the OP (me). I understand why. It is a scary time for the UK. Sadly however denial and mocking ain't going to fix the situation.

OP posts:

Interested in this thread?

Then you might like threads about this subject:

CarCostingMe · 07/06/2026 12:44

EasternStandard · 07/06/2026 12:22

How’s Labour’s going? Is it just IMF warnings - nothing to see here.

I know honestly! The IMF have issued several warnings about the state of the UK's finances. It seems some posters actually don't know who the IMF are or that they don't just issue warnings for fun. It's quite worrying really how unaware some people seem to be about what is going on in the UK at the moment.

The bond markets are also flashing alarm at the way the UK is being run at the moment but no doubt we should ignore them as well.

OP posts:
PrizedPickledPopcorn · 07/06/2026 12:52

We do appear to be up the creek without a paddle, but the issues are bigger than any one government. Though Labour arrived with a mandate to make a difference and then spent all the money on pay rises for specific striking industries which undermined rather than boosting the economy.

We’ve got to sort out elder care, health related benefits, and housing. The population has grown far faster than the housing supply since forever.

We’ve had a string of poor policies from successive governments.

The thing that winds me up now is end, is the striving for political perfection that bankrupts us. The bat tunnel on HS2. Certain health treatments. Certain DEI initiatives. All of them good things, but all of them luxuries that we probably can’t afford right now. We’re tying our own hands and feet with reaching for the very best, when all we can afford is ‘good enough’.

pondplants · 07/06/2026 12:53

i thought I remembered them issuing warnings during conservative governments, which they did. I don’t have any expertise or opinion on the state of the economy, but if the IMF issuing warnings is the concern, they have done it relatively recently not to Labour (once under Liz Truss tbf).

2022 https://www.bbc.co.uk/news/business-63051702

2024
https://www.bbc.co.uk/news/business-68140634

IMF office in Washington DC

IMF openly criticises UK government tax plans

The UK government proposals will work at "cross purposes" with the cost-of-living fight, the IMF says.

https://www.bbc.co.uk/news/business-63051702

MellowZebra · 07/06/2026 12:55

I think it is worth reading the whole article carefully before putting your house on the market, OP. Here it is for anyone who can't get past the paywall.

Labour risks being forced to seek emergency help from the International Monetary Fund (IMF) as Britain lurches toward a debt crisis, leading economists have warned.

In a warning shot to Labour leadership hopeful Andy Burnham, the former IMF chief economist Ken Rogoff said a major UK debt crisis before the end of the decade was now more likely than not.He said repeated shocks including Covid, Russia’s invasion of Ukraine and the Iran war had left the country exposed to a “more than 50:50 chance” of a crisis by 2030 that would force Britain into massive tax rises or spending cuts.

If the shock led to the Bank of England losing control of inflation, the Harvard economics professor said the UK would probably need a bigger rescue package with “support” from the Washington-based lender of last resort.

He said: “In a situation like this, the IMF would be called in for technical support.”Rachel Reeves has increased debt substantially since Labour took power.

The Chancellor used her maiden Budget to authorise £70bn of public spending, only half of which was funded by a record tax raid on households and businesses.

It means Britain’s overall debt pile is on course to rise to £3tn this September, as the overall debt share heads towards 100pc of GDP.

Sir Charlie Bean, a former official at the Office for Budget Responsibility (OBR), warned that IMF intervention was now a “material risk”.

He added: “I think the relevant point for the Government is just that it’s no longer a negligible probability, it’s something they need to factor in. There is a possibility.”

The warnings by two prominent US and British economists underline the growing concern over Britain’s fiscal health amid the highest inflation and borrowing costs in the G7.

Oliver Blanchard, another former IMF chief economist, said developed countries such as the UK and the US faced fiscal challenges.

He added: “I think it may take at least a mini fiscal crisis, with some failed auction, or spreads increasing, to get some governments to do what they need to do.”Investors have become nervous about the outcome of a Labour leadership challenge, with Andy Burnham, the mayor of Manchester, fighting a by-election in Makerfield on June 18.

Mr Burnham has previously said he does not want Britain to be “in hock to the bond market”.

He has also signalled he would spend more on social care and nationalise swathes of the economy.

However, Mr Burnham has since sought to calm investors’ nerves by saying he would stick to the tax and spending rules imposed by Ms Reeves and stepped back from a pledge to borrow to fund extra defence spending.

MellowZebra · 07/06/2026 12:59

Do you possibly have a link to the podcast @CarCostingMe . It sounds as though it would be worth a listen. TIA.

CarCostingMe · 07/06/2026 13:37

PrizedPickledPopcorn · 07/06/2026 12:52

We do appear to be up the creek without a paddle, but the issues are bigger than any one government. Though Labour arrived with a mandate to make a difference and then spent all the money on pay rises for specific striking industries which undermined rather than boosting the economy.

We’ve got to sort out elder care, health related benefits, and housing. The population has grown far faster than the housing supply since forever.

We’ve had a string of poor policies from successive governments.

The thing that winds me up now is end, is the striving for political perfection that bankrupts us. The bat tunnel on HS2. Certain health treatments. Certain DEI initiatives. All of them good things, but all of them luxuries that we probably can’t afford right now. We’re tying our own hands and feet with reaching for the very best, when all we can afford is ‘good enough’.

I agree it's not just this labour government to blame. The decline has been going on for about 40 years. The trouble is we were able to coast along for a while by selling everything off which gave us a short term cash boost. We also have North Sea oil for a while giving us a boost. Now everything is sold, there is nothing left and we actually have to earn what we need. With next to no manufacturing and with Brexit seeing lots of service companies relocating we are in serious trouble.
Add to that a bloated, over entitled public, huge interest, increasing debt and another incompetent government who won't make the tough decisions and here we are.

We have had bad periods before but there was always something to fall back on. In 2008 the economy was good, the NHS, police, education were well funded so we were able to cut back for a while. Now there is nothing to cut back on as everything is already falling to bits. We are also paying much higher interest now to the bond markets. Same back in the Thatcher years. The seventies/eighties were bad with high unemployment, strikes, 3 day week etc but we sold off our council houses and privatised our industries which gave us cash for the short term. The eighties we had north sea oil and the nineties saw the start of the NHS using PFI which again gave us a cash boost especially as they sold off alot of land and property and old hospitals.

Now we are broke, with nothing left to fall back on.

OP posts:
smallglassbottle · 07/06/2026 13:46

Doesn't matter, as long as we hit net zero eh? 🙄

GeneralPeter · 07/06/2026 13:51

Yes it’s a serious problem. We are getting to the limit of what we can borrow (looking at rates). We’ve spent 20 years failing to restart the growth engine (or being distracted by other things), we’ve got bad demographics and a terrible birth rate and the wrong type of immigration, and this govt (or its backbenchers) still seem to think their job is to distribute the spoils of abundance.

TopPocketFind · 07/06/2026 13:52

This pops up every so many months. Telegraph short on news stories?

CarCostingMe · 07/06/2026 13:53

MellowZebra · 07/06/2026 12:55

I think it is worth reading the whole article carefully before putting your house on the market, OP. Here it is for anyone who can't get past the paywall.

Labour risks being forced to seek emergency help from the International Monetary Fund (IMF) as Britain lurches toward a debt crisis, leading economists have warned.

In a warning shot to Labour leadership hopeful Andy Burnham, the former IMF chief economist Ken Rogoff said a major UK debt crisis before the end of the decade was now more likely than not.He said repeated shocks including Covid, Russia’s invasion of Ukraine and the Iran war had left the country exposed to a “more than 50:50 chance” of a crisis by 2030 that would force Britain into massive tax rises or spending cuts.

If the shock led to the Bank of England losing control of inflation, the Harvard economics professor said the UK would probably need a bigger rescue package with “support” from the Washington-based lender of last resort.

He said: “In a situation like this, the IMF would be called in for technical support.”Rachel Reeves has increased debt substantially since Labour took power.

The Chancellor used her maiden Budget to authorise £70bn of public spending, only half of which was funded by a record tax raid on households and businesses.

It means Britain’s overall debt pile is on course to rise to £3tn this September, as the overall debt share heads towards 100pc of GDP.

Sir Charlie Bean, a former official at the Office for Budget Responsibility (OBR), warned that IMF intervention was now a “material risk”.

He added: “I think the relevant point for the Government is just that it’s no longer a negligible probability, it’s something they need to factor in. There is a possibility.”

The warnings by two prominent US and British economists underline the growing concern over Britain’s fiscal health amid the highest inflation and borrowing costs in the G7.

Oliver Blanchard, another former IMF chief economist, said developed countries such as the UK and the US faced fiscal challenges.

He added: “I think it may take at least a mini fiscal crisis, with some failed auction, or spreads increasing, to get some governments to do what they need to do.”Investors have become nervous about the outcome of a Labour leadership challenge, with Andy Burnham, the mayor of Manchester, fighting a by-election in Makerfield on June 18.

Mr Burnham has previously said he does not want Britain to be “in hock to the bond market”.

He has also signalled he would spend more on social care and nationalise swathes of the economy.

However, Mr Burnham has since sought to calm investors’ nerves by saying he would stick to the tax and spending rules imposed by Ms Reeves and stepped back from a pledge to borrow to fund extra defence spending.

thanks for posting that. It was interesting to read. I already knew about the UK's troubles and so it wasn't just on this basis on this article I have started planning how I will cope.

I am planning to move in the next year but not because of the IMF, more just because my current house was bought when I was at a different stage in life and it no longer suits me. However I am bearing it in mind when considering how much cash I should spend on the next house and how much I should keep to live on/pay private healthcare etc

OP posts:
EasternStandard · 07/06/2026 13:55

TopPocketFind · 07/06/2026 13:52

This pops up every so many months. Telegraph short on news stories?

Labour ignoring the issue?

MellowZebra · 07/06/2026 13:58

CarCostingMe · 07/06/2026 13:53

thanks for posting that. It was interesting to read. I already knew about the UK's troubles and so it wasn't just on this basis on this article I have started planning how I will cope.

I am planning to move in the next year but not because of the IMF, more just because my current house was bought when I was at a different stage in life and it no longer suits me. However I am bearing it in mind when considering how much cash I should spend on the next house and how much I should keep to live on/pay private healthcare etc

No harm in having some savings to fall back on, if you are able to do so. Any chance of a link to the podcast you mentioned? I'd really be interested in listening to it.

Gruntled1 · 07/06/2026 14:09

Labour will run the economy into the ground before their back benches will permit any welfare reform - it’s in their DNA. Incompetent and ideological.

The scar tissue left from this wretched government will last for generations.

I believe that the PM and senior ministers should be held accountable for their actions long after they have left office. It should be enshrined in law.

CarCostingMe · 07/06/2026 14:10

MellowZebra · 07/06/2026 12:59

Do you possibly have a link to the podcast @CarCostingMe . It sounds as though it would be worth a listen. TIA.

I will have it in my youtube history somewhere but to be honest if you type in UK decline or UK financial trouble you will see a host of stuff on the topic. I try and watch a big selection from different sensible sources so I can get different views.

Here's a few that I watched recently

- YouTube

Enjoy the videos and music that you love, upload original content and share it all with friends, family and the world on YouTube.

https://www.youtube.com/watch?v=StrQZqKjL5I

OP posts:
GeneralPeter · 07/06/2026 14:12

TopPocketFind · 07/06/2026 13:52

This pops up every so many months. Telegraph short on news stories?

That’s good, isn’t it? Media covering complex, massively important slow-burn issues rather than just chasing the latest headlines.

CarCostingMe · 07/06/2026 14:16

TopPocketFind · 07/06/2026 13:52

This pops up every so many months. Telegraph short on news stories?

Actually it is 'popping up' pretty much every couple of days if you keep an eye on current affairs and economic offerings. I wonder why?

OP posts:
Gruntled1 · 07/06/2026 14:19

TopPocketFind · 07/06/2026 13:52

This pops up every so many months. Telegraph short on news stories?

More likely the economic drumbeat growing louder.

CarCostingMe · 07/06/2026 14:20

Gruntled1 · 07/06/2026 14:09

Labour will run the economy into the ground before their back benches will permit any welfare reform - it’s in their DNA. Incompetent and ideological.

The scar tissue left from this wretched government will last for generations.

I believe that the PM and senior ministers should be held accountable for their actions long after they have left office. It should be enshrined in law.

This is the problem. Each government now is making short term decisions to kick the can further down the road and to keep themselves elected. I don't know if any government can honestly fix this. That's why I think an IMF bailout is potentially not the worst thing that could happen to us. I mean somebody has to do something and take control of it all. It's going to need some hard decisions and it's going to affect us all.

OP posts:
MellowZebra · 07/06/2026 14:22

Thank you for the links @CarCostingMe

Gruntled1 · 07/06/2026 14:23

CarCostingMe · 07/06/2026 14:20

This is the problem. Each government now is making short term decisions to kick the can further down the road and to keep themselves elected. I don't know if any government can honestly fix this. That's why I think an IMF bailout is potentially not the worst thing that could happen to us. I mean somebody has to do something and take control of it all. It's going to need some hard decisions and it's going to affect us all.

I am inclined to agree - this country needs an existential crisis, if it is to have ANY remote chance of salvation.

The IMF are technocrats, of course - and one of the first things they would do, is to ensure that the welfare budget is tackled. No amount of whining from the Labour back benches would be able to prevent it.

TopPocketFind · 07/06/2026 14:26

CarCostingMe · 07/06/2026 14:16

Actually it is 'popping up' pretty much every couple of days if you keep an eye on current affairs and economic offerings. I wonder why?

For the clicks?

It's always the Telegrahp that gets linked in threads like these

I wonder why?

Gruntled1 · 07/06/2026 14:33

TopPocketFind · 07/06/2026 14:26

For the clicks?

It's always the Telegrahp that gets linked in threads like these

I wonder why?

Edited

Wonder no more, and celebrate the fact that the DT scooped the Rayner tax-dodging story, et al.

Without which, our prosecco-loving friend would still be in government…

Swipe left for the next trending thread