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To be scared about how we will cope with more tax rises - council tax

668 replies

partytimed · 02/11/2025 21:43

i really loathe this government. Usually with politics I feel like whoever is in charge I don’t notice much of a direct impact on my day to day life. Yes I’m aware of slow erosions in public services and I was no fan at all of the tories, I voted for this government im ashamed to say, and they lied and lied about their plans. I am so much worse off and if they double council tax bands virtually all of our disposable income is going to be gone. It feels like theft. I don’t trust them to spend the money I make properly it all feels corrupt and it’s just so depressing and upsetting.

OP posts:
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Boohoo76 · 03/11/2025 19:11

HearingDrums · 03/11/2025 19:00

I doubt very much the people who end up with the biggest council tax rises will just stop spending, that's just scaremongering because you don't like Labour policy.
For those not understanding why new houses have a higher band than old ones, it's based in the value of your house, not it's size.
If you can afford a new build, and I certainly can't, then you can manage a small rise, and I believe it will be small for most.

How many retail jobs have been lost in the past year alone? People absolutely do stop spending. Even those of us with band G houses don’t have a magic money tree. Something has to give.

Neemie · 03/11/2025 19:11

Higglea · 02/11/2025 23:38

To be fair, it should only double where there is already a significant unfairness - rates are so different around the country. Upping SE rates to meet those elsewhere in the country makes sense. So I suspect it’ll be couched like this - ending the unfairness with a levy for G and H bands in some regions.

Or halve council tax that is too high to match the places that are lower? That seems a lot fairer to me.

suburburban · 03/11/2025 19:12

Yes we’ve cut back because hoping to move and want to reduce clutter but won’t be in this stupid government carry on extorting money out of us

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ChardonnaysBeastlyCat · 03/11/2025 19:14

HearingDrums · 03/11/2025 19:00

I doubt very much the people who end up with the biggest council tax rises will just stop spending, that's just scaremongering because you don't like Labour policy.
For those not understanding why new houses have a higher band than old ones, it's based in the value of your house, not it's size.
If you can afford a new build, and I certainly can't, then you can manage a small rise, and I believe it will be small for most.

Do you pay full CT or are you on UC and therefore qualify for a reduction?

Spinthewheel1 · 03/11/2025 19:18

HearingDrums · 03/11/2025 19:00

I doubt very much the people who end up with the biggest council tax rises will just stop spending, that's just scaremongering because you don't like Labour policy.
For those not understanding why new houses have a higher band than old ones, it's based in the value of your house, not it's size.
If you can afford a new build, and I certainly can't, then you can manage a small rise, and I believe it will be small for most.

How is DOUBLE council tax a small rise?

If our council tax rises we will have to stop spending. We won’t have a choice.

Spinthewheel1 · 03/11/2025 19:20

Jamesblonde2 · 03/11/2025 19:03

We’ll all be bloody vulnerable at this rate!

I think that is what this government is hoping for. Make everyone vulnerable and dependent so they can have more control.

EasternStandard · 03/11/2025 19:20

HearingDrums · 03/11/2025 19:00

I doubt very much the people who end up with the biggest council tax rises will just stop spending, that's just scaremongering because you don't like Labour policy.
For those not understanding why new houses have a higher band than old ones, it's based in the value of your house, not it's size.
If you can afford a new build, and I certainly can't, then you can manage a small rise, and I believe it will be small for most.

Maybe it’s easy to say if it’s happening to someone else.

Crazyworldmum · 03/11/2025 19:24

I honestly can’t grasp what Labour is doing . Also the attacks on disabled people is shocking

HighLadyofTheNightCourt · 03/11/2025 19:24

EasternStandard · 03/11/2025 19:20

Maybe it’s easy to say if it’s happening to someone else.

Bingo.

HearingDrums · 03/11/2025 19:25

ChardonnaysBeastlyCat · 03/11/2025 19:14

Do you pay full CT or are you on UC and therefore qualify for a reduction?

No benefits, full council tax

HighLadyofTheNightCourt · 03/11/2025 19:27

HearingDrums · 03/11/2025 19:25

No benefits, full council tax

Could you absorb a 100% rise without having to change your spending habits? Or still be in a position to pay all of your bills?

HearingDrums · 03/11/2025 19:27

EasternStandard · 03/11/2025 19:20

Maybe it’s easy to say if it’s happening to someone else.

You can say that about most things, people who aren't disabled don't seem to care about cuts to disability for example

HearingDrums · 03/11/2025 19:28

HighLadyofTheNightCourt · 03/11/2025 19:27

Could you absorb a 100% rise without having to change your spending habits? Or still be in a position to pay all of your bills?

I'm in a low band so possibly, but I'm not a high earner so it would be disproportionate

Era · 03/11/2025 19:29

HearingDrums · 03/11/2025 19:00

I doubt very much the people who end up with the biggest council tax rises will just stop spending, that's just scaremongering because you don't like Labour policy.
For those not understanding why new houses have a higher band than old ones, it's based in the value of your house, not it's size.
If you can afford a new build, and I certainly can't, then you can manage a small rise, and I believe it will be small for most.

Of course it isn't small. In my council band G is £4400 a year. Band G is 5300 a year. Thats a massive increase if it doubles. For most people that will mean that cuts have to be made elsewhere. That would be £10,600 in net income just on council tax - circa 18k of gross income

HighLadyofTheNightCourt · 03/11/2025 19:31

HearingDrums · 03/11/2025 19:28

I'm in a low band so possibly, but I'm not a high earner so it would be disproportionate

Define high earner?
How is it disproportionate if you’re a low earner in a low band?

And are you assuming people in higher bands are all high earners?

Spinthewheel1 · 03/11/2025 19:33

HearingDrums · 03/11/2025 19:28

I'm in a low band so possibly, but I'm not a high earner so it would be disproportionate

A lower earner in a lower band isn’t disproportionate.

ChardonnaysBeastlyCat · 03/11/2025 19:33

HearingDrums · 03/11/2025 19:28

I'm in a low band so possibly, but I'm not a high earner so it would be disproportionate

What would be disproportionate?

HearingDrums · 03/11/2025 19:33

HighLadyofTheNightCourt · 03/11/2025 19:31

Define high earner?
How is it disproportionate if you’re a low earner in a low band?

And are you assuming people in higher bands are all high earners?

Well the double council tax would hit homes worth around 1 million, IF it goes ahead, so yes, high earners

HighLadyofTheNightCourt · 03/11/2025 19:35

HearingDrums · 03/11/2025 19:33

Well the double council tax would hit homes worth around 1 million, IF it goes ahead, so yes, high earners

My house isn’t worth anywhere close to 1 million. Not even in the same ball park. I’m in band G.

And you’ve still not said what constitutes a high earner.

MikeRafone · 03/11/2025 19:36

partytimed · 02/11/2025 21:54

They are planning on doubling council tax for the higher bands. For people in London and other expensive areas or people whose homes have gone up in value it’s going to be awful. We are already struggling to pay our huge council tax bill on a 3 bed semi home in the south east and if they announce these plans that’s another £3,600 a year we have to hand over, more than a month of my salary. I simply can’t afford it.

they are not planning on doing anything with council bands D and under, D being the average council tax band

“For example, properties in England in the top council tax band, band H, are charged three times as much as band A properties in the same local authority, despite being worth (in 1991) at least eight times as much and usually far more.
“This regressive rate structure is hard to justify.

presently H is the top band and will never pay more than 3 times that of a band A

explain how it is fair that an A band house would be worth £180k and pay £150 per month yet an H could be worth 2/3 million but will never pay more than £450 - yet the house is worth 10 x more

it would be bands E-H that are affected

Moleinthegarden · 03/11/2025 19:37

HearingDrums · 03/11/2025 19:00

I doubt very much the people who end up with the biggest council tax rises will just stop spending, that's just scaremongering because you don't like Labour policy.
For those not understanding why new houses have a higher band than old ones, it's based in the value of your house, not it's size.
If you can afford a new build, and I certainly can't, then you can manage a small rise, and I believe it will be small for most.

This is not true. Take 3 properties in the same village. All valued at the same level and similar size.

One Victorian, one built early 2000s and one a new build. The Victorian property will have a lower council tax band.

The two newer properties will be more energy efficient but what they save is clawed back by the council.

What has this got to do with the services the Inhabitants use? Hence an updated version of the poll tax should be introduced.

frozendaisy · 03/11/2025 19:37

They are not going to double just two council tax bands, that would make those houses harder to sell, and it's those sorts of houses they get a chunk of stamp duty from.

It's not going to happen.

Everyone will pay a bit more one way or another. But we all want better services, health, transport, education. As the basics.

If you aren't happy about the increase in whatever taxes they decide then you are free to look into emigrating. Until you do you will have to pay what the law says.

It's human nature to want better services but to also want everyone else but you to pay for it, but it doesn't work like that.

We find it's best to see what the budget actually contains and work out what to do from there.

ThisLuckyOpalShaker · 03/11/2025 19:43

I'm genuinely curios where people think the money is going to come from? do people honestly think the Tories wouldnt have had to put taxes up? the biggest impact on my finances has been the massive rise in my mortgage payments as interest rates have gone up and that happened under the Tories

HearingDrums · 03/11/2025 19:46

Moleinthegarden · 03/11/2025 19:37

This is not true. Take 3 properties in the same village. All valued at the same level and similar size.

One Victorian, one built early 2000s and one a new build. The Victorian property will have a lower council tax band.

The two newer properties will be more energy efficient but what they save is clawed back by the council.

What has this got to do with the services the Inhabitants use? Hence an updated version of the poll tax should be introduced.

In my area, and most areas near me, the victorian houses are half the price of new builds with the 2000 builds in the middle

HearingDrums · 03/11/2025 19:48

HighLadyofTheNightCourt · 03/11/2025 19:35

My house isn’t worth anywhere close to 1 million. Not even in the same ball park. I’m in band G.

And you’ve still not said what constitutes a high earner.

Over 50k

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