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Do Universal Credit rules require work when you have young children?

223 replies

Chezza1990 · 07/04/2026 17:35

Does anyone know if there are any rules with having to have a job when you receive universal credit and have children? To put it into context I have 3 children aged 4 and under, my partner is self employed and im currently employed, however im struggling to maintain a healthy work life balance.

OP posts:
angelos02 · 08/04/2026 12:40

Coffeeandbooks88 · 08/04/2026 12:09

It is pensions actually. I have just used a government calculator that says I won't get a state pension until 68 so excuse me if I actually decide to work very part time, claim UC and look after my children.

Excellent. Let's all do that.

arethereanyleftatall · 08/04/2026 12:44

Indeed @angelos02

can you ever imagine

‘I really think we ought to have children Tom, just to do our bit for society, we need to make sure we have loads so that they pay loads of tax to cover the pensions required at that time.’

said no one ever.

stop lying. You have children because you want children.

Coffeeandbooks88 · 08/04/2026 12:51

angelos02 · 08/04/2026 12:40

Excellent. Let's all do that.

For a short period of time.

Not much different from the SAHMs who didn't pay in for their state pensions but now have one yet you judge me more?

Interested in this thread?

Then you might like threads about these subjects:

Coffeeandbooks88 · 08/04/2026 12:54

angelos02 · 08/04/2026 12:40

Excellent. Let's all do that.

Me working more means the government will have to pay for the childcare element on UC. Staying at home means I would get more UC. Either way the government is paying.

KaleidoscopeSmile · 08/04/2026 12:56

Choosos · 07/04/2026 23:19

Yes, “soon”. That poster is talking about now so I’m sorry to say but blatantly lying. Not sure what people get out of it

They probably get the same out of it that you do several times in this thread choosing to think that your UC is a "tax rebate"

Arraminta · 08/04/2026 12:56

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ExOptimist · 08/04/2026 13:28

Coffeeandbooks88 · 08/04/2026 12:09

It is pensions actually. I have just used a government calculator that says I won't get a state pension until 68 so excuse me if I actually decide to work very part time, claim UC and look after my children.

Well good luck to you trying to live on your state pension of under £12k a year( at today's rates). Because if you laze around hardly working you aren't going to be able to be contributing to a decent personal pension.
And when your benefits stop when your children are older you'll be that much older so any personal pension contributions you do make will get you much less pension.

AutumnAllTheWay · 08/04/2026 13:33

Alot of bitter women on here. Overworked IMHO 😉

Coffeeandbooks88 · 08/04/2026 13:45

ExOptimist · 08/04/2026 13:28

Well good luck to you trying to live on your state pension of under £12k a year( at today's rates). Because if you laze around hardly working you aren't going to be able to be contributing to a decent personal pension.
And when your benefits stop when your children are older you'll be that much older so any personal pension contributions you do make will get you much less pension.

Edited

Who said I am lazing around? I actually look after a child with SEN. To be fair I could work hard, barely see my kids and then die before I reach state pension age which is probably what the government is hoping for. I will be working until I drop no doubt.

TaraRhu · 08/04/2026 14:04

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This message has been withdrawn at the poster's request

arethereanyleftatall · 08/04/2026 14:06

I think I would be very very careful atm not to make any decisions about number of children and choice of career/or not based on the current government. It can change. There is clearly huge numbers of very pissed off working people atm, reform etc popularity is rising. Every vote matters and we could see a totally different government with a very different attitude to benefits in a few short years.

TaraRhu · 08/04/2026 14:07

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SpryTaupeTurtle · 08/04/2026 14:08

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Did you miss the part where she said she works

DreamyScroller · 08/04/2026 14:08

Burningbud1981 · 07/04/2026 18:29

Short term ? Who told you that ?

Some people have no clue what they're talking about.

SpryTaupeTurtle · 08/04/2026 14:09

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Everyone else doesn't work till state pension age. Some people retire early. Some people are disabled - both in and out of work

SpryTaupeTurtle · 08/04/2026 14:11

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I hope you get that that comment is ableist. And uncalled for

Coffeeandbooks88 · 08/04/2026 14:17

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Would you like to explain that comment about my child?

dreamiesformolly · 08/04/2026 14:22

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Your first sentence is downright nasty and I hope it gets deleted. Who are you to insinuate pp’s child doesn’t really have SEN?

ainsleysanob · 08/04/2026 14:29

Workinggreen · 07/04/2026 23:23

Why?
are we really on the planet just to work. Shouldn’t basics like food and housing be affordable on one or 1.5 wages in a household. Shouldn’t children grow up with a parent around more if the parent wants to be. Why must we all work ourselves to the bone to prove we’re not scroungers? Why can’t we have work balance
are people really concerned about someone getting an extra few quid a month when there are billionaires profiting far more, and far more needlessly from you?

What do you mean why? Everyone, unless they are physically unable to do so, should be working to sustain the lifestyle they have chosen. If OP can’t sustain the lifestyle she has chosen, using an income that she has earned then why is it up to net contributors, to sustain that lifestyle for her?

Yes, if she wants to be around the children she chose to have more, then absolutely fill your boots. But pay for that choice yourself. Who’s going to pay for all the benefits when we all decide to sack off work to have a ‘better work life balance’?

Coffeeandbooks88 · 08/04/2026 14:29

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The SEN is relevant because it impacts my ability to work many shifts because he only attend nursery in the mornings. If I say he has SEN then he has SEN so stop being a knob.

Cantbloodyrememberthenameonthread · 08/04/2026 14:31

I get you op. You’re getting flamed here but you’re genuinely worse off working a lot of the time.

if you’re not worse off then I’d just claim. There’s no medal for putting yourself out for a job that gives you a worse lifestyle. And I say that as someone who’s worked very literally since the day I left school

dreamiesformolly · 08/04/2026 14:51

HitMePlease34 · 07/04/2026 23:33

I work extra shifts as I too have a strong work ethic, working overtime for £12 an hour when 55% is taken off your total payment is quite hard to swallow but I don't enjoy just sitting around and want to show my children a good work ethic.

I thought our situations sounded similar, never did I think I would be in this position from a financially abusive divorce but there we go.

It's possible to show kids a strong work ethic without working extra shifts you don't need, though. Wouldn't you rather have the time with them?

dreamiesformolly · 08/04/2026 14:59

Workinggreen · 07/04/2026 23:23

Why?
are we really on the planet just to work. Shouldn’t basics like food and housing be affordable on one or 1.5 wages in a household. Shouldn’t children grow up with a parent around more if the parent wants to be. Why must we all work ourselves to the bone to prove we’re not scroungers? Why can’t we have work balance
are people really concerned about someone getting an extra few quid a month when there are billionaires profiting far more, and far more needlessly from you?

Amen. Finally some common sense! 👏

dreamiesformolly · 08/04/2026 15:02

Choosos · 07/04/2026 19:56

The biggest cost to the pot is old age care, if you have no children you will most likely be reliant on other taxpayers to care for you in your old age, other people’s children to look after you in the care home.

Im sure you’re probably one of them on here who think the solution is to just bring millions from abroad as if you really think you’ll be treated well in the care home when all the carers think you’re a privileged oppressor who colonised their ancestors.

You people really don’t think this through

So basically you're saying that people should have children so that said children can care for them when they are old?

Have you ever cared for an elderly relative yourself?

Kirbert2 · 08/04/2026 15:11

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What a disgusting comment.

Sometimes it is impossible to work full time or even at all when your child is disabled.