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Millionaire£ at 23, self made. Feel lost.

677 replies

Jonesqua · 26/07/2025 11:03

I became a millionaire£ at 23.

All happened between 20-23.

Self made, have 3 buy to let houses with 300k£ equity in them rented out. With 750k£ liquid money.

The change happened so fast. All of my friends have regular income , it’s sometimes hard to do things I want to do as income difference.

I am use to making money so quickly that essentially I feel as if I’ve lost touch over it. As no one around me friend wise can relate or I speak with about it. Does anyone else feel like this in a similar situation?

I’ve lost motivation. Feel disconnected from the people around me who I grew up with.

OP posts:
Jonesqua · 26/07/2025 11:37

Muffinmam · 26/07/2025 11:35

I have a friend who dated a multi millionaire who bankrolled her business and took her around the world. She left him and she had money. She found she was disconnected from everyone because the only people at the day spas during the day were 50 year old retirees. She ended up changing her life completely, selling her BMW convertible and buying a basic car.

Eventually she moved cities after someone very close to her stole her identity to commit fraud as they coveted her life (coveted her money - she was miserable).

She seems happy now. She studied and now does interior design. She still travels around the world.

May I ask what industry you are in to make that money? Or was it just inheritance or lottery money?

Self made, music. Male.

OP posts:
Nowadaysmind · 26/07/2025 11:37

Jonesqua · 26/07/2025 11:30

I just saw this site online where you can ask questions.

maybe I made a mistake.

the point of the thread is:

making money so fast and so young it makes you feel disconnected from reality.

You can choose to stay grounded.

Give yourself an income of £2k and lived in a rented house. Put the rest of your money in a trust to donate to charity one day or for your grand kids (they're the most likely to need it).

Try dating and meeting someone grounded. Don't tell them about your money. Try socialising in normal, working class circles. Are you too well known and can't do this?

Thelittleweasel · 26/07/2025 11:37

@Jonesqua

When you write financial amounts in UK it is set out as £175k for example

Cattery · 26/07/2025 11:37

Buy a scanner for your local hospital

NigelPonsonbySmallpiece · 26/07/2025 11:37

Jonesqua · 26/07/2025 11:35

I’ll give an example

i am happy to spend money on experiences, what I want is cars , fancy clothes etc.

i would want to get a private jet somewhere for a trip, then split the cost across the friends. But of course, this isn’t possible with my real friends.!

Then you either take the private jet and shoulder the cost yourself or you lower your holiday to something everyone can afford. I’m sure you’d still have a nice time with your mates.

Jonesqua · 26/07/2025 11:38

NigelPonsonbySmallpiece · 26/07/2025 11:37

Then you either take the private jet and shoulder the cost yourself or you lower your holiday to something everyone can afford. I’m sure you’d still have a nice time with your mates.

Then the cost gets painful.

I want to do things but not bare the full cost and feel used.

OP posts:
TourdeFrance2025 · 26/07/2025 11:39

Jonesqua · 26/07/2025 11:07

Example. If we want to go away somewhere, they cannot afford it.

I like to do spontaneous things, which they can’t do short notice without informing work and requesting time off.

Why can't you pay?

how did you make the money in the first place??

Jonesqua · 26/07/2025 11:39

TourdeFrance2025 · 26/07/2025 11:39

Why can't you pay?

how did you make the money in the first place??

Fourth time been asked this. Does no one read ?

MUSIC

i can pay but I think a 15k£ flight is dumb when only have £750k liquid right now

OP posts:
Nowadaysmind · 26/07/2025 11:39

If you want rich friends to enjoy your life with, you may very well continue to feel lonely and disconnected with life.

Venalopolos · 26/07/2025 11:39

I know many, many millionaires. Most of them hang around with the same non millionaire friends they’ve always had, and just don’t mention how much money they’ve got.

Just over £1m isn’t that much at 23, and you’ve said you struggle to spend it so not sure how much you want to do that your friends can’t because that would mean you spending money.

A sensible thing to do would be to invest a lot of the cash for a long term, take a reasonable return as a salary for yourself, get involved with local property investor and entrepreneur communities to find other people with similar liquidity to do the things that your other friends can’t.

CurlyhairedAssassin · 26/07/2025 11:39

Catsandcannedbeans · 26/07/2025 11:33

Don’t worry, I will help elevate some of your burden. I will (generously) allow you to make a donation to me and my family.

Seriously though, take up a rich people hobby and make rich friends. Go to university and peruse education in something you’re passionate about. If I had millions I would go and become a palaeontologist or do an art history degree. Maybe if you don’t want to do uni you could do something else fun like learn to juggle knives, depends what you’re into really. Your money gives you the freedom to do what you’re passionate about, even if it’s silly.

Pursue. PURSUE!!!!

Allmychickenscometoroost · 26/07/2025 11:40

Jonesqua · 26/07/2025 11:18

He asked where I get the money from.

the houses are paid with mortgages

deposits are the money paid upfront. Got from income. Read what’s said.

I'm starting to think being a millionaire isn't the reason you're struggling to connect with a people in a meaningful way. Might be more down to your personality if above post is indicative of your behaviour and mindset

Muffinmam · 26/07/2025 11:40

Jonesqua · 26/07/2025 11:26

The way I made money is in a way the way you speak makes zero difference.

Actually, you are coming off as very rude and disrespectful.

I’m thinking the reason you feel disconnected is because you alienate yourself with your grating personality.

Nowadaysmind · 26/07/2025 11:41

I needed to see this post today.

TourdeFrance2025 · 26/07/2025 11:41

Jonesqua · 26/07/2025 11:38

Then the cost gets painful.

I want to do things but not bare the full cost and feel used.

How is a holiday with a few mates causing 'the cost to be painful' with the money you say you have?

Jonesqua · 26/07/2025 11:41

Venalopolos · 26/07/2025 11:39

I know many, many millionaires. Most of them hang around with the same non millionaire friends they’ve always had, and just don’t mention how much money they’ve got.

Just over £1m isn’t that much at 23, and you’ve said you struggle to spend it so not sure how much you want to do that your friends can’t because that would mean you spending money.

A sensible thing to do would be to invest a lot of the cash for a long term, take a reasonable return as a salary for yourself, get involved with local property investor and entrepreneur communities to find other people with similar liquidity to do the things that your other friends can’t.

You can name any millionaires at 23 self made in your area?

I cannot name any.

OP posts:
NigelPonsonbySmallpiece · 26/07/2025 11:41

Jonesqua · 26/07/2025 11:38

Then the cost gets painful.

I want to do things but not bare the full cost and feel used.

Then you need to make more money so it’s not painful. 😁. Your friends wouldn’t be using you if you offered. But alternatively go on a cheaper holiday.

my friend does a mix. If he wants to go on an 80k per head holiday with someone he will pay for a friend to go to. Then he will also happily go on a weekend to butlins as part of a group.

Ladamesansmerci · 26/07/2025 11:42

Cue the world's tiniest violin.

OP, get a grip and check your damn privilege. The reason you feel disconnected is because people are struggling with the cost of living, whilst you are actively feeling down because you are wealthy. It makes you sound ridiculous and ungrateful. The reason you feel disconnected is because you seem to think that because you have made money, you are above others and think of people as average.

Go and spend time with the people who are meant to be your friends somewhere they can afford. Friendship is about time and connection, not doing expensive things.

If you want to go on fancy holidays, find people who match your wealth. If you don't want to do that, be willing to cover for friends. Otherwise, go somewhere everyone can afford.

Also, get some therapy. And keep yourself grounded in a bit of reality.

You might also feel better if you use your money for something good and to help others. The fact that you seem to think charity etc is a 'hand out' isn't a good look.

Catsandcannedbeans · 26/07/2025 11:42

CurlyhairedAssassin · 26/07/2025 11:39

Pursue. PURSUE!!!!

This is why I’m not a millionaire :(

Elektra1 · 26/07/2025 11:42

Jonesqua · 26/07/2025 11:35

I’ll give an example

i am happy to spend money on experiences, what I want is cars , fancy clothes etc.

i would want to get a private jet somewhere for a trip, then split the cost across the friends. But of course, this isn’t possible with my real friends.!

Your “problem” is that your “real friends” can’t afford to split the cost of a private jet? In that case you’d better cosy up to other people as vapid as that makes you sound.

I’ve read some stupid complaints on this forum but this one takes the biscuit. Get a life!

Elsvieta · 26/07/2025 11:43

Jonesqua · 26/07/2025 11:08

Say that again please

She means it's a bit implausible that such a financially savvy person wouldn't know that the pound sign goes before the number.

Jonesqua · 26/07/2025 11:43

Elektra1 · 26/07/2025 11:42

Your “problem” is that your “real friends” can’t afford to split the cost of a private jet? In that case you’d better cosy up to other people as vapid as that makes you sound.

I’ve read some stupid complaints on this forum but this one takes the biscuit. Get a life!

It was an example of interesting unique experiences

OP posts:
NigelPonsonbySmallpiece · 26/07/2025 11:44

Jonesqua · 26/07/2025 11:41

You can name any millionaires at 23 self made in your area?

I cannot name any.

I could name quite a few to be honest. The majority would not consider £1 million a lot. Get to 50x that and you might be talking. 👍🏻

Personally I’d consider £1 million a lot but guess my friend with over £100 million wouldn’t.

Cinaferna · 26/07/2025 11:44

Jonesqua · 26/07/2025 11:07

Example. If we want to go away somewhere, they cannot afford it.

I like to do spontaneous things, which they can’t do short notice without informing work and requesting time off.

Then you need to mix with richer people who can do what you want to do. It's why the rich hang out together. They get bored by the financial restraints on decision making that less wealthy friends have.

But I'd ensure you have keep finding things in common with old mates. A walk in the park with a picnic and a frisbee on a fine day, a glass of wine in a pub garden, a wild swim, seeing the latest movie release at the local cinema, having everyone over for a BBQ - these are things you can do that won;t flash the cash but keep you connected.

I have had to socialise with people far richer than me before and God, were they boring. They spent the entire time subtly reminding people how rich they were - every conversation was about material goods - when they upgraded their car/kitchen/ how high up the mountain their ski chalet was, how rare their dog breed is, which of their numerous homes they are visiting this weekend. No chat ever about news and current affairs, about books, ideas, music, nature - things we can all enjoy or connect with for free. It was just 'I'm rich' subtext from start to finish.

LBFseBrom · 26/07/2025 11:44

No, I cannot relate to being a millionaire :-). However I think it is possible to live a normal life and have fun. I'd say it's best not to let people know too much about how you are fixed financially so you attract genuine people. You work in property management, that wouldn't be lying. Do enjoy yourself, you're young and need some good times

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