Financially supporting an adult child

[ladywithnomanors]

Whats everyone’s thoughts on financially supporting a graduate while job hunting if they don’t choose to come ‘home’ . Has anyone done this? How much did people provide?

Personally, I wouldn't. Why can't they take a filler job?

This is quite common in this day in age, I think. Especially amongst those who have family wealth.

Personally, I couldn't do it without state help. Which is also common, given the current state of the world in general.

I hope you find some answers on here.

It would be a no from me.

Yeah I’m doing this. Mine came home but there are fuck all jobs where we live and she’s disabled so what there is (agriculture, warehouse) she can’t do.

i’m supporting her to go into a shared flat back in her uni city from sept where there are jobs she can do - uni outreach, office jobs, part time etc.

I'd look into it quite deeply because I am too! Going years back - hundreds of years - things looked quite different.

Is your DC ND, OP? I bet they would've faired better in different times.

I wouldn't be able to afford to do that so they would have to finance their own lives.

Yes. I assume your DC graduated last summer. Even "filler" jobs are incredibly hard to find. Employers aren't going to waste time training for a care agency job if you are job seeking for something else. They won't employ a 22 year old in a coffee shop if an 18 year old can be paid NMW. My child's mental health and well being is most important to me and I will always try to support them if they need my help.

Agency work is easy to get. It doesn't need to be skilled. Same applies to delivery jobs and so forth.

My son didn't come home after uni but luckily moved straight into a graduate job.

And thats helpful how?

They will also be applying for ‘filler jobs’ but those are also not easy to get.

I can afford to give him some money and luckily won’t need to cover rent as he is in the fortunate position of having a place to stay rent free initially. The money I give will be for transport, food etc.
I was just wondering if this is a thing now because when I left Uni I had zero support.

No, wouldn't do it unless it was a very short term with stipulations, i.e., help with rent for 3 months only.

All three of our grown children managed on their own; living in shared accommodation with friends, or in son's case getting a job at a work camp. The only help we gave was helping DD to purchase a car since her job involved going home after a late shift with sketchy public transport.

It's awful at the moment and so many use their experience from 5, 10, 15 years ago and think the 1m unemployed young people aren't trying hard enough. Help if you can.

crossed posts,OP. In your case, then yes, we would help out for a short time.

I think there are a lot of variables.

It’s far more expensive isn’t it, are they only looking online or are they actually going in to places asking? If only online they would be coming home.

No way would I do this. I’d expect my adult child to come home and spend every day looking for any job at all

Nope. They get a job. They might be in a shop/restaurant/warehouse/factory or pedalling for Deliveroo but they’re an adult.

Lots of graduates, myself included, took a filler job until they got their first degree relevant job. Six months in a shop and four months in a call centre gave me invaluable workplace experience.

Well he could claim UC.

Same.

There will be something they can do. They may not like doing ‘menial’ work but there is always work around.

They can claim uc

They will have to claim Universal Credit (without the housing component) which is around £320 or perhaps a little more than that for a 22 year old (that might be the amount for a younger person). That's a month.

I would help them if I could see they were doing everything they could to get a job, but I would expect them to take anything to top that up-like tutoring, care work, there's always something around the margins and they can work on UC although 50% of the money is clawed back which is pretty harsh IMO and functions as a 50% rate of tax on that money.

I would support them to stay somewhere where job opportunities might be better, I wouldn't support them to stay somewhere rural or just because they wanted to live with a partner, and if they weren't genuinely looking for work.

This has always been a thing. Yes, when families can, they provide support. Certainly, my parents did. Help with rent and living costs, both during postgraduate education and when I was working. A NMW job doesn’t go far towards supporting yourself as a single person without relying on benefits. If as a family you can take on some of those costs so your dc can launch, you should do that and not put it back on the state to fund.

Not everyone can, but if you’re able, yes, we will. I know for me, it bought me time to pursue the right sort of jobs and not be limited by location, which has long term had a really positive impact on my career. I could be a bit more choosy and I got a better job with a better salary as a result. This was 25 years ago, so nothing new.

Other jobs my children have done include local farm work; they can do shifts for a few hours at a time.

It is a very very rough time to be coming out and graduating though, so I wouldn't bother listening to everyone saying I got any old job, lucky them, I did too, but in my day you could walk into jobs and out of them as there was very little paperwork, casual labour was very casual, not like now where you are often competing with 100 others. There are apparently unfilled jobs available, but people have to wade through so many scams and online recruitment that it's quite hard to find them and the personal touch of simply going into businesses and asking for work is gone, let alone how hard it is to get graduate jobs.

I’d support her but she’d have to move home, it would cost loads if she was renting a flat or even house sharing.