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Only 46 but looking forward to retirement!

29 replies

RosieLeaLovesTea · 08/09/2024 16:03

I’m only 46 but more and more recently I have been thinking and looking forwarc to retirement! I feel terrible as it feels like I am wishing my life away. I hope I can retire from my full time role at 60 and then spend time running my own business which I currently do in addition to full time work. So I would not stop work completely. Also my DCs will be adults then currently they are 10 and 8. Also I hope to have my mortgage paid off. I think I am mostly feeling like it I will feel more ‘free’ free of full time grind, free of the mortgage. Kids hopefully grown up and more independent. Do we all have thoughts like this?

OP posts:
RickyGervaislovesdogs · 08/09/2024 18:19

We’ve had two people retire recently, one 52 and one 67.
Both have regrets, they are fed up and depressed. Initially excited, they’ve now done what they wanted to. Admittedly neither have a family, desire to travel or any hobbies so perhaps that’s why.

Georgethat · 08/09/2024 18:23

I’m in my 30s and look forward to retirement. Not sure if it will happen early at all as my private pension won’t pay out much but hoping to get some financial advice once the kids are older and we have some spare money

hattie43 · 08/09/2024 18:30

I retired 2 weeks ago . I can't lie the sense of freedom is amazing . That first morning when the alarm doesn't go off ............ ahhh zzzzz

Mainoo72 · 08/09/2024 20:49

RickyGervaislovesdogs · 08/09/2024 18:19

We’ve had two people retire recently, one 52 and one 67.
Both have regrets, they are fed up and depressed. Initially excited, they’ve now done what they wanted to. Admittedly neither have a family, desire to travel or any hobbies so perhaps that’s why.

That’s sad. I have lots of hobbies & travel plans, so know I won’t get bored. You do need a reasonable amount of money to afford travel etc. though.

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