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How do people become wealthy?

40 replies

Lifeisntnotunfair · 12/09/2025 15:15

I currently have two part time jobs, both working under the same people but different areas. One is 3 days a week, the other is a day every week or so.
I really want to work towards something that will bring in lots of money, and be an affluent job that I can be proud of, and respected for.
I am happy to do a bachelors degree in any subject.

OP posts:
Billybagpuss · 12/09/2025 15:24

Do you know what sort of thing interests you long term?

To be honest, unless you’re aiming for very specific careers that you can’t do without the degree (medicine, law, teaching etc.) you need to take a close look at the financial viability of the degree you’re choosing. Have you looked at higher level apprenticeships? Or very AI proof practical jobs like building, plumbing, electrician they will always demand decent money, especially when you get to the point of being able to be self employed. Or embrace AI, if you would be interested in IT roles much of the future money will be in AI and cyber security.

Lifeisntnotunfair · 12/09/2025 15:26

Billybagpuss · 12/09/2025 15:24

Do you know what sort of thing interests you long term?

To be honest, unless you’re aiming for very specific careers that you can’t do without the degree (medicine, law, teaching etc.) you need to take a close look at the financial viability of the degree you’re choosing. Have you looked at higher level apprenticeships? Or very AI proof practical jobs like building, plumbing, electrician they will always demand decent money, especially when you get to the point of being able to be self employed. Or embrace AI, if you would be interested in IT roles much of the future money will be in AI and cyber security.

The problem is, is that I’m interested in almost everything!
One of my jobs is with animals, the other is high level cleaning. Both for the same people, who I am personally connected to, more than if I worked for a company for eg. I cannot leave the jobs I currently have for many reasons.

OP posts:
GentlemenPreferBuzzcuts · 12/09/2025 15:27

Well, what are your skills and interests? What qualifications do you have? Would you have to do an Access course or a foundation year? Do any careers that interest you have non-degree entry paths? Are there promotion possibilities in your current jobs?

TheWhalrus · 12/09/2025 15:27

Not an expert, but you may want to define your terms better here, ie set a threshold for 'wealthy'.

Outside of a successful career in certain industries (typically law or finance and probably some others) or founding and running a successful business, quite a few wealthy people didn't become wealthy from just work. A lot of people either inherit or marry into wealth, or have investments that made them wealthy. Bear in mind that capital gains tend to be taxed a lot less than earned income in many countries.

I should probably also add that having a well paid job and being respected might be contradictory (think about attitudes towards people working in finance; they're often well paid, but not exactly respected by many people).

GentlemenPreferBuzzcuts · 12/09/2025 15:29

Lifeisntnotunfair · 12/09/2025 15:26

The problem is, is that I’m interested in almost everything!
One of my jobs is with animals, the other is high level cleaning. Both for the same people, who I am personally connected to, more than if I worked for a company for eg. I cannot leave the jobs I currently have for many reasons.

But if you can’t leave (why?) your two current part-time jobs, what are you asking? Surely that makes it all moot?

Mrsttcno1 · 12/09/2025 15:30

It depends what you mean by “wealthy” really.

The advice would be different if you were looking for say a 40k a year job vs wanting to become a multimillionaire.

BourgeoisBabe · 12/09/2025 15:31

Starting your own business is one route. But not guaranteed.

Billybagpuss · 12/09/2025 15:33

Could you expand the high level cleaning into your own business, depending on where you are in the country it could be a very lucrative business, especially if you can tap into the high income markets.

Lifeisntnotunfair · 12/09/2025 15:36

GentlemenPreferBuzzcuts · 12/09/2025 15:29

But if you can’t leave (why?) your two current part-time jobs, what are you asking? Surely that makes it all moot?

I can’t leave because they have done an awful lot for me, and I desire to stay within my connections of them. They are lovely people and are also extremely good connections to have. They are extremely well off via estate agency and their own air BnB’s

OP posts:
Lifeisntnotunfair · 12/09/2025 15:39

Billybagpuss · 12/09/2025 15:33

Could you expand the high level cleaning into your own business, depending on where you are in the country it could be a very lucrative business, especially if you can tap into the high income markets.

I’ve been thinking about this option a lot. I currently work on luxury air BnB’s, for these people. I am good at my job and I do like the idea of cleaning stately luxury homes and air BnB’s.

OP posts:
Screamingabdabz · 12/09/2025 15:40

The people that become wealthy typically have money to start with. Equity, savings or help from relatives. Even if they started off as a starving artist living a draughty garrett you can bet your bottom dollar mummy and hedge fund daddy paid for the flat while they spent several years at the right art college and had all the right connections through their private education pals.

Yes, there are the rags to riches one-offs you see on dragon’s den, but I would say they are the exception rather than the rule.

Just work hard, save and buy property. That’s how my working class peer group have managed to do ok, retire early and set their kids up.

BallybunionTao · 12/09/2025 15:42

Lifeisntnotunfair · 12/09/2025 15:36

I can’t leave because they have done an awful lot for me, and I desire to stay within my connections of them. They are lovely people and are also extremely good connections to have. They are extremely well off via estate agency and their own air BnB’s

But bluntly, contact with their wealth isn't going to magically rub off on you, if you're doing unskilled work cleaning their Airbnbs or looking after their pets or something. And I don't understand. If you can't leave these two PT jobs, why are you asking how to become rich and saying you will do a degree?

BallybunionTao · 12/09/2025 15:45

Screamingabdabz · 12/09/2025 15:40

The people that become wealthy typically have money to start with. Equity, savings or help from relatives. Even if they started off as a starving artist living a draughty garrett you can bet your bottom dollar mummy and hedge fund daddy paid for the flat while they spent several years at the right art college and had all the right connections through their private education pals.

Yes, there are the rags to riches one-offs you see on dragon’s den, but I would say they are the exception rather than the rule.

Just work hard, save and buy property. That’s how my working class peer group have managed to do ok, retire early and set their kids up.

Not necessarily. Again, it depends on what the OP means by 'wealthy'. I can only say that DH and I are 'wealthy' compared to our parents, and we did it via education, by staying on in school longer than any family member ever had, getting scholarships to university and getting more for postgraduate degrees.

Waterweight · 12/09/2025 15:46

Generationally. The best you can hope for is to make your kids slightly better off & encourage them to do the same at this point unless you've got a good business idea ?

pinkbackground · 12/09/2025 15:51

We’re not wealthy but are mortgage and debt free with ordinary jobs. We followed the Dave Ramsey steps. Worth a look.

Dippythedino · 12/09/2025 15:51

What's your educational background & attainment levels? It's all very well saying you're interested in everything but do you have the academic ability for it? That is a completely different thing altogether.

An adult apprenticeship might be the answer so that you earn while you learn. Look at different job adverts and look at what they're asking for. This way you know what kind of qualifications and experience you need to move into a certain sector.

Lifeisntnotunfair · 12/09/2025 15:52

BallybunionTao · 12/09/2025 15:42

But bluntly, contact with their wealth isn't going to magically rub off on you, if you're doing unskilled work cleaning their Airbnbs or looking after their pets or something. And I don't understand. If you can't leave these two PT jobs, why are you asking how to become rich and saying you will do a degree?

Because there are things that I can work on in the background. I can do my degree online.

OP posts:
Lifeisntnotunfair · 12/09/2025 15:52

In the background as in, work towards a career no whilst working my two jobs. Of course once I am qualified I will have to rethink

OP posts:
Mathsbabe · 12/09/2025 16:15

Doing a degree online is pretty expensive over your working life.
If you have A levels you can study for, say, accountancy exams and have the equivalent of a degree once you’ve gained experience. These kind of programmes are generally cheaper than a degree and would work well with part time work.

Icecreamhelps · 12/09/2025 16:17

Lifeisntnotunfair · 12/09/2025 15:15

I currently have two part time jobs, both working under the same people but different areas. One is 3 days a week, the other is a day every week or so.
I really want to work towards something that will bring in lots of money, and be an affluent job that I can be proud of, and respected for.
I am happy to do a bachelors degree in any subject.

What is your definition of Wealth?

Lifeisntnotunfair · 12/09/2025 16:19

Mathsbabe · 12/09/2025 16:15

Doing a degree online is pretty expensive over your working life.
If you have A levels you can study for, say, accountancy exams and have the equivalent of a degree once you’ve gained experience. These kind of programmes are generally cheaper than a degree and would work well with part time work.

This sounds great. Where should I start looking??

OP posts:
k1233 · 12/09/2025 16:25

Wealth is the result of accumulation. You need to invest instead of spend. What you spend on eg holidays could be invested instead and become an income stream later in life.

In terms of well paid careers, finance and IT can get you good salaries if you put in the work.

You need to find a career where you can see upward mobility and a pathway to move up. The career also needs to be something you can do for an extended period. There is zero point in you doing eg finance if it is your version of "kill me now", death by spreadsheets or what not.

ExitViaGiftShop · 12/09/2025 16:32

OP, work it out yourself instead of asking other people to research your degree course for you! Where’s your initiative? You won’t get wealthy without that.

DavidKeanu · 12/09/2025 16:37

Chances are you will never be wealthy. I'd come to terms with that sooner rather than later OP.

BTW how old are you?

I would have a look at the jobs board at The Lady. Some roles working for ultra high net worths peeps pay quite well, but you'd probably need to travel and have some other skills to bring to the job.

jobs.lady.co.uk

DavidKeanu · 12/09/2025 16:39

BTW you don't have to stay in your job.
Would your employers leave/stay their jobs because of you? Thought not. You are not a slave, and will need to lose that mentality to be successful IMO.

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