Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Chat

Join the discussion and chat with other Mumsnetters about everyday life, relationships and parenting.

How much worse can the cost of living get before society breaks down?

143 replies

TheGardenRose · 04/05/2026 08:58

I'm genuinely getting worried. Weekly shop now £72. It was around £40-50 not so long ago.

OP posts:
Loopylalalou · 04/05/2026 13:10

BoredZelda · 04/05/2026 11:03

This misses the point that unrest doesn’t occur because of a particular level of survival, it happens because of a complete change of life. You say “we survived” but you appear to be forgetting just how grim the late 70s / early 80s were for a lot of people. There was massive civil unrest. The same is true of the early 90s. If you think back half a century prior to that and the Great Depression, life was objectively better for the vast majority of people by the 80s than it was in the 1930s. People lived in squalor, had fewer rights, fewer luxuries. Power was not yet standard in homes, they didn’t have portable gas fires to provide heat. People from that era would have looked at the relative comfort of the 80s and wondered why you thought having no power sometimes was a problem. That was how they lived all the time and they would have loved to have a few days a week where they didn’t have to huddle in one room with a candle. The problem for you in those recessions wasn’t about what you had, it was about what you didn’t have. And there was massive civil unrest.

This will also be true for anyone driven to civil unrest now. It won’t be about not having a deliveroo, but it will be about having no access to internet, to not being able to afford a weekly shop, facing food shortages of items which have become part of daily life. Of course we can survive in one room with a candle sharing a tin of cold beans, (fewer homes have coal fires and coal is also massively inefficient and expensive) but to suggest we just have to live through that and vote in a different government is very naive. No government of any colour is going to turn this around for the U.K. The global supply chains and interdependency of economies was not a factor in the 80s. We also don’t have an oil boom we can rely on to boost our coffers as we did when Thatcher came to power. The wealth gap, the fact our assets have been bought up by the rich and the rest of us are paying way more for that, the fact that modern day Britain requires modern day facilities. If there is a shortage of power, people will be unable to work. Either to get there or to actually do their job. The commute for most isn’t a ten minute walk or cycle along the road, they need a bus or a train.

The problem won’t be what people have, it is what people don’t have. That is always true. Stories of how you survived with a hoop and a stick and cardboard in your shoes are irrelevant to today’s society.

So you’ll be manning those baracades then? Or do what most do which is get on with it the best way they can?
Massive civil unrest? A few hotheads me thinks, same as always.

whymadam · 04/05/2026 13:12

catsarekeytohappiness · 04/05/2026 12:45

https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/researchoutputssubnationaldwellingstockbytenureestimatesengland2012to2015/2020

This model estimates that in 2020, across all local authorities in England, there were 23.2 million households living in 24.7 million dwellings.
Of those 24.7 million dwellings, just under two-thirds (64%) were estimated to be owner-occupied in 2020. For most of this analysis, this is broken down further, giving the following four tenures:

  • 8.8 million (36%) were owned outright
  • 6.8 million (28%) were owned with a mortgage or a loan
  • 4.8 million (19%) were privately rented
  • 4.2 million (17%) were in social rent, mainly rented from housing associations and local authorities

It's not 2020 though, is it?

eyeballer · 04/05/2026 13:16

@whymadam Clearly not the same planet as you 😆😆

Interested in this thread?

Then you might like threads about this subject:

eyeballer · 04/05/2026 13:17

whymadam · 04/05/2026 13:12

It's not 2020 though, is it?

What would that do to the numbers?

whymadam · 04/05/2026 13:19

BlackBean2023 · 04/05/2026 12:48

C.35% of people own their own home out right. It’s fair to assume that another 20% have small mortgages so that’s half the population.

Like PP’s we live in an affluent area, with a high household income, so it doesn’t feel like a crisis to us (yet) and we’ve been able to make adjustments to our lifestyle to mitigate rising prices. I still have a cleaner but if things got tight I’d need to let her go - it would save me £350 a month but cost her the same amount - she rents a small flat that costs 1.5 times our mortgage payment so I’m loathed to do that.

my experience is not to detract from those who are struggling - it’s just a fact that people’s circumstances across the UK, and uneven locally, are different.

I get what you say. 50% of the population is okay, yes, but general downhill trajectory of UK and economy will reduce that. OP seems to imply she was doing OK, now not doing as OK. Letting go of cleaner is the tip of the iceberg. Civil unrest won't be a thing, but sadly we are nowhere near economic rock bottom #bracebrace

whymadam · 04/05/2026 13:25

eyeballer · 04/05/2026 13:16

@whymadam Clearly not the same planet as you 😆😆

A lot of people are struggling in this country. Not everyone has a safety net. Hard to imagine if you're comfortably off. I've worked in the care sector and seen some heartbreaking financial-catastrophe situations. It shouldn't happen in a wealthy country like UK, but here we are.

eyeballer · 04/05/2026 13:33

@whymadam Where did I say otherwise? I said many people own their own homes outright or have small mortgages….

catsarekeytohappiness · 04/05/2026 13:35

whymadam · 04/05/2026 13:12

It's not 2020 though, is it?

The numbers won’t have changed that drastically in 6 years.

mumofoneAloneandwell · 04/05/2026 13:36

I think there will be riots this summer or next 😔

TooMatchaMatcha · 04/05/2026 13:38

Perhaps the increasing costs will be the kick up the arse that some people need to put in a bit more effort and improve their circumstances.

Blondiebeachbabe · 04/05/2026 13:44

whymadam · 04/05/2026 12:41

Many people are mortgage free or have small mortgages so whilst higher food & utilities costs are frustrating they still have the spare cash -

What planet do you live on?

Many people are mortgage free or have small mortgages so whilst higher food & utilities costs are frustrating they still have the spare cash

What do you mean, what planet are you on? This ^^ is the case for me, all my friends and most of my customers. Our mortgages are small or paid off, we have no childcare costs, so whilst it's annoying to now have to pay more for groceries and utilities, it means we save less as opposed to changing our lifestyle. My friends and my customers are all still eating out and having holidays.

I'm self employed, and if people stopped having holidays I would lose my income : guess what? I've just had the best earning April on record, since I launched 13 years ago. People are still going on holiday. The restaurants and bars here are full.

PumpkinPieAlibi · 04/05/2026 14:02

I can do you one better OP. I live in a Caribbean country. By default, everything is costlier living on an island.

Our average salary here is around $9,000 per month - that is less than £1,000. University graduates make less than that entering the job market. I know people with 10+ years experience and a Master's degree making around $16-18,000 which is less than £2,000 monthly. For context, our minimum hourly rate is $20/hr. or £2.17 per hour and average house prices are between $1.2 - $1.7 million or £130-185,000. It's basically impossible for someone on a minimum or even average wage to buy a house here.

To top if off, because most of our food is imported, food is ridiculously expensive. My monthly shop works out to about $4,500 or about £500. I admit I buy certain things like extra virgin olive oil, butter not margarine etc. But that figure doesn't include anything really extravagant like alcohol/wine, salmon, steak etc.

Anyway, this isn't meant to be a race to the bottom. But it's really tough and I say that as a university graduate married to another university graduate both earning higher than average in our country, with no kids, and collecting rental income also. I do not know how average families are supposed to make it and I don't see things getting better anytime soon.

BrownBookshelf · 04/05/2026 14:08

Feelslikeaneternity · 04/05/2026 11:01

I live in a wealthy area, we are finding it hard but the cafes, soft plays, restaurants are as full as ever. Plenty of people talking about holidays abroad this summer and new cars. We can’t afford any of these things - the 12% rise in childcare this year took away the last spare money. But there are plenty of people who don’t seem to be feeling it, I’m not sure what we are doing wrong (both work full time; have cut back on all the luxuries).

Worth pointing out that sometimes people can be visibly spending and cutting back at the same time. For example, if you're in a higher income area, one explanation for what you're seeing is that people who live there are travelling less because of costs. They may then be more visible spending money locally, because spending the BH weekend at soft play and going for a meal is cheaper than the mini break they used to do when bills were lower.

Charlize43 · 04/05/2026 14:21

My fear is that things will get so bad I'll have to end up on that Only Fannies site showing myself just to pay those crooks at Thames Water with all their bonuses.

I'm 59. Am I not to have any dignity, even towards the end?!

UniquePinkSwan · 04/05/2026 14:26

I don’t really notice a crisis. I live in a deprived area in the North East of England and everywhere is rammed at the weekend. I was at the pub on Saturday and it was heaving. It wasn’t a cheap pub either.

GCAcademic · 04/05/2026 14:35

SwatTheTwit · 04/05/2026 10:44

DD was recently in Turkey and she was shocked at the inflation rates they’ve been facing.

Turkey is used to inflation - if you go to the bazaar in Istanbul you'll see shops where people buy and sell gold when they are paid. They do this as a way of hedging against inflation.

MiffedatMP · 04/05/2026 15:02

I live in a 'depressed' town on the coast where, I keep reading, we have the highest rate of people on benefits and on sickness benefits, etc; very little employment, most jobs min wage, everyone struggling, and so on.

And yet as I go around town I see the pubs and restaurants are full, the many coffee shops are thriving; lots of people eating luxury extras at street cafe tables (e.g. hot chocolate, pastries, cakes). A beach cafe near me charges a whopping £4 for a coffee in a paper cup and yet there is a non-stop queue of people standing there all day every day. Takeaway food delivery drivers have never been busier, taking £20-£50 orders to all kinds of people all over town. Hair salons, nail salons, tattoo parlours all thriving.

I was rather surprised when I went to Lidl last week: I filled a basket so full that stuff was falling out, and it only came to £32.

EarthlyNightshade · 04/05/2026 15:14

TooMatchaMatcha · 04/05/2026 13:38

Perhaps the increasing costs will be the kick up the arse that some people need to put in a bit more effort and improve their circumstances.

Is that something you are noticing?

bafta16 · 04/05/2026 15:15

Just heard on Radio 4 food prices have gone up 50 percent in 4 years ( I think) Possible additional 10 percent coming soon.

Hoanna · 04/05/2026 15:15

Supersimkin7 · 04/05/2026 09:10

There’s quite a lot to break down, so crumbling will last for ages.

I think absolutely the same. If they have money to keep giving billions in financial support to all migrants and local born who ask for it, this might even never happen

I have seen countries with 1000s of abandoned village homes....was there last summer...nice little Balkan country but sad case when you look at some villages

Hoanna · 04/05/2026 15:16

do all mn posts always come in the minor tones and the colder hues....this country is massively rich

bafta16 · 04/05/2026 15:19

charliehungerford · 04/05/2026 12:37

Where do you live where there are no public services? In my area the schools are functioning well, there was an incident in my village yesterday and the police responded quickly, recently my partner needed an ambulance and it arrived within half an hour. Necessary hospital treatment and scans have been provided quickly when required, of course there are areas of concern, but I don’t think it’s that bleak!

Apologies a bit melodramatic. Public are limited. Very.

Have you tried to see a doctor, get a MH referral recently? See CAHMS? Find a youth club?

bafta16 · 04/05/2026 15:20

Hoanna · 04/05/2026 15:16

do all mn posts always come in the minor tones and the colder hues....this country is massively rich

For some? A few at the top.

bafta16 · 04/05/2026 15:23

charliehungerford · 04/05/2026 12:39

That is probably the most misquoted statement attributed to Margaret Thatcher. The rest of the sentence is never included!

all ears.

Hoanna · 04/05/2026 15:27

MiffedatMP · 04/05/2026 15:02

I live in a 'depressed' town on the coast where, I keep reading, we have the highest rate of people on benefits and on sickness benefits, etc; very little employment, most jobs min wage, everyone struggling, and so on.

And yet as I go around town I see the pubs and restaurants are full, the many coffee shops are thriving; lots of people eating luxury extras at street cafe tables (e.g. hot chocolate, pastries, cakes). A beach cafe near me charges a whopping £4 for a coffee in a paper cup and yet there is a non-stop queue of people standing there all day every day. Takeaway food delivery drivers have never been busier, taking £20-£50 orders to all kinds of people all over town. Hair salons, nail salons, tattoo parlours all thriving.

I was rather surprised when I went to Lidl last week: I filled a basket so full that stuff was falling out, and it only came to £32.

Edited

and this is the lifestyle of the people on benefits. Imagine the working folk ....spa resorts weekly, massive cars, European power trips, skiing etc.

So who are we to be lied to. We can see it for ourselves.