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Do Universal Credit rules require work when you have young children?

223 replies

Chezza1990 · 07/04/2026 17:35

Does anyone know if there are any rules with having to have a job when you receive universal credit and have children? To put it into context I have 3 children aged 4 and under, my partner is self employed and im currently employed, however im struggling to maintain a healthy work life balance.

OP posts:
TheHouse · 07/04/2026 20:49

@Kirbert2

Oh I see. Back to work Monday as a TA 31 hours a week. Still get a top up which will be helpful.

Flushitdown · 07/04/2026 20:55

Burningbud1981 · 07/04/2026 20:31

That’s incorrect. Self employed earnings do not count towards the AET

Edited

Not the AET but if he's considered gainfully employed then it'll be taken in to account and they may be eligible for UC. It's not a definite no.

MakeMineStrong · 07/04/2026 21:01

FFS I’m an absolute mug - working working working. It’s how I paid the bills and raised the kids.

Interested in this thread?

Then you might like threads about these subjects:

caringcarer · 07/04/2026 21:23

arethereanyleftatall · 07/04/2026 18:20

Are you aware you have just asked - ‘is it ok if other people work instead of me? I’d like them to pay for the 3 kids under 4 I chose to have’

Labour chose to remove 2 child cap now people who were previously working with 3 DC will wonder if they can manage on benefits.

Burningbud1981 · 07/04/2026 21:23

Flushitdown · 07/04/2026 20:55

Not the AET but if he's considered gainfully employed then it'll be taken in to account and they may be eligible for UC. It's not a definite no.

Being gainfully self employed or not has nothing to do with eligibility to UC

Coffeeandbooks88 · 07/04/2026 21:27

MakeMineStrong · 07/04/2026 21:01

FFS I’m an absolute mug - working working working. It’s how I paid the bills and raised the kids.

Go on then. Stop working and try and pay those bills.

Coffeeandbooks88 · 07/04/2026 21:28

caringcarer · 07/04/2026 21:23

Labour chose to remove 2 child cap now people who were previously working with 3 DC will wonder if they can manage on benefits.

Then you will be affected by the benefit cap because you aren't working.

Kirbert2 · 07/04/2026 21:35

caringcarer · 07/04/2026 21:23

Labour chose to remove 2 child cap now people who were previously working with 3 DC will wonder if they can manage on benefits.

The overall benefit cap will still apply to the majority of families.

Whenisitmyturntorest · 07/04/2026 21:40

Work is the break when they are this young. Maybe you would be better posting what your current set up is for advice on how to make life run more smoothly?

user1476613140 · 07/04/2026 21:44

Flushitdown · 07/04/2026 20:23

It depends on what he's self-employed in, how long and how steady the income is. If he's an electrician for example with his own company for the last 5years and a steady income then it counts. If he's an odd job man, only works a few hours a week, doesn't make minimum wage and has only been doing it a year, then it won't.

I know a person who used to be self employed with an online business doing Web design but she just worked now and again claiming CTCs. As soon as UC became a thing, she suddenly took a job with the CS doing similar work because it probably meant she wasn't "gainfully" self-employed before. I think UC has stopped people like this in their tracks.

caringcarer · 07/04/2026 21:56

Coffeeandbooks88 · 07/04/2026 21:28

Then you will be affected by the benefit cap because you aren't working.

I do work. I don't claim UC.

youalright · 07/04/2026 22:06

Why are people commenting and entertaining this post op isn't coming back just yet another benefit bashing thread. Either someone is bored or mumsnet needs to up its engagements.

MCF86 · 07/04/2026 22:18

fireworksandflowers · 07/04/2026 18:30

I’m sure it’s an earning threshold now. I know as a single parent to an 8 year old they are happy I earn the equivalent of 18 hours a week at NMW.

Thats interesting, they wanted 30hrs equivalent from me (which is fine, just wonder why it's different!), my child is younger but still school age.

AutumnAllTheWay · 07/04/2026 22:21

arethereanyleftatall · 07/04/2026 18:33

I expect, given it’s all over social media today about how one would be better off not working in current climes, that this is a windup post.

Do you really believe this? Honestly?

If that was really the case, the idjits saying so would be puppets to carry on working wouldn't they?

Why dont you give it up and claim benefits?

arethereanyleftatall · 07/04/2026 22:32

AutumnAllTheWay · 07/04/2026 22:21

Do you really believe this? Honestly?

If that was really the case, the idjits saying so would be puppets to carry on working wouldn't they?

Why dont you give it up and claim benefits?

yes. I do believe it. I’ve used the entitled to calculator, given I have children I would get almost exactly the same working as not. (I don’t work full time) I don’t claim because

  1. it feels wrong to me. It’s not how a community should work. I can work, so I do.
  2. its how I was brought up, so working is ingrained I guess. Not working isn’t really an option in my brain.
  3. id be bored I think. That is the irony to me, it’s actually more fun to work. I enjoy my job . Not always whilst im there, but the after bit is then better. I get job satisfaction too. I help people. There’s far more to jobs than money.
AutumnAllTheWay · 07/04/2026 22:36

My partner and I are self employed. We earn some months just too much to get any uc, other months we get a couple of hundred.

I know what youre saying is crap.

As a family of 5, we are better off by a few hundred to earn more than to stay just under and get a uc top up.

Not to mention, as you say, job satisfaction etc.

Being in work does pay. Most uc claimants do work but are on crap wages and couldn't survive without the top up.

AutumnAllTheWay · 07/04/2026 22:39

@arethereanyleftatall the above comment was for you

AutumnAllTheWay · 07/04/2026 22:41

@arethereanyleftatall

In fact, this is the exact codswallop spouted that is absolutely lies.

Go onto the benefits calculator (entitled to is a good one). You will get alot less for a family of 5 not working than a family where both incomes bring enough to not get any uc.

I can give figures if needed.

But you must already know that having gone on there yourself.

Torchout · 07/04/2026 22:47

Flushitdown · 07/04/2026 20:23

It depends on what he's self-employed in, how long and how steady the income is. If he's an electrician for example with his own company for the last 5years and a steady income then it counts. If he's an odd job man, only works a few hours a week, doesn't make minimum wage and has only been doing it a year, then it won't.

In the second scenario he'll be expected to get a job

ExOptimist · 07/04/2026 22:51

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

HitMePlease34 · 07/04/2026 22:54

It's also worth noting it's the amount you earn not the hours you work. I do admin work and earn enough to cover my minimum (I think it's £934) per month by doing 16 hours. You don't have to do 30 hours.

HitMePlease34 · 07/04/2026 22:56

You will also get an extra £303 a month in Universal Credit from May as you will get payments for all 3 children and not just the first two (we got a letter in the post today confirming this).

arethereanyleftatall · 07/04/2026 22:59

It’s the point everyone is making @AutumnAllTheWay. I have been on entitled to, I put in all the details - 2 children, single parent etc - and they gave me a figure that I would get on UC which was within a few tenners of my actual net income!! I was flabbergasted. No, I’m not handing my notice in. It’s wrong, and besides, I like my job.

HitMePlease34 · 07/04/2026 23:01

I work 16 hours and get UC, if I go full time then I get an extra £230. That is 37.5 hours worked for an extra £230. Then lose all the help the school provides on low income so would be even less worthwhile . It's a trap.

Choosos · 07/04/2026 23:11

HitMePlease34 · 07/04/2026 23:01

I work 16 hours and get UC, if I go full time then I get an extra £230. That is 37.5 hours worked for an extra £230. Then lose all the help the school provides on low income so would be even less worthwhile . It's a trap.

And what help are the school providing when free meals means earning less than 7.4 k a year ? And that’s to get the pupil premium which is all the other stuff schools may help with. Which means working less than 16 hours a week more like 10.
I say this as someone who was once a single parent working 16 hours a week and before that unemployed for a bit.

Why do people lie? What do you get out of it

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