Disposable income

[Welverine]

Hey,

totally nosey question so please just scroll on if you’re not interested….

after you have paid all of your essential bills/costs, how much disposable income do you have left to spend/save?

Probably about £800

About a fiver

After essential (mortgage, council tax, utilities, school fees), between us we have about £1,700 discretionary (groceries, non-work travel, TV, mobiles subscriptions, savings, clothes, shoes, gifts) and about £800 disposable (eating out, hobbies etc).

Honestly, no idea.. depends what you class as essential too as we tend to spend a lot on food. Probably about 3/3.5k

About £4k

Just over 3k but that doesn't include the food shop. Probably spend £600 a month on food.

@Loopylou7219 was thinking about taking in ironing to top it up a bit.

Times are hard 😞

Oh do bugger off.

About £9000 a month.

Nothing

People just love to show off 😂 notice how all the people with 2k plus left over after bills were the first to comment

Savings and pension are essential to me, as are a buffer for day-to-day clubs and treats for my son, a savings pot for the car etc, so after everything, I have £200/month.

This is plenty for me - one big night out, a few bits and pieces.

Bollocks.

I have about 8k spare each month after paying all bills. I then put 5k into a pension each month and use the other 3k for spending money. Any that is left at the end of the month is put into an ISA.

How so?

Me and DP earn £7.5K net a month from our jobs (in total, not individually). Then DP earns an additional £3K net per month from consultancy

That's £10.5K.

Our monthly essential costs are around £1.5K. That leaves £9K a month after all bills and essentials.

Probably about £700 before groceries. Doesn't sound a lot compared to some but I've managed to get through my working life only doing part time and have enjoyed 5 day 'weekends' for years.
That's more valuable to me then money TBH.