Can someone explain to me why/how the Labour government has directly made them worse off in the last 15 months?

[MotherofAdults]

Can someone explain to me why/how the Labour government has directly made them worse off in the last 15 months? I see this claim a lot on these pages, but I don't understand why. Sorry if I sound stupid, I am just trying to get clear.

I totally understand that the cost of living keeps going up - that inflation keeps rising (3.5-3.8%?) and that mortgage interest remains relatively high, but I don't understand why or how this is the fault of the current government? What have/haven't they done? Are people angry that they haven't curbed inflation? What should they be doing?

If we could avoid mentioning the things that didn't actually happen (eg the Winter Fuel Allowence cuts) and speculation about what the next budget will do (doubling of council tax, rise in minimum wage etc), that would be really helpful. I am looking for actual changes made by this that have directly affected your financial situation since Labour got it.

There's a constant drip drip drip of doom and no certainty.
This approach was used during COVID so people rarely felt on solid ground as to what the rules were or what was coming next.
It seems like this approach has been adopted by this govt too. Pip, motability, taxes, pensions.
The things that have been floated and then about turned on are adding to people's uncertainty and the mental load they are carrying.
I'm the meantime, cost of living is going up so people's wages have already had a cut in real terms.

By continuing the freeze on personal income tax allowances most people pay more income tax and thus have less money to spend.

My low wage has benefited from a couple of pay increases that is seeing me better off by about twenty pound a month however the impending budget looks set to see our household worse off by hundreds of months each month. I’ll have to come back to the this thread and update once it’s done.