How much money spending/free money do you have per month

[Greekdream]

To spend on anything ? I have £125
i do ok with that

Do people generally include things like haircut, skincare, make up, coffees, lunches and nights out into this bracket? I really struggle with this

About £400 but this month I had to pay our cat sitter who was here for a fortnight while we were away so I'm down to my last £72 and only got paid on Friday. Yikes.

Yeah, that’s the sort of thing I’d include.

Exactly the same here.

After all bills, including food, mortgage etc… we have about £2200 for anything other than the basics and there’s always something that needs paid for or crops up. We are really good and shop at a lower end supermarket and meal plan for most of the nights.

We’re trying to save to get our mortgage paid off earlier. Is much prefer to do a full shop at M&S or the like but I class those at treats.

This month has been a good month in that nothing out of the ordinary has cropped up, we’ve had treats and takeaways but not OTT so managed to put £1700 in savings that we had left, but it wouldn’t normally be that much left.

Should say we allocate money to savings before allocating our ‘fun’ money; savings money comes out on payday.

My pay changes each month due to different overtime hours but I usually have about £1300 left over after bills. At the moment (and until the end of the year) I am saving £1000 of that per month. I usually save £600 of it but saving more this year due to a big trip in the first half of next year.

I recognise how very lucky I am to be able to save what I do and it’s only in the past year it’s been that way. I have had periods of my life where I couldn’t save a single penny and was drowning in debt as well.

We dont really have a fixed amount of spending money. All of our income is in a joint account. If we need to buy personal things or small treats we can spend as we please and usually there is more than enough left each month ( about half of monthly income). Any money left goes into saving / investments. Both of us are sensible with money and trust each other.

Trying to play catch up just now after some big bills but in general we should ave around the £3500 per month left

£1000 of that goes into emergency fund and I always put £500 into birthday Xmas holiday pot so &1000 each per month to spend on whatever we like

having to pay a few big big bills and added extras the last few months has made me sit and look at our spending so we will be saving more from next month and not spending so much on air

Here on the other end of the spectrum...have about £100 for myself that I'll spend on yarn, books, meeting up with friends etc....

We allocate approx £1200 a month to a joint account that is just for fun spends for the of us but we do base the actual amount on what we have planned for the month. We allocate £750 per month to an annual spends account so holidays, insurance, birthday and Christmas come out of that account. we allocate approx £800 for shopping and that usually covers the random things we buy outside of groceries each month too.