Social housing on new build estates

[pangeapanda]

I’m absolutely not looking for a bun fight on council housing tenants, we’re classed as living in affordable housing (shared ownership).

We live on a new build estate, it’s a mix of outright owned/mortgaged, shared ownership & social housing. From what I understand, a certain percentage of new homes have to be allocated for affordable housing or council housing. I imagine they’re moving away from building entirely socially housed ‘council estates’ now?

Half of the estate is houses, a line of part owned properties then quite a few blocks of social housing apartments. I guess my question is, why do they segregate the council tenants from the home owners? I thought they’d be more likely to pepper them throughout the estate now to avoid pockets of antisocial behaviour.

There’s a clear divide between the estate and one side is noticeably less nice. At the same time, some of the houses sell for nearly 500k so people might be apprehensive, rightly or wrongly, about buying where there may be a lot of turnover or perceived antisocial behaviour.

Is there a reason they lump all the affordable housing together then? And should it be considered a good thing?

Maybe she is better than them, because the stereotype exists for a reason rather than it being a "falsehood"?

@Bambamhoohoo

Shared ownership is NOT social housing. It’s AFFORDABLE housing.

Do you understand the difference between shared ownership and social housing?

With shared ownership you BUY part of the property, with or without a mortgage. You can buy further shares as time goes on. This is called “staircasing”. No one likes dealing with this at my firm; it’s a nightmare.

But yes, shared ownership is NOT social housing; it’s AFFORDABLE housing.

The fact that it’s classed as ‘social housing’ is irrelevant, surely you can see the difference between owning 75% of a 330k property, being responsible for all repairs and having help to pay most of your rent somewhere you have zero stake in at all.

Didn’t mean to quote you @ReallyGoodMincePies

My comments what?

that’s quite a surprising answer anyway, I have detailed the type of house I have multiple times in this thread 😁

Oh you are hilarious.

I am right. There is no point arguing with me.

affordable housing is a social housing tenure. Check the regulators definition, or any housing associations annual report. You might even see my photo

To be fair, I completely believe you if you work in this area and say it's social housing, but those distinctions are still valid and pertinent to the conversation, as they influence the demographic of people who will end up in those homes.

What is the difference between affordable housing and social housing? - PLS Solicitors

These differences are really key when you're chatting about "social housing".

It also sounds like it's more accurate to say social housing and shared ownership are affordable housing, rather than saying they're both social housing.

You should believe me. Don’t forget the people arguing have no professional knowledge at all.

but still, the whole point is- is there a noticeable/ official/ obvious difference between the “types” of person who social rent and those who live in shared ownership?

no.

You seem to be taking issue with the PP’s sister and other posters because you think they are looking down on all social renters.
I think the point PP’s are making is that there is indeed a difference between SH and SO but is doesn’t follow that people in SH are lesser individuals. However they are in different housing situations.

There are social renters who have been placed in properties where they do not pay much or anything towards their rent for various reasons. Someone who fits this profile could not own a SO property.

To get on the SO ladder you need a mortgage so by definition you need a job and the ability to make payments without state help. You have to provide a deposit. You pay a service charge. You pay rent on the percentage of the property you do not own and this is the ‘social housing’ element but clearly someone in this position is markedly different from a social renter.

This isn’t meant to be a character assassination of all people in SH.

But again, you’re working on the assumption that people in social housing don’t work. That is not true, the majority do. A significant portion of social renters are pensioners also.

its stereotype, assumption and lack of knowledge. People shouldn’t be so judgemental

The key is I wrote the word some in my post. Not all. I know the majority work. My parents worked 3 jobs between them when they were in SH.

Back in the day practically everyone lived in social housing now the waiting lists are years long and only the biggest shitshows will make it top of the list (with some exceptions of course) I wouldn’t want to pay 400k for a house than live opposite someone who got given the same house for free and causes mayhem. I don’t have the patience for that.

Comparing shared ownership to it is ridiculous, shared owners are responsible for their own repairs and wouldn’t have been able to move into the house unless they had a relatively good job. They lay down big deposits which social housing tenants don’t have to do. I could go on. It’s not comparable at all

Social housing and home owners. What's the difference? There's horrible homeowners and horrible social housing tenants . A person from social housing suddenly after hard grafting decided to get their own home. Suddemly overnight, a personality change to becoming upper class and better than those in social housing. Why the change? As for those who have never experienced a social housing upbringing, how are you & they any different? You're not. There's really nice homeowners and really horrid homeowners. Likewise with social housing people. Think murderers and cold heartless , narcissists thousands are homeowners. As the same is with social housing people. So while home owners think they're better , richer , more important than those they think are garbage. You are no different to a homeless person or a tramp. Only appearances seem to matter. This world is more narrow minded and selfish by the day. Get real, two different kinds of home dwellers and both as harsh or nice as the other. Not just social housing tenants who cause misery. And as mentioned by many who have commented and I agree. Move home. Surely money isn't a problem.