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Financially supporting an adult child

39 replies

ladywithnomanors · 26/03/2026 19:24

Whats everyone’s thoughts on financially supporting a graduate while job hunting if they don’t choose to come ‘home’ . Has anyone done this? How much did people provide?

OP posts:
dinbin · 26/03/2026 22:18

I was just wondering if this is a thing now because when I left Uni I had zero support

Its always been a thing.

Plus the landscape is harder now, harder to get a job, harder to move around industries, harder to progress.

ladywithnomanors · 26/03/2026 23:56

Springspringspringagain · 26/03/2026 21:54

They will have to claim Universal Credit (without the housing component) which is around £320 or perhaps a little more than that for a 22 year old (that might be the amount for a younger person). That's a month.

I would help them if I could see they were doing everything they could to get a job, but I would expect them to take anything to top that up-like tutoring, care work, there's always something around the margins and they can work on UC although 50% of the money is clawed back which is pretty harsh IMO and functions as a 50% rate of tax on that money.

I would support them to stay somewhere where job opportunities might be better, I wouldn't support them to stay somewhere rural or just because they wanted to live with a partner, and if they weren't genuinely looking for work.

They will be living in London rent free - so much better opportunities than the rural village I live in. The money I potentially give will be for travel, food and bills.
So it’s always been a thing? 🤣 my parents were obviously tight.

OP posts:
KitTea3 · 27/03/2026 00:05

I wouldn't know...

...I got told in my final year of uni I'd moved out and there was no coming back after uni

Others .....(Siblings...) all were welcomed home and supported but encouraged to find work (which to be fair they all did within a year or so of graduation)

Nearly50omg · 27/03/2026 01:38

Why aren’t they claiming universal credit like the rest of the country?

Heyhoherewego23 · 27/03/2026 01:49

Do or don’t, there is no right or wrong just circumstance. You want to finance your child post degree, that’s fine. If you can’t doesn’t make you a bad parent. If you can afford it, great, if not….

caringcarer · 27/03/2026 04:36

There seems to be less graduate jobs with more advanced AI filling the void but he could sign up to a job agency and they find the jobs for you. My son did this several years ago. He was sent out as a Drivers Mate to help load, unload a lorry with the driver. He said he enjoyed it going to different places everyday. He got trained to be an HGV driver and still is. He earns more than his sister who took a graduate job and although he can do some early starts he never has to take work home with him.

Bluegreenbird · 27/03/2026 05:12

Yes. With a time limit. With your update that they’re in London though? They can’t find a filler job in London?! That’s surprising. Should be able to find something that covers their low outgoings even if focussing on finding a long term prospect.
What degree and what industry are they looking?

dinbin · 27/03/2026 05:24

So it’s always been a thing? 🤣 my parents were obviously tight

not all parents can afford it or want to do it tbf!

user1492757084 · 27/03/2026 05:33

Help for a set time. They are lucky to have accommodation so helping them eat and travel to jobs is generous and practical.

Suggest that you don't want them wasting your money on crap. Suggest that they find some charity work until they get full time work.
Any job helps them get up, dress up and show up; and helps them network and not wallow in depression.

Do they play an instrument? Busking?

Tablesandchairs23 · 27/03/2026 07:48

I'd expect them to find a job and support themselves. If they can't afford to support themselves they move home.

CleanSkin · 27/03/2026 07:50

Of course we did! The same monthly allowance that the had at Uni to cover basics like food & drink, small amount for socialising etc. Is certainly wasn’t enough to prevent them from working hard to get a job.
if you can afford it, why wouldn’t you?

MidnightPatrol · 27/03/2026 07:51

My dad paid my rent for ~6 months while I secured a job after university.

I am very grateful to him for it.

Numbersaremything · 27/03/2026 08:36

I don't know of any grads from the last couple of years who are lounging around in bed all day and gaming all night. They want to be working and beginning to build their adult lives. Their final years at school were wrecked by covid. Their early years at uni were disrupted. Now the promise we made that their debt & hard work would be worth it is being broken by a sluggish economy and employers who are investing in tech not people.

topcat2026 · 27/03/2026 09:17

They live in London and can’t find even temp work from the hundreds of agencies there? Or is it that they’re being fussy about the type of work?

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