Apart from child benefit and a very small proportion of the childcare element of tax credits, I have never claimed benefits.
When my DC were small I was so skint after paying my childcare and mortgage costs I couldn’t even meet a friend for a £1.50 coffee from the local greasy spoon. I had other single parent friends 100% reliant on benefits who were also poor but definitely had more disposable income than me. I definitely would have been better off on benefits. That’s bonkers. I can see why people who are broke, stressed by work, stressed by juggling work/childcare/home, finding a car unaffordable to maintain or public transport unaffordable/inaccessible/unreliable find it overwhelming and give up.
The only thing that prevented me from doing just that was that I didn’t want to lose my house and I knew it was only temporary - until the childcare costs came down and the DC were less reliant so I could focus on my career. If you’re in a NMW job, renting, no prospect of being able to afford/have time to retrain, there’s no light at the end of the tunnel - poverty is utterly exhausting and grinds you down after a while. People who haven’t lived it have no idea what it does to you mentally.
However, the problem is not that benefits are too generous (try living on them); it’s that incomes are too low for the cost of living in this country.
We need to address the housing crisis. We need to address energy costs, we need to address business. Years of government subsidy have allowed many businesses to artificially maintain low wages. Our economic model is outdated and needs to modernise sharpish.
The other thing is we need to look at public health. In today’s time-poor, always-on culture, we have a reliance on convenience food and little time for exercise. Outside of cities, we don’t even walk to bus stops or train stations anymore as public transport is too awful to consider it a viable alternative to a car (my local city is 35 mins in a car or over 1.5 hours on a bus, for example). Without healthy eating and regular exercise being a routine element we are storing up health issues without even considering the huge amount of good luck that comes into maintaining good health through a lifetime, yet so many people literally do not have time to fit it in. I know the only reason I manage it is because I only sleep 5 hours every night (which works for me but isn’t sustainable for most people)
Then let’s look at workplace stress. There’s a thread currently about people crying at work. It’s clear workloads are not comparable to years ago (something my own stint in the public sector showed me). These are contributing to a rise in poor physical and mental health.
we need to address these things before we start pulling the rug out from people.