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If you could decide how much people get in benefits

507 replies

OneLemonOrca · 09/05/2024 22:53

There are benefit bashing threads being posted often, with complaints that certain people on benefits can afford a better lifestyle than them when they work, and that it is being made into a life style choice?
So if you could decide, I am just wondering how much you think benefit claimants should receive in certain circumstances or what their money should or shouldn’t be able to pay for, to get a general idea of what mumsnet thinks is “right”.

OP posts:
Thread gallery
5
ChangeAgain2 · 11/05/2024 06:45

I would cap rents and nationalise services. I would allow companies to make huge profits on the backs of the citizen while we can't afford to heat our houses.

Welovecrumpets · 11/05/2024 06:47

NineChickennuggets · 11/05/2024 06:40

"Councils ferrying children in taxis miles and miles because the nearest school doesn't meet the child's needs, why can't the parent do this?"

Why can't the council provide a school that meets the child's needs close to home as it does for children without disabilities?

Because building a special needs school every 10 miles is totally unrealistic?

Loubelle70 · 11/05/2024 06:53

Hate these sort of posts that are covertly goading.... dividing and conquering...hate it

Interested in this thread?

Then you might like threads about this subject:

Overthebow · 11/05/2024 07:14

Miley1967 · 10/05/2024 23:31

The earnings threshold on UC that people are expected to meet are still pretty low, especially for couples.

Yes this needs looking at really.

ThisOldThang · 11/05/2024 07:27

A family of four claiming Universal Credit in the UK would be part of the global top 1%.

These propaganda pieces are complete nonsense.

strawberrybubblegum · 11/05/2024 07:32

SharpLily · 09/05/2024 23:40

UBI was trialled in India too:
Villages spent more on food and healthcare, children's school performance improved in 68 percent of families, time spent in school nearly tripled, personal savings tripled, and new business startups doubled.

Iran introduced a UBI in 2010:
A first assessment of the experiences in Iran was provided in 2011 by H. Talabani.[35][36] Another assessment published in 2017[37] found no evidence of cash transfers recipients reduced their participation the labor force.

In the USA:
Several Native America nations distribute dividends to their members. For example, members of the Eastern Band of Cherokee Indians, based in North Carolina, receive payments of several thousand dollars twice a year.[164] These payments are dividends from the profits of the Harrah's Cherokee casino, and have been distributed since 1996. A study of the payments' effects on the children of the community found significant declines in poverty, behavioral problems, crime, substance abuse and psychiatric problems, and increases in on-time graduation. The effects were primarily found among those who were youngest when the payments began, and among those who were lifted out of poverty rather than those who were already well-off.

A project currently underway in Brazil:
The results indicate that the BI has contributed to sustainable development in Quatinga Velho. The effects were convincing, particularly in the area of assurance of basic needs, improving the quality of life and social skills."[183] "[...]This amount of money sounds very small to people from industrialized countries, but it has a large impact in a rural area of Brazil. The coordinators have verified gains in nutrition, clothing, living conditions, health (especially in children), construction of new housing, and improvements to existing ones. In informal interviews, the coordinators have noticed increased self-esteem and social interaction, reduction of social insecurity, and rising expectations of the future, especially regarding children. They noted that they have not observed increased use of alcohol or illicit drugs; significant changes in labor relations, birth, migration or emigration, or generation of political relations and economic dependency.

It's a complex idea and at first seems counterintuitive but it's hard to bet against when you see how it has worked when used. It took me a while to get my head around. When I was first introduced to the idea I had to do some serious studying to grasp it but swiftly became a full convert. The problem lies in the logistics and practicalities of implementing the idea on a statewide basis. It's too big and emotive a project for the average politician to commit to.

Did any of these communities who showed the improvements after the introduction of a Universal Income already have a benefits system?

Or are the observed improvements to do with actually giving some income to people who would otherwise have be in devastating poverty?

We're already doing that with our benefits system.

The quote you include for the USA trial does say 'The effects were primarily found... lifted out of poverty rather than those who were already well-off'. So I don't expect we'd see those benefits.

I think there have to be incentives to work, incentives to work more, and incentives to take higher-paying jobs which are higher stress/more hours/require time spent studying/require experience built up over time. And I think that incentive is having a clear difference in lifestyle/disposable income.

Otherwise, why would anyone bother? Chilling out at home and with your kids is much more pleasant than working! (whether that's not working at all, or working fewer hours or a less stressful job). And if fewer people bother then less value is created, and pretty soon there's no money for anyone.

mjf981 · 11/05/2024 07:33

UBI will never happen. There'd be very people then willing to do the grunt work which currently employs millions - care work, supermarket work, abattoir work etc etc etc.

I think you should always be financially better off working. Its an absolute scandel that big business can pay such poor wages that people are forced to claim benefits to top up their income to a liveable wage. Any government that addressed this issue would get my vote.

ThisOldThang · 11/05/2024 07:37

OneLemonOrca · 11/05/2024 01:19

You’re being aggressive and talking like you have a point but you don’t. You’re not completely incapacitated from working, and I am disgusted that you’ve been enabled to not get better and sit on benefits for 10 years. There are things you could do to improve your mental health and quality of life everyday, there is a lot of advice. When you’re better, you could set up a business from home, and sell online.
I have disabilities where my capacity and abilities fluctuate a lot. There are times during the day that I can’t communicate properly, focus or pay attention. I lose my spatial awareness and have interception issues. I have a condition effecting my joints, bones, skin and nervous system, causing diarrhoea and chronic pain daily. Most of my energy goes on my basic needs and there is nothing that I can do to improve these disabilities and I will have them for the rest of my life. Your mental health issues can be improved and you shouldn’t be enabled to do nothing to improve them

14 years.

Bewareofthisonetoo · 11/05/2024 07:38

If UBI was ‘trialled’ in Namibia and other places and was’successful’ why did those places then not fully implement it permanently?
Becsuse it is unaffordable!
And would inevitably be inflationary, so rents /house prices would rise and the increased tax on companies would mean all prices would rise.

Bewareofthisonetoo · 11/05/2024 07:40

I know a lot people who have milked the system by being careful only to work 16 hours to maximise all the benefits. No disability-just an inclination to free load.

suburburban · 11/05/2024 07:43

Bewareofthisonetoo · 11/05/2024 07:40

I know a lot people who have milked the system by being careful only to work 16 hours to maximise all the benefits. No disability-just an inclination to free load.

Edited

Yes I think so especially when there are 2 parents.

Perfect28 · 11/05/2024 07:48

Oxfam is propaganda? We are one of the most unequal countries in the world.

MissMaryBennett · 11/05/2024 08:01

Perfect28 · 11/05/2024 07:48

Oxfam is propaganda? We are one of the most unequal countries in the world.

Do you have a source for that? Because this source says otherwise:

https://worldpopulationreview.com/country-rankings/wealth-inequality-by-country

Wealth Inequality by Country 2024

https://worldpopulationreview.com/country-rankings/wealth-inequality-by-country

Beezknees · 11/05/2024 08:21

Bewareofthisonetoo · 11/05/2024 07:40

I know a lot people who have milked the system by being careful only to work 16 hours to maximise all the benefits. No disability-just an inclination to free load.

Edited

The 16 hours thing no longer exists.

Beezknees · 11/05/2024 08:23

Miley1967 · 10/05/2024 23:31

The earnings threshold on UC that people are expected to meet are still pretty low, especially for couples.

I don't know about couples but it's not really for single parents, it's 30 hours on minimum wage.

MissMaryBennett · 11/05/2024 08:24

Some people still have ‘16 hours’ in their heads as the qualification for 30 hours childcare. Which is actually ‘earning the equivalent of 16 hours per week at the minimum wage. So income based but if you do earn the minimum wage still sensible to think of it as 16 hours.

Beezknees · 11/05/2024 08:26

MissMaryBennett · 11/05/2024 08:24

Some people still have ‘16 hours’ in their heads as the qualification for 30 hours childcare. Which is actually ‘earning the equivalent of 16 hours per week at the minimum wage. So income based but if you do earn the minimum wage still sensible to think of it as 16 hours.

Well it's not really, because you can't just work 16 hours any more and claim, so it's irrelevant. You have to work 30 hours at minimum wage as a single parent.

WithACatLikeTread · 11/05/2024 08:28

Miley1967 · 10/05/2024 23:31

The earnings threshold on UC that people are expected to meet are still pretty low, especially for couples.

I disagree. Plus just because the minimum wage has gone up doesn't mean you will get more. Most places will cut your hours down because they can't pay the increase.

CwmYoy · 11/05/2024 08:29

As it stands the system is a disgrace, There are families living in poverty and that cannot be right.

On the other hand a family member has thousands of pounds in savings all from disability benefits. She lives in sheltered accommodation, heavily subsidised and has carers calling paid for by a charity. She is almost at the threshold of losing benefits so she's paid for a holiday for her family to take it down again.

ThisOldThang · 11/05/2024 08:32

MissMaryBennett · 11/05/2024 08:01

Do you have a source for that? Because this source says otherwise:

https://worldpopulationreview.com/country-rankings/wealth-inequality-by-country

It's an old article, but average incomes haven't risen that much since 2012.

https://foreignpolicy.com/2012/02/27/were-all-the-1-percent/

"To make it into the richest 1 percent globally, all you need is an income of around $34,000, according to World Bank economist Branko Milanovic. The average family in the United States has more than three times the income of those living in poverty in America, and nearly 50 times that of the world’s poorest. Many of America’s 99 percenters, and the West’s, are really 1 percenters on a global level."

Oxfam targeting the ”1%" sounds great until you realise it includes people living on benefits in the UK.

We're All the 1 Percent

The U.S. middle class is still incredibly wealthy by international standards.

https://foreignpolicy.com/2012/02/27/were-all-the-1-percent

dreamingofsun · 11/05/2024 08:33

Beeznees - what about couples as someone seemed to be suggesting that as a couple you just had to do two lots of 18 hours? which would seem rediculously low and also unfair to single parents.

sequin2000 · 11/05/2024 08:43

I don't understand why the taxpayer is topping up low wages from companies with eye watering profits. Is there a reason that companies such as Tesco are not forced to pay higher wages? I understand why a higher living wage may be disastrous for small business but why not a living wage based on profits?

Nonewclothes2024 · 11/05/2024 08:47

JANetChick · 09/05/2024 23:16

I’m another fan of UBI and scrapping benefits. A set amount that everyone aged 18+ simply signs up for via their Personal Tax Account with the gov.

I’d be interested to hear the views of anyone who thinks it’s a bad idea actually.

How would it be paid for ?
Cost of living in which part of the country?
Many people wouldn't work, services would grind to a halt.

NineChickennuggets · 11/05/2024 08:48

"Because building a special needs school every 10 miles is totally unrealistic?"

My council chooses to transport pupils 40 miles to an expensive independent special school rather than provide in area.

Cocopogo · 11/05/2024 08:50

@Loubelle70 that's fine. I speak to lots of others in my boat who plead poverty so I can see why you’d think that. But to me over £4K per month is a lot of money but I’ve never lived with anyone so I imagine having two incomes is similar.